Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-24
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 130
MetricValuePeriodScopeSource row
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥13.3bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥10.6bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥23.1bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥24.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥19.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥10.6bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.0bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥21.4bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥15.4bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.56Tat 2024-03-31Cons.Assets
Total assets¥3.64Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥3.59Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥3.55Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥3.27Tat 2024-03-31Cons.Liabilities
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥271.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥264.2bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥285.8bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.02Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥855.8bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥943.3bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥24.5bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥142.2bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥203.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥142.3bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥210.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥129.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥1.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥18.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥56.152022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.722021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.522020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,438.33at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,402.54at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,233.18at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.4%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.0%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE6.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE4.0%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE2.9%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE7.9%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,449at 2024-03-31Cons.Number of employees
Employees1,535at 2023-03-31dCons.Number of employees
Employees1,607at 2022-03-31dCons.Number of employees
Employees1,684at 2021-03-31dCons.Number of employees
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥11.3bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥10.1bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥20.0bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥24.2bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥19.0bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥9.5bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥7.9bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥18.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.54Tat 2024-03-31StandaloneAssets
Total assets¥3.62Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥3.57Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥3.53Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Total liabilities¥3.26Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31StandaloneNet assets
Net assets / equity¥255.2bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥246.4bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥265.2bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥104.762024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥73.732023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.632022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.262021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥81.762020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥92022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥62021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,526.91at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,442.73at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,354.61at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,308.17at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,144.67at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.9%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.5%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE7.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE5.6%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.1%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE7.4%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,209at 2024-03-31StandaloneNumber of employees
Employees1,283at 2023-03-31dStandaloneNumber of employees
Employees1,352at 2022-03-31dStandaloneNumber of employees
Employees1,424at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 46
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥306m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥194m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31233 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥977m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥43.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥649m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥372m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥25.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥139m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥1.7bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5.8bn
Bankingreportable segmentemployeesat 2025-03-311172 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥83.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥147m
Bankingreportable segmentsegment assetsat 2025-03-31¥3.44T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥25.6bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥2.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥6.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥91.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥3.49T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥26.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2024-03-31¥211m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2024-03-31¥239m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2024-03-31¥8.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2024-03-31¥1.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-03-31¥41.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2024-03-31¥741m
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31−¥172m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥1.3bn
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥21.0bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥256m
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥2.0bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥5.0bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥83.5bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥128m
Bankingreportable segmentsegment assetsat 2024-03-31¥3.54T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥20.2bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥2.2bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥5.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥91.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥1.3bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥3.58T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥20.9bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,931
ItemContextValueUnit
Interest on loans and discounts oibnkCurrentYearDuration60484000000JPY
Interest and dividends on securities oibnkPrior1YearDuration1291000000JPY
Interest and dividends on securities oibnkCurrentYearDuration2962000000JPY
Interest on call loans and bills bought oibnkPrior1YearDuration48000000JPY
Interest on call loans and bills bought oibnkCurrentYearDuration376000000JPY
Interest on deposits with banks oibnkPrior1YearDuration822000000JPY
Interest on deposits with banks oibnkCurrentYearDuration1722000000JPY
Other interest income oibnkPrior1YearDuration2954000000JPY
Other interest income oibnkCurrentYearDuration2879000000JPY
Fees and commissions oibnkPrior1YearDuration7525000000JPY
Fees and commissions oibnkCurrentYearDuration8650000000JPY
Other ordinary income oibnkPrior1YearDuration3764000000JPY
Other ordinary income oibnkCurrentYearDuration4133000000JPY
Gains on sales of bonds oibnkPrior1YearDuration-JPY
Gains on sales of bonds oibnkCurrentYearDuration3000000JPY
Gains on redemption of bonds oibnkPrior1YearDuration821000000JPY
Gains on redemption of bonds oibnkCurrentYearDuration1123000000JPY
Other other ordinary income oibnkPrior1YearDuration2942000000JPY
Other other ordinary income oibnkCurrentYearDuration3007000000JPY
Other income oibnkPrior1YearDuration13868000000JPY
Other income oibnkCurrentYearDuration9882000000JPY
Reversal of allowance for loan losses oibnkPrior1YearDuration4374000000JPY
Reversal of allowance for loan losses oibnkCurrentYearDuration3246000000JPY
Recoveries of written off claims oibnkPrior1YearDuration6365000000JPY
Recoveries of written off claims oibnkCurrentYearDuration5968000000JPY
Gain on sales of stocks and other securities oibnkPrior1YearDuration2284000000JPY
Gain on sales of stocks and other securities oibnkCurrentYearDuration1000000JPY
Other other income oibnkPrior1YearDuration844000000JPY
Other other income oibnkCurrentYearDuration666000000JPY
Ordinary expenses bnkPrior1YearDuration70805000000JPY
Ordinary expenses bnkCurrentYearDuration64932000000JPY
Interest expenses oebnkPrior1YearDuration1155000000JPY
Interest expenses oebnkCurrentYearDuration2551000000JPY
Interest on deposits oebnkPrior1YearDuration1131000000JPY
Interest on deposits oebnkCurrentYearDuration2543000000JPY
Interest on payables under securities lending transactions oebnkPrior1YearDuration0JPY
Interest on payables under securities lending transactions oebnkCurrentYearDuration-JPY
Other interest expenses oebnkPrior1YearDuration23000000JPY
Other interest expenses oebnkCurrentYearDuration8000000JPY
Fees and commissions payments oebnkPrior1YearDuration9643000000JPY
Fees and commissions payments oebnkCurrentYearDuration9867000000JPY
Other ordinary expenses oebnkPrior1YearDuration10801000000JPY
Other ordinary expenses oebnkCurrentYearDuration5533000000JPY
Loss on sales of bonds oebnkPrior1YearDuration1851000000JPY
Loss on sales of bonds oebnkCurrentYearDuration1249000000JPY
Loss on redemption of bonds oebnkPrior1YearDuration6309000000JPY
Loss on redemption of bonds oebnkCurrentYearDuration1525000000JPY
Other other operating expenses oebnkPrior1YearDuration2641000000JPY
Other other operating expenses oebnkCurrentYearDuration2758000000JPY
General and administrative expenses oebnkPrior1YearDuration38013000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass