Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-24
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 130
MetricValuePeriodScopeSource row
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥13.3bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥10.6bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥23.1bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥24.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥19.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥10.6bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.0bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥21.4bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥15.4bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.56Tat 2024-03-31Cons.Assets
Total assets¥3.64Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥3.59Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥3.55Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥3.27Tat 2024-03-31Cons.Liabilities
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥271.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥264.2bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥285.8bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.02Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥855.8bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥943.3bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥24.5bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥142.2bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥203.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥142.3bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥210.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥129.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥1.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥18.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥56.152022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.722021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.522020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,438.33at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,402.54at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,233.18at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.4%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.0%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE6.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE4.0%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE2.9%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE7.9%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,449at 2024-03-31Cons.Number of employees
Employees1,535at 2023-03-31dCons.Number of employees
Employees1,607at 2022-03-31dCons.Number of employees
Employees1,684at 2021-03-31dCons.Number of employees
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥11.3bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥10.1bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥20.0bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥24.2bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥19.0bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥9.5bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥7.9bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥18.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.54Tat 2024-03-31StandaloneAssets
Total assets¥3.62Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥3.57Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥3.53Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Total liabilities¥3.26Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31StandaloneNet assets
Net assets / equity¥255.2bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥246.4bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥265.2bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥104.762024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥73.732023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.632022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.262021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥81.762020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥92022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥62021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,526.91at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,442.73at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,354.61at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,308.17at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,144.67at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.9%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.5%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE7.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE5.6%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.1%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE7.4%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,209at 2024-03-31StandaloneNumber of employees
Employees1,283at 2023-03-31dStandaloneNumber of employees
Employees1,352at 2022-03-31dStandaloneNumber of employees
Employees1,424at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 46
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥306m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥194m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31233 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥977m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥43.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥649m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥372m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥25.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥139m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥1.7bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5.8bn
Bankingreportable segmentemployeesat 2025-03-311172 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥83.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥147m
Bankingreportable segmentsegment assetsat 2025-03-31¥3.44T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥25.6bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥2.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥6.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥91.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥3.49T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥26.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2024-03-31¥211m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2024-03-31¥239m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2024-03-31¥8.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2024-03-31¥1.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-03-31¥41.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2024-03-31¥741m
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31−¥172m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥1.3bn
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥21.0bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥256m
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥2.0bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥5.0bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥83.5bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥128m
Bankingreportable segmentsegment assetsat 2024-03-31¥3.54T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥20.2bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥2.2bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥5.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥91.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥1.3bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥3.58T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥20.9bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,931
ItemContextValueUnit
Percentage of shareholdings foreigners other than individualsCurrentYearInstant_OrdinaryShareMember0.2773
Percentage of shareholdings foreign individualsCurrentYearInstant_OrdinaryShareMember0.0001
Percentage of shareholdings individuals and othersCurrentYearInstant_OrdinaryShareMember0.2097
Number of shares heldCurrentYearInstant_No1MajorShareholdersMember35089000
Shareholding ratioCurrentYearInstant_No1MajorShareholdersMember0.1907
Number of shares heldCurrentYearInstant_No2MajorShareholdersMember17131000
Shareholding ratioCurrentYearInstant_No2MajorShareholdersMember0.0931
Number of shares heldCurrentYearInstant_No3MajorShareholdersMember7351000
Shareholding ratioCurrentYearInstant_No3MajorShareholdersMember0.0399
Number of shares heldCurrentYearInstant_No4MajorShareholdersMember6137000
Shareholding ratioCurrentYearInstant_No4MajorShareholdersMember0.0333
Number of shares heldCurrentYearInstant_No5MajorShareholdersMember6129000
Shareholding ratioCurrentYearInstant_No5MajorShareholdersMember0.0333
Number of shares heldCurrentYearInstant_No6MajorShareholdersMember5549000
Shareholding ratioCurrentYearInstant_No6MajorShareholdersMember0.0301
Number of shares heldCurrentYearInstant_No7MajorShareholdersMember5401000
Shareholding ratioCurrentYearInstant_No7MajorShareholdersMember0.0293
Number of shares heldCurrentYearInstant_No8MajorShareholdersMember4332000
Shareholding ratioCurrentYearInstant_No8MajorShareholdersMember0.0235
Number of shares heldCurrentYearInstant_No9MajorShareholdersMember4087000
Shareholding ratioCurrentYearInstant_No9MajorShareholdersMember0.0222
Number of shares heldCurrentYearInstant_No10MajorShareholdersMember4029000
Shareholding ratioCurrentYearInstant_No10MajorShareholdersMember0.0219
Number of shares heldCurrentYearInstant95240000
Shareholding ratioCurrentYearInstant0.5178
Number of shares issued shares voting rightsCurrentYearInstant_SharesWithNoVotingRightsMember-
Number of shares issued shares voting rightsCurrentYearInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Number of shares issued shares voting rightsCurrentYearInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of voting rights issued shares voting rightsCurrentYearInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of shares issued shares voting rightsCurrentYearInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember13209500
Number of voting rights issued shares voting rightsCurrentYearInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember1836913
Number of shares issued shares voting rightsCurrentYearInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember183691300
Number of shares issued shares voting rightsCurrentYearInstant_OrdinarySharesSharesLessThanOneUnitMember238448
Number of shares issued shares voting rightsCurrentYearInstant197139248
Number of voting rights issued shares voting rightsCurrentYearInstant1836913
Number of shares held in own name treasury shares etcCurrentYearInstant_Row1Member13209500
Number of shares held in others names treasury shares etcCurrentYearInstant_Row1Member-
Total number of shares held treasury shares etcCurrentYearInstant_Row1Member13209500
Shareholding ratio treasury shares etcCurrentYearInstant_Row1Member0.0670
Number of shares held in own name treasury shares etcCurrentYearInstant13209500
Number of shares held in others names treasury shares etcCurrentYearInstant-
Total number of shares held treasury shares etcCurrentYearInstant13209500
Shareholding ratio treasury shares etcCurrentYearInstant0.0670
Total amount of dividends dividends of surplusFilingDateInstant_Row1Member2710000000JPY
Dividend per share dividends of surplusFilingDateInstant_Row1Member14.50
Total amount of dividends dividends of surplusFilingDateInstant_Row2Member2666000000JPY
Dividend per share dividends of surplusFilingDateInstant_Row2Member14.50
Number of male directors and other officersFilingDateInstant9
Number of female directors and other officersFilingDateInstant1
Ratio of female directors and other officersFilingDateInstant0.100

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass