Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥4.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥2.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥1.8bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥5.2bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.5bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥4.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥2.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.1bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.8bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥2.89Tat 2025-03-31Cons.Assets
Total assets¥2.85Tat 2024-03-31Cons.Assets
Total assets¥2.77Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31Cons.Liabilities
Total liabilities¥2.76Tat 2024-03-31Cons.Liabilities
Net assets / equity¥91.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥97.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥91.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥104.1bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥112.3bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥303.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥342.1bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥317.0bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥520.0bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥335.0bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥23.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥261.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥220.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥174.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥15.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥18.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥59.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥34.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥31.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥419m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥464m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥431m2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥424m2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥416m2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥49.792024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥26.582023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥25.352022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥51.32021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥21.332020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥19.072024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥9.462023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥8.072022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥15.212021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥6.282020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥689.06at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥754.86at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥678.94at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥837.32at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥936.75at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.2%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.3%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE1.6%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees1,293at 2025-03-31Cons.Number of employees
Employees1,335at 2024-03-31Cons.Number of employees
Employees1,362at 2023-03-31dCons.Number of employees
Employees1,421at 2022-03-31dCons.Number of employees
Employees1,467at 2021-03-31dCons.Number of employees
Ordinary income¥4.4bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥2.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥1.7bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥5.1bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.1bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.3bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥2.4bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥4.1bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥2.1bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥2.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥5.0bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥2.89Tat 2025-03-31StandaloneAssets
Total assets¥2.85Tat 2024-03-31StandaloneAssets
Total assets¥2.77Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31StandaloneLiabilities
Total liabilities¥2.76Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥88.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥93.7bnat 2024-03-31StandaloneNet assets
Net assets / equity¥89.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥102.6bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥111.0bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥49.232024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥25.632023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥24.542022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.752021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.312020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥18.862024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥9.122023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥7.812022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥15.052021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥17.772020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥52024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥649.62at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥713.34at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥661.84at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥819.34at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥920.97at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio3.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.2%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued82,553,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,238at 2025-03-31StandaloneNumber of employees
Employees1,279at 2024-03-31StandaloneNumber of employees
Employees1,307at 2023-03-31dStandaloneNumber of employees
Employees1,368at 2022-03-31dStandaloneNumber of employees
Employees1,415at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 2
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-3155 pure
Bankingreportable segmentemployeesat 2025-03-311238 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,823
ItemContextValueUnit
Dividend per share dividends of surplusFilingDateInstant_Row1Member5
Total dividends paid fourth class preferred stock dividends of surplusFilingDateInstant_Row1Member3000000JPY
Dividend paid per share fourth class preferred stock dividends of surplusFilingDateInstant_Row1Member0.05
Number of male directors and other officersFilingDateInstant10
Number of female directors and other officersFilingDateInstant2
Ratio of female directors and other officersFilingDateInstant0.16
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember140362
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember101657
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoTatsuroMember68250
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KikuchiKenichiMember46350
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OkanoTsuyoshiMember32107
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember29580
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember7500
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember67100
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember13500
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember9700
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember5700
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember900
Number of shares held ordinary shares information about directors and corporate auditorsFilingDateInstant522706
Number of male directors and other officers proposalFilingDateInstant9
Number of female directors and other officers proposalFilingDateInstant2
Ratio of female directors and other officers proposalFilingDateInstant0.18
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember140362
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember101657
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000OkanoTsuyoshiMember32107
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember29580
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000OkanoNobuhiroMember6400
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember7500
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember67100
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember13500
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember9700
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember5700
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember900
Number of shares held ordinary shares information about directors and corporate auditors proposalFilingDateInstant414506
Audit fees reporting companyPrior1YearDuration64000000JPY
Non audit fees reporting companyPrior1YearDuration1000000JPY
Audit fees reporting companyCurrentYearDuration64000000JPY
Non audit fees reporting companyCurrentYearDuration1000000JPY
Audit fees consolidated subsidiariesPrior1YearDuration2000000JPY
Non audit fees consolidated subsidiariesPrior1YearDuration-JPY
Audit fees consolidated subsidiariesCurrentYearDuration2000000JPY
Non audit fees consolidated subsidiariesCurrentYearDuration-JPY
Audit fees totalPrior1YearDuration66000000JPY
Non audit fees totalPrior1YearDuration1000000JPY
Audit fees totalCurrentYearDuration66000000JPY
Non audit fees totalCurrentYearDuration1000000JPY
Number of directors and other officers remuneration etc by category of directors and other officersCurrentYearDuration_DirectorsExcludingAuditAndSupervisoryCommitteeMembersAndOutsideDirectorsMember7
Total amount of remuneration etc remuneration etc by category of directors and other officersCurrentYearDuration_DirectorsExcludingAuditAndSupervisoryCommitteeMembersAndOutsideDirectorsMember145000000JPY
Fixed remuneration remuneration by category of directors and other officersCurrentYearDuration_DirectorsExcludingAuditAndSupervisoryCommitteeMembersAndOutsideDirectorsMember134000000JPY
Performance based remuneration remuneration by category of directors and other officersCurrentYearDuration_DirectorsExcludingAuditAndSupervisoryCommitteeMembersAndOutsideDirectorsMember-JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass