Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 130
MetricValuePeriodScopeSource row
Ordinary income¥56.3bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥44.2bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥35.8bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥33.0bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥25.1bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥56.3bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥44.2bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥39.3bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥29.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥25.1bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥22.2bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥16.5bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥39.3bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥29.8bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥10.42Tat 2025-03-31Cons.Assets
Total assets¥10.50Tat 2024-03-31Cons.Assets
Total assets¥10.20Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥10.69Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥9.84Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥9.85Tat 2025-03-31Cons.Liabilities
Total liabilities¥9.90Tat 2024-03-31Cons.Liabilities
Net assets / equity¥573.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥601.7bnat 2024-03-31Cons.Net assets
Net assets / equity¥504.5bnat 2023-03-31dCons.Net assets
Net assets / equity¥513.3bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥513.3bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.00Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.28Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.31Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.96Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.37Tat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥337.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥103.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥681.8bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥634.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥804.4bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥69.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥80.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥43.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥41.5bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥171.1bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥10.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥7.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥6.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥3.9bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥3.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥529.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥402.42023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥338.742022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥300.812021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥222.892020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥7,735.86at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥8,121.61at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥6,818.61at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥6,944.03at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥6,947.19at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio5.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.7%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.8%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE6.7%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE4.9%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE4.3%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE3.4%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees2,537at 2025-03-31Cons.Number of employees
Employees2,587at 2024-03-31Cons.Number of employees
Employees2,653at 2023-03-31dCons.Number of employees
Employees2,754at 2022-03-31dCons.Number of employees
Employees2,812at 2021-03-31dCons.Number of employees
Ordinary income¥54.8bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥42.5bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥34.4bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥30.5bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.7bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥54.8bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥42.4bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥38.6bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥28.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥24.4bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥20.8bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥14.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥10.39Tat 2025-03-31StandaloneAssets
Total assets¥10.47Tat 2024-03-31StandaloneAssets
Total assets¥10.18Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥10.67Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥9.82Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥9.84Tat 2025-03-31StandaloneLiabilities
Total liabilities¥9.89Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥549.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥576.7bnat 2024-03-31StandaloneNet assets
Net assets / equity¥490.8bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥499.8bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥501.8bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥520.312024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥389.332023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥329.52022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥281.12021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥202.122020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥1752024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥122.52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥67.52021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥502020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥7,408.77at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥7,784.2at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥6,632.94at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥6,760.8at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥6,791.01at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio5.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.5%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE6.9%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE4.9%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE4.1%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.2%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued76,655,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued76,655,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued76,655,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued76,655,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued76,655,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees2,291at 2025-03-31StandaloneNumber of employees
Employees2,385at 2024-03-31StandaloneNumber of employees
Employees2,461at 2023-03-31dStandaloneNumber of employees
Employees2,556at 2022-03-31dStandaloneNumber of employees
Employees2,638at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 3
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31203 pure
Bankingreportable segmentemployeesat 2025-03-312291 pure
Leasingreportable segmentemployeesat 2025-03-3143 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,385
ItemContextValueUnit
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row12Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row13Member
Original text (Japanese)(うち、専門人材)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row13Member
Original text (Japanese)名
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row13Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row14Member
Original text (Japanese)(うち、コア人材)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row14Member
Original text (Japanese)名
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row14Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row15Member
Original text (Japanese)(うち、ベース人材)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row15Member
Original text (Japanese)名
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row15Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row16Member
Original text (Japanese)リスキリング研修受講者数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row16Member
Original text (Japanese)名
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row16Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row17Member
Original text (Japanese)1人あたり研修費用
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row17Member
Original text (Japanese)千円
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row17Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row18Member
Original text (Japanese)1人あたり研修受講回数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row18Member
Original text (Japanese)回
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row18Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row19Member
Original text (Japanese)女性管理職比率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row19Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row19Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row20Member
Original text (Japanese)法人渉外・融資プロパー・本部企画業務における女性行員の比率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row20Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row20Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row21Member
Original text (Japanese)男性育児休業取得率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row21Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row21Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row22Member
Original text (Japanese)男性育児休業平均取得日数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row22Member
Original text (Japanese)日
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row22Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row23Member
Original text (Japanese)障がい者雇用率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row23Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row23Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row24Member
Original text (Japanese)定着率(入行3年退職者割合)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row24Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row24Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row25Member
Original text (Japanese)アブセンティーズム(一定期間超の疾病休業者率)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row25Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row25Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row26Member
Original text (Japanese)プレゼンティーズム(心身に不調のない従業員割合)
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row26Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row26Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row27Member
Original text (Japanese)年次有給休暇取得率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row27Member%
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row27Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row28Member
Original text (Japanese)月間平均時間外勤務時間数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row28Member
Original text (Japanese)時間
Target period description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row28Member
Original text (Japanese)2025年度
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row29Member
Original text (Japanese)企業型確定拠出年金(DC)加入率

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass