Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥4.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥2.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥1.8bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥5.2bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.5bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥4.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥2.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.1bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.8bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥2.89Tat 2025-03-31Cons.Assets
Total assets¥2.85Tat 2024-03-31Cons.Assets
Total assets¥2.77Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31Cons.Liabilities
Total liabilities¥2.76Tat 2024-03-31Cons.Liabilities
Net assets / equity¥91.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥97.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥91.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥104.1bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥112.3bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥303.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥342.1bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥317.0bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥520.0bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥335.0bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥23.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥261.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥220.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥174.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥15.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥18.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥59.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥34.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥31.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥419m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥464m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥431m2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥424m2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥416m2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥49.792024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥26.582023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥25.352022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥51.32021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥21.332020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥19.072024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥9.462023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥8.072022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥15.212021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥6.282020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥689.06at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥754.86at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥678.94at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥837.32at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥936.75at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.2%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.3%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE1.6%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees1,293at 2025-03-31Cons.Number of employees
Employees1,335at 2024-03-31Cons.Number of employees
Employees1,362at 2023-03-31dCons.Number of employees
Employees1,421at 2022-03-31dCons.Number of employees
Employees1,467at 2021-03-31dCons.Number of employees
Ordinary income¥4.4bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥2.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥1.7bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥5.1bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.1bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.3bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥2.4bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥4.1bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥2.1bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥2.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥5.0bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥2.89Tat 2025-03-31StandaloneAssets
Total assets¥2.85Tat 2024-03-31StandaloneAssets
Total assets¥2.77Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31StandaloneLiabilities
Total liabilities¥2.76Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥88.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥93.7bnat 2024-03-31StandaloneNet assets
Net assets / equity¥89.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥102.6bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥111.0bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥49.232024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥25.632023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥24.542022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.752021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.312020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥18.862024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥9.122023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥7.812022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥15.052021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥17.772020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥52024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥649.62at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥713.34at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥661.84at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥819.34at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥920.97at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio3.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.2%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued82,553,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,238at 2025-03-31StandaloneNumber of employees
Employees1,279at 2024-03-31StandaloneNumber of employees
Employees1,307at 2023-03-31dStandaloneNumber of employees
Employees1,368at 2022-03-31dStandaloneNumber of employees
Employees1,415at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 2
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-3155 pure
Bankingreportable segmentemployeesat 2025-03-311238 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,823
ItemContextValueUnit
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OkanoTsuyoshiMember
Original text (Japanese)(注)2
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember
Original text (Japanese)取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember
Original text (Japanese)木 幡  浩
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember1968-10-16
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000KohataHiroshiMember
Original text (Japanese)(注)2
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember
Original text (Japanese)取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember
Original text (Japanese)齋 藤 仁
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember1961-05-27
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SaitoHitoshiMember
Original text (Japanese)(注)2
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember
Original text (Japanese)取締役常勤監査等委員
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember
Original text (Japanese)尾 崎  聡
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember1962-03-24
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000OzakiSatoshiMember
Original text (Japanese)(注)3
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember
Original text (Japanese)取締役 監査等委員
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember
Original text (Japanese)横 井 のり枝
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember1972-06-27
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000YokoiNorieMember
Original text (Japanese)(注)3
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember
Original text (Japanese)取締役 監査等委員
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember
Original text (Japanese)鈴 木 大 輔
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember1972-05-30
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SuzukiDaisukeMember
Original text (Japanese)(注)3
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember
Original text (Japanese)取締役 監査等委員
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember
Original text (Japanese)瀬 尾 純一郎
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember1948-12-27
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000SeoJunichiroMember
Original text (Japanese)(注)3
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember
Original text (Japanese)取締役 監査等委員
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember
Original text (Japanese)松 田 玲 子
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember1961-02-19
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03552-000MatsudaReikoMember
Original text (Japanese)(注)3
Footnotes directors and corporate auditors (text)FilingDateInstant_Row1MemberText · Plus
Footnotes directors and corporate auditors (text)FilingDateInstant_Row2MemberText · Plus
Footnotes directors and corporate auditors (text)FilingDateInstant_Row3MemberText · Plus
Footnotes directors and corporate auditors (text)FilingDateInstant_Row4MemberText · Plus
Official title or position information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember
Original text (Japanese)取締役頭取(代表取締役)
Name information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember
Original text (Japanese)生 田 雅 彦
Date of birth information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember1960-10-12
Career summary information about directors and corporate auditors proposal (text)FilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMemberText · Plus
Term of office information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000IkutaMasahikoMember
Original text (Japanese)(注)2
Official title or position information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember
Original text (Japanese)専務取締役営業本部長(代表取締役)
Name information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember
Original text (Japanese)篠 原  智
Date of birth information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember1961-04-22
Career summary information about directors and corporate auditors proposal (text)FilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMemberText · Plus
Term of office information about directors and corporate auditors proposalFilingDateInstant_jpcrp030000-asr_E03552-000ShinoharaSatoruMember
Original text (Japanese)(注)2

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass