Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-24
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥5.2bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥2.5bn2020-04-01 → 2021-03-31Cons.Ordinary income
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.0bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2017-04-01 → 2018-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥4.6bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Profit before tax¥2.2bn2020-04-01 → 2021-03-31Cons.Income before income taxes
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.8bn2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.2bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.1bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥3.0bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss
Net income¥1.8bn2020-04-01 → 2021-03-31Cons.Profit loss
Total assets¥2.96Tat 2022-03-31Cons.Assets
Total assets¥2.70Tat 2021-03-31Cons.Assets
Total assets¥2.38Tat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥2.40Tat 2019-03-31dCons.Total assets (5-year summary)
Total assets¥2.42Tat 2018-03-31dCons.Total assets (5-year summary)
Total liabilities¥2.86Tat 2022-03-31Cons.Liabilities
Total liabilities¥2.59Tat 2021-03-31Cons.Liabilities
Net assets / equity¥104.1bnat 2022-03-31Cons.Net assets
Net assets / equity¥112.3bnat 2021-03-31Cons.Net assets
Net assets / equity¥105.3bnat 2020-03-31dCons.Net assets
Net assets / equity¥110.5bnat 2019-03-31dCons.Net assets (5-year summary)
Net assets / equity¥109.4bnat 2018-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥520.0bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥335.0bnat 2021-03-31Cons.Cash and cash equivalents
Cash & equivalents¥192.2bnat 2020-03-31dCons.Cash and cash equivalents
Cash & equivalents¥216.7bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥154.4bnat 2018-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥220.0bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥174.2bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥54.2bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥39.5bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥86.2bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥34.7bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥31.0bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥30.1bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥102.2bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥10.3bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥424m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥416m2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥412m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥434m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥452m2017-04-01 → 2018-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥51.32021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥21.332020-04-01 → 2021-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥14.772019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥13.132018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥36.542017-04-01 → 2018-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥15.212021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥6.282020-04-01 → 2021-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥4.582019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥4.982018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥16.632017-04-01 → 2018-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥837.32at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥936.75at 2021-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥851.79at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥914.31at 2019-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥901.77at 2018-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.5%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2021-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.4%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.6%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2018-03-31dCons.Equity to asset ratio (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE1.6%2020-04-01 → 2021-03-31Cons.Rate of return on equity (5-year summary)
ROE1.1%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE1.0%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
ROE2.8%2017-04-01 → 2018-03-31dCons.Rate of return on equity (5-year summary)
Employees1,421at 2022-03-31Cons.Number of employees
Employees1,467at 2021-03-31Cons.Number of employees
Employees1,526at 2020-03-31dCons.Number of employees
Employees1,607at 2019-03-31dCons.Number of employees
Employees1,660at 2018-03-31dCons.Number of employees
Ordinary income¥5.1bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥2.1bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥2.3bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.8bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4.4bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.5bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥5.3bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥4.2bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥5.0bn2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥1.0bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥936m2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥2.7bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥2.96Tat 2022-03-31StandaloneAssets
Total assets¥2.70Tat 2021-03-31StandaloneAssets
Total assets¥2.38Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.40Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.42Tat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥2.86Tat 2022-03-31StandaloneLiabilities
Total liabilities¥2.59Tat 2021-03-31StandaloneLiabilities
Net assets / equity¥102.6bnat 2022-03-31StandaloneNet assets
Net assets / equity¥111.0bnat 2021-03-31StandaloneNet assets
Net assets / equity¥102.2bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥106.7bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥105.7bnat 2018-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥50.752021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.312020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥12.232019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥11.342018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥32.982017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.052021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥17.772020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥3.792019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥4.32018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥15.022017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥52021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥819.34at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥920.97at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥814.1at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥868.76at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥856.22at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio3.5%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.4%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.4%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE1.0%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.9%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE2.6%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued82,553,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,368at 2022-03-31StandaloneNumber of employees
Employees1,415at 2021-03-31StandaloneNumber of employees
Employees1,448at 2020-03-31dStandaloneNumber of employees
Employees1,524at 2019-03-31dStandaloneNumber of employees
Employees1,576at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 34
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2022-03-3153 pure
Bankingreportable segmentemployeesat 2022-03-311368 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2020-04-01 → 2021-03-31¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2020-04-01 → 2021-03-31¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2020-04-01 → 2021-03-31¥129m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2020-04-01 → 2021-03-31¥496m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2021-03-31¥904m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2020-04-01 → 2021-03-31¥63m
Reconciling Itemsreconcilingrevenue intersegment2020-04-01 → 2021-03-31−¥1.4bn
Reconciling Itemsreconcilingsegment assetsat 2021-03-31¥42m
Reconciling Itemsreconcilingsegment ordinary income2020-04-01 → 2021-03-31−¥272m
Bankingreportable segmentcapex2020-04-01 → 2021-03-31¥1.2bn
Bankingreportable segmentdepreciation2020-04-01 → 2021-03-31¥2.1bn
Bankingreportable segmentrevenue external2020-04-01 → 2021-03-31¥35.3bn
Bankingreportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥312m
Bankingreportable segmentsegment assetsat 2021-03-31¥2.70T
Bankingreportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥2.1bn
Credit Guarantee Credit Administration Consigneereportable segmentcapex2020-04-01 → 2021-03-31¥2m
Credit Guarantee Credit Administration Consigneereportable segmentdepreciation2020-04-01 → 2021-03-31¥17m
Credit Guarantee Credit Administration Consigneereportable segmentrevenue external2020-04-01 → 2021-03-31¥401m
Credit Guarantee Credit Administration Consigneereportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥605m
Credit Guarantee Credit Administration Consigneereportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥548m
—segment totalcapex2020-04-01 → 2021-03-31¥1.2bn
—segment totaldepreciation2020-04-01 → 2021-03-31¥2.1bn
—segment totalrevenue external2020-04-01 → 2021-03-31¥35.7bn
—segment totalrevenue intersegment2020-04-01 → 2021-03-31¥918m
—segment totalsegment assetsat 2021-03-31¥2.70T
—segment totalsegment ordinary income2020-04-01 → 2021-03-31¥2.7bn
Total Of Reportable Segments And Otherssegment totalcapex2020-04-01 → 2021-03-31¥1.2bn
Total Of Reportable Segments And Otherssegment totaldepreciation2020-04-01 → 2021-03-31¥2.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2020-04-01 → 2021-03-31¥35.8bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2020-04-01 → 2021-03-31¥1.4bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2021-03-31¥2.70T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2020-04-01 → 2021-03-31¥2.7bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,930
ItemContextValueUnit
Number of shares held number of units totalCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember700000
Number of shares held shares less than one unitCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings national and local governmentsCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings financial institutionsCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember1.0000
Percentage of shareholdings financial service providersCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings other corporationsCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings foreigners other than individualsCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings foreign individualsCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Percentage of shareholdings individuals and othersCurrentYearInstant_jpcrp030000-asr_E03552-000FourthClassPreferredStockMember-
Number of shares heldCurrentYearInstant_No1MajorShareholdersMember70000000
Shareholding ratioCurrentYearInstant_No1MajorShareholdersMember0.4589
Number of shares heldCurrentYearInstant_No2MajorShareholdersMember10692000
Shareholding ratioCurrentYearInstant_No2MajorShareholdersMember0.0701
Number of shares heldCurrentYearInstant_No3MajorShareholdersMember4839000
Shareholding ratioCurrentYearInstant_No3MajorShareholdersMember0.0317
Number of shares heldCurrentYearInstant_No4MajorShareholdersMember3685000
Shareholding ratioCurrentYearInstant_No4MajorShareholdersMember0.0241
Number of shares heldCurrentYearInstant_No5MajorShareholdersMember2219000
Shareholding ratioCurrentYearInstant_No5MajorShareholdersMember0.0145
Number of shares heldCurrentYearInstant_No6MajorShareholdersMember1591000
Shareholding ratioCurrentYearInstant_No6MajorShareholdersMember0.0104
Number of shares heldCurrentYearInstant_No7MajorShareholdersMember1088000
Shareholding ratioCurrentYearInstant_No7MajorShareholdersMember0.0071
Number of shares heldCurrentYearInstant_No8MajorShareholdersMember934000
Shareholding ratioCurrentYearInstant_No8MajorShareholdersMember0.0061
Number of shares heldCurrentYearInstant_No9MajorShareholdersMember657000
Shareholding ratioCurrentYearInstant_No9MajorShareholdersMember0.0043
Number of shares heldCurrentYearInstant_No10MajorShareholdersMember640000
Shareholding ratioCurrentYearInstant_No10MajorShareholdersMember0.0041
Number of shares heldCurrentYearInstant96348000
Shareholding ratioCurrentYearInstant0.6317
Number of voting rights heldCurrentYearInstant_No1MajorShareholdersVotingRightsMember106928
Ratio of voting rights heldCurrentYearInstant_No1MajorShareholdersVotingRightsMember0.1300
Number of voting rights heldCurrentYearInstant_No2MajorShareholdersVotingRightsMember48395
Ratio of voting rights heldCurrentYearInstant_No2MajorShareholdersVotingRightsMember0.0588
Number of voting rights heldCurrentYearInstant_No3MajorShareholdersVotingRightsMember36850
Ratio of voting rights heldCurrentYearInstant_No3MajorShareholdersVotingRightsMember0.0448
Number of voting rights heldCurrentYearInstant_No4MajorShareholdersVotingRightsMember22198
Ratio of voting rights heldCurrentYearInstant_No4MajorShareholdersVotingRightsMember0.0269
Number of voting rights heldCurrentYearInstant_No5MajorShareholdersVotingRightsMember15911
Ratio of voting rights heldCurrentYearInstant_No5MajorShareholdersVotingRightsMember0.0193
Number of voting rights heldCurrentYearInstant_No6MajorShareholdersVotingRightsMember10882
Ratio of voting rights heldCurrentYearInstant_No6MajorShareholdersVotingRightsMember0.0132
Number of voting rights heldCurrentYearInstant_No7MajorShareholdersVotingRightsMember9345
Ratio of voting rights heldCurrentYearInstant_No7MajorShareholdersVotingRightsMember0.0113
Number of voting rights heldCurrentYearInstant_No8MajorShareholdersVotingRightsMember6574
Ratio of voting rights heldCurrentYearInstant_No8MajorShareholdersVotingRightsMember0.0079
Number of voting rights heldCurrentYearInstant_No9MajorShareholdersVotingRightsMember6402
Ratio of voting rights heldCurrentYearInstant_No9MajorShareholdersVotingRightsMember0.0077
Number of voting rights heldCurrentYearInstant_No10MajorShareholdersVotingRightsMember5874

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2021-03-31pass rounding
balance sheet identityconsolidated 2022-03-31pass
balance sheet identitynon_consolidated 2021-03-31pass rounding
balance sheet identitynon_consolidated 2022-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2020-03-31pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass