Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥4.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥2.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥1.8bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥5.2bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.5bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥4.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥2.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.1bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.8bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.1bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥2.2bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥2.89Tat 2025-03-31Cons.Assets
Total assets¥2.85Tat 2024-03-31Cons.Assets
Total assets¥2.77Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31Cons.Liabilities
Total liabilities¥2.76Tat 2024-03-31Cons.Liabilities
Net assets / equity¥91.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥97.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥91.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥104.1bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥112.3bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥303.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥342.1bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥317.0bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥520.0bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥335.0bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥23.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥261.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥220.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥174.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥15.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥18.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥59.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥34.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥31.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥419m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥464m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥431m2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥424m2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥416m2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥49.792024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥26.582023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥25.352022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥51.32021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥21.332020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥19.072024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥9.462023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥8.072022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥15.212021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥6.282020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥689.06at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥754.86at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥678.94at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥837.32at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥936.75at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.2%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.3%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE1.6%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees1,293at 2025-03-31Cons.Number of employees
Employees1,335at 2024-03-31Cons.Number of employees
Employees1,362at 2023-03-31dCons.Number of employees
Employees1,421at 2022-03-31dCons.Number of employees
Employees1,467at 2021-03-31dCons.Number of employees
Ordinary income¥4.4bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥2.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥1.7bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥5.1bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.1bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.3bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥2.4bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥4.1bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥2.1bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥2.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥5.0bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥2.89Tat 2025-03-31StandaloneAssets
Total assets¥2.85Tat 2024-03-31StandaloneAssets
Total assets¥2.77Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.96Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.70Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥2.80Tat 2025-03-31StandaloneLiabilities
Total liabilities¥2.76Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥88.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥93.7bnat 2024-03-31StandaloneNet assets
Net assets / equity¥89.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥102.6bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥111.0bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥49.232024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥25.632023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥24.542022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.752021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.312020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥18.862024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥9.122023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥7.812022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥15.052021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥17.772020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥52024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥649.62at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥713.34at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥661.84at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥819.34at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥920.97at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio3.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.2%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio3.5%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued82,553,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,238at 2025-03-31StandaloneNumber of employees
Employees1,279at 2024-03-31StandaloneNumber of employees
Employees1,307at 2023-03-31dStandaloneNumber of employees
Employees1,368at 2022-03-31dStandaloneNumber of employees
Employees1,415at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 2
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-3155 pure
Bankingreportable segmentemployeesat 2025-03-311238 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,823
ItemContextValueUnit
Total number of shares (text)FilingDateInstantText · Plus
Issued shares total number of shares etc (text)FilingDateInstantText · Plus
Class issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)普通株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_OrdinaryShareMember
Original text (Japanese)東京証券取引所プライム市場
Description issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)単元株式数は100株であります。 (注2、5)
Class issued shares total number of shares etcFilingDateInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember
Original text (Japanese)第四種優先株式 (注)1
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Description issued shares total number of shares etcFilingDateInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember
Original text (Japanese)単元株式数は100株であります。 (注3、4、5)
Details of employee share option program (text)FilingDateInstantText · Plus
Description of rights plan (text)FilingDateInstantText · Plus
Other information on share acquisition rights (text)FilingDateInstantText · Plus
Exercises etc of moving strike convertible bonds etc (text)FilingDateInstantText · Plus
Changes in number of issued shares stated capital etc (text)FilingDateInstantText · Plus
Shareholding by shareholder category (text)FilingDateInstantText · Plus
Major shareholders (text)FilingDateInstantText · Plus
Name major shareholdersCurrentYearInstant_No1MajorShareholdersMember
Original text (Japanese)株式会社整理回収機構
Address major shareholdersCurrentYearInstant_No1MajorShareholdersMember
Original text (Japanese)東京都千代田区丸の内3丁目4番2号
Name major shareholdersCurrentYearInstant_No2MajorShareholdersMember
Original text (Japanese)日本マスタートラスト信託銀行株式会社(信託口)
Address major shareholdersCurrentYearInstant_No2MajorShareholdersMember
Original text (Japanese)東京都港区赤坂1丁目8番1号
Name major shareholdersCurrentYearInstant_No3MajorShareholdersMember
Original text (Japanese)筑波銀行行員持株会
Address major shareholdersCurrentYearInstant_No3MajorShareholdersMember
Original text (Japanese)茨城県つくば市竹園1丁目7番
Name major shareholdersCurrentYearInstant_No4MajorShareholdersMember
Original text (Japanese)株式会社日本カストディ銀行(信託口)
Address major shareholdersCurrentYearInstant_No4MajorShareholdersMember
Original text (Japanese)東京都中央区晴海1丁目8番12号
Name major shareholdersCurrentYearInstant_No5MajorShareholdersMember
Original text (Japanese)株式会社広沢製作所
Address major shareholdersCurrentYearInstant_No5MajorShareholdersMember
Original text (Japanese)茨城県つくば市寺具1331番地の1
Name major shareholdersCurrentYearInstant_No6MajorShareholdersMember
Original text (Japanese)株式会社SBI証券
Address major shareholdersCurrentYearInstant_No6MajorShareholdersMember
Original text (Japanese)東京都港区六本木1丁目6番1号
Name major shareholdersCurrentYearInstant_No7MajorShareholdersMember
Original text (Japanese)野村信託銀行株式会社(投信口)
Address major shareholdersCurrentYearInstant_No7MajorShareholdersMember
Original text (Japanese)東京都千代田区大手町2丁目2番2号
Name major shareholdersCurrentYearInstant_No8MajorShareholdersMemberText · Plus
Address major shareholdersCurrentYearInstant_No8MajorShareholdersMemberText · Plus
Name major shareholdersCurrentYearInstant_No9MajorShareholdersMember
Original text (Japanese)SBI地銀ホールディングス株式会社
Address major shareholdersCurrentYearInstant_No9MajorShareholdersMember
Original text (Japanese)東京都港区六本木1丁目6番1号
Name major shareholdersCurrentYearInstant_No10MajorShareholdersMember
Original text (Japanese)株式会社大島工務店
Address major shareholdersCurrentYearInstant_No10MajorShareholdersMember
Original text (Japanese)茨城県土浦市大町6番8号
Name major shareholders voting rightsCurrentYearInstant_No1MajorShareholdersVotingRightsMember
Original text (Japanese)日本マスタートラスト信託銀行株式会社(信託口)
Address major shareholders voting rightsCurrentYearInstant_No1MajorShareholdersVotingRightsMember
Original text (Japanese)東京都港区赤坂1丁目8番1号
Name major shareholders voting rightsCurrentYearInstant_No2MajorShareholdersVotingRightsMember
Original text (Japanese)筑波銀行行員持株会
Address major shareholders voting rightsCurrentYearInstant_No2MajorShareholdersVotingRightsMember
Original text (Japanese)茨城県つくば市竹園1丁目7番
Name major shareholders voting rightsCurrentYearInstant_No3MajorShareholdersVotingRightsMember
Original text (Japanese)株式会社日本カストディ銀行(信託口)
Address major shareholders voting rightsCurrentYearInstant_No3MajorShareholdersVotingRightsMember
Original text (Japanese)東京都中央区晴海1丁目8番12号
Name major shareholders voting rightsCurrentYearInstant_No4MajorShareholdersVotingRightsMember
Original text (Japanese)株式会社広沢製作所
Address major shareholders voting rightsCurrentYearInstant_No4MajorShareholdersVotingRightsMember
Original text (Japanese)茨城県つくば市寺具1331番地の1
Name major shareholders voting rightsCurrentYearInstant_No5MajorShareholdersVotingRightsMember
Original text (Japanese)株式会社SBI証券
Address major shareholders voting rightsCurrentYearInstant_No5MajorShareholdersVotingRightsMember
Original text (Japanese)東京都港区六本木1丁目6番1号
Name major shareholders voting rightsCurrentYearInstant_No6MajorShareholdersVotingRightsMember
Original text (Japanese)野村信託銀行株式会社(投信口)
Address major shareholders voting rightsCurrentYearInstant_No6MajorShareholdersVotingRightsMember
Original text (Japanese)東京都千代田区大手町2丁目2番2号
Name major shareholders voting rightsCurrentYearInstant_No7MajorShareholdersVotingRightsMemberText · Plus
Address major shareholders voting rightsCurrentYearInstant_No7MajorShareholdersVotingRightsMemberText · Plus
Name major shareholders voting rightsCurrentYearInstant_No8MajorShareholdersVotingRightsMember
Original text (Japanese)SBI地銀ホールディングス株式会社

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass