Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-24
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥5.2bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥2.5bn2020-04-01 → 2021-03-31Cons.Ordinary income
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.0bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2017-04-01 → 2018-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥4.6bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Profit before tax¥2.2bn2020-04-01 → 2021-03-31Cons.Income before income taxes
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.8bn2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.2bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.1bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥3.0bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss
Net income¥1.8bn2020-04-01 → 2021-03-31Cons.Profit loss
Total assets¥2.96Tat 2022-03-31Cons.Assets
Total assets¥2.70Tat 2021-03-31Cons.Assets
Total assets¥2.38Tat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥2.40Tat 2019-03-31dCons.Total assets (5-year summary)
Total assets¥2.42Tat 2018-03-31dCons.Total assets (5-year summary)
Total liabilities¥2.86Tat 2022-03-31Cons.Liabilities
Total liabilities¥2.59Tat 2021-03-31Cons.Liabilities
Net assets / equity¥104.1bnat 2022-03-31Cons.Net assets
Net assets / equity¥112.3bnat 2021-03-31Cons.Net assets
Net assets / equity¥105.3bnat 2020-03-31dCons.Net assets
Net assets / equity¥110.5bnat 2019-03-31dCons.Net assets (5-year summary)
Net assets / equity¥109.4bnat 2018-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥520.0bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥335.0bnat 2021-03-31Cons.Cash and cash equivalents
Cash & equivalents¥192.2bnat 2020-03-31dCons.Cash and cash equivalents
Cash & equivalents¥216.7bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥154.4bnat 2018-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥220.0bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥174.2bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥54.2bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥39.5bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥86.2bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥34.7bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥31.0bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥30.1bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥102.2bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥10.3bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥424m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥416m2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥412m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥434m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥452m2017-04-01 → 2018-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥51.32021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥21.332020-04-01 → 2021-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥14.772019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥13.132018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥36.542017-04-01 → 2018-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥15.212021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥6.282020-04-01 → 2021-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥4.582019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥4.982018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥16.632017-04-01 → 2018-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥837.32at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥936.75at 2021-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥851.79at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥914.31at 2019-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥901.77at 2018-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.5%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2021-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.4%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.6%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2018-03-31dCons.Equity to asset ratio (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE1.6%2020-04-01 → 2021-03-31Cons.Rate of return on equity (5-year summary)
ROE1.1%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE1.0%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
ROE2.8%2017-04-01 → 2018-03-31dCons.Rate of return on equity (5-year summary)
Employees1,421at 2022-03-31Cons.Number of employees
Employees1,467at 2021-03-31Cons.Number of employees
Employees1,526at 2020-03-31dCons.Number of employees
Employees1,607at 2019-03-31dCons.Number of employees
Employees1,660at 2018-03-31dCons.Number of employees
Ordinary income¥5.1bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥2.1bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥2.3bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.8bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4.4bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.5bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥5.3bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥4.2bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥5.0bn2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥1.0bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥936m2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥2.7bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥2.96Tat 2022-03-31StandaloneAssets
Total assets¥2.70Tat 2021-03-31StandaloneAssets
Total assets¥2.38Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.40Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥2.42Tat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥2.86Tat 2022-03-31StandaloneLiabilities
Total liabilities¥2.59Tat 2021-03-31StandaloneLiabilities
Net assets / equity¥102.6bnat 2022-03-31StandaloneNet assets
Net assets / equity¥111.0bnat 2021-03-31StandaloneNet assets
Net assets / equity¥102.2bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥106.7bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥105.7bnat 2018-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥50.752021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.312020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥12.232019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥11.342018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥32.982017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.052021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥17.772020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥3.792019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥4.32018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥15.022017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥52021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥819.34at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥920.97at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥814.1at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥868.76at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥856.22at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio3.5%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.4%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.4%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE3.9%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE1.0%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.9%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE2.6%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued82,553,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued82,553,000at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,368at 2022-03-31StandaloneNumber of employees
Employees1,415at 2021-03-31StandaloneNumber of employees
Employees1,448at 2020-03-31dStandaloneNumber of employees
Employees1,524at 2019-03-31dStandaloneNumber of employees
Employees1,576at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 34
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2022-03-3153 pure
Bankingreportable segmentemployeesat 2022-03-311368 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2020-04-01 → 2021-03-31¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2020-04-01 → 2021-03-31¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2020-04-01 → 2021-03-31¥129m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2020-04-01 → 2021-03-31¥496m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2021-03-31¥904m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2020-04-01 → 2021-03-31¥63m
Reconciling Itemsreconcilingrevenue intersegment2020-04-01 → 2021-03-31−¥1.4bn
Reconciling Itemsreconcilingsegment assetsat 2021-03-31¥42m
Reconciling Itemsreconcilingsegment ordinary income2020-04-01 → 2021-03-31−¥272m
Bankingreportable segmentcapex2020-04-01 → 2021-03-31¥1.2bn
Bankingreportable segmentdepreciation2020-04-01 → 2021-03-31¥2.1bn
Bankingreportable segmentrevenue external2020-04-01 → 2021-03-31¥35.3bn
Bankingreportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥312m
Bankingreportable segmentsegment assetsat 2021-03-31¥2.70T
Bankingreportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥2.1bn
Credit Guarantee Credit Administration Consigneereportable segmentcapex2020-04-01 → 2021-03-31¥2m
Credit Guarantee Credit Administration Consigneereportable segmentdepreciation2020-04-01 → 2021-03-31¥17m
Credit Guarantee Credit Administration Consigneereportable segmentrevenue external2020-04-01 → 2021-03-31¥401m
Credit Guarantee Credit Administration Consigneereportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥605m
Credit Guarantee Credit Administration Consigneereportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥548m
—segment totalcapex2020-04-01 → 2021-03-31¥1.2bn
—segment totaldepreciation2020-04-01 → 2021-03-31¥2.1bn
—segment totalrevenue external2020-04-01 → 2021-03-31¥35.7bn
—segment totalrevenue intersegment2020-04-01 → 2021-03-31¥918m
—segment totalsegment assetsat 2021-03-31¥2.70T
—segment totalsegment ordinary income2020-04-01 → 2021-03-31¥2.7bn
Total Of Reportable Segments And Otherssegment totalcapex2020-04-01 → 2021-03-31¥1.2bn
Total Of Reportable Segments And Otherssegment totaldepreciation2020-04-01 → 2021-03-31¥2.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2020-04-01 → 2021-03-31¥35.8bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2020-04-01 → 2021-03-31¥1.4bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2021-03-31¥2.70T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2020-04-01 → 2021-03-31¥2.7bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,930
ItemContextValueUnit
Diluted earnings per share (5-year summary)CurrentYearDuration_NonConsolidatedMember15.05
Equity to asset ratio (5-year summary)Prior4YearInstant_NonConsolidatedMember0.0436
Equity to asset ratio (5-year summary)Prior3YearInstant_NonConsolidatedMember0.0443
Equity to asset ratio (5-year summary)Prior2YearInstant_NonConsolidatedMember0.0429
Equity to asset ratio (5-year summary)Prior1YearInstant_NonConsolidatedMember0.0411
Equity to asset ratio (5-year summary)CurrentYearInstant_NonConsolidatedMember0.0346
Rate of return on equity (5-year summary)Prior4YearDuration_NonConsolidatedMember0.0263
Rate of return on equity (5-year summary)Prior3YearDuration_NonConsolidatedMember0.0088
Rate of return on equity (5-year summary)Prior2YearDuration_NonConsolidatedMember0.0096
Rate of return on equity (5-year summary)Prior1YearDuration_NonConsolidatedMember0.0466
Rate of return on equity (5-year summary)CurrentYearDuration_NonConsolidatedMember0.0392
Price earnings ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember10.61
Price earnings ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember17.01
Price earnings ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember13.89
Price earnings ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember3.05
Price earnings ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember3.99
Payout ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember0.1516
Payout ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember0.4408
Payout ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember0.4088
Payout ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember0.0828
Payout ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember0.0985
Number of employeesPrior4YearInstant_NonConsolidatedMember1576
Number of employeesPrior3YearInstant_NonConsolidatedMember1524
Number of employeesPrior2YearInstant_NonConsolidatedMember1448
Number of employeesPrior1YearInstant_NonConsolidatedMember1415
Number of employeesCurrentYearInstant_NonConsolidatedMember1368
Average number of temporary workersPrior4YearInstant_NonConsolidatedMember969
Average number of temporary workersPrior3YearInstant_NonConsolidatedMember933
Average number of temporary workersPrior2YearInstant_NonConsolidatedMember863
Average number of temporary workersPrior1YearInstant_NonConsolidatedMember818
Average number of temporary workersCurrentYearInstant_NonConsolidatedMember807
Total shareholder returnPrior4YearInstant_NonConsolidatedMember1.1378
Total shareholder returnPrior3YearInstant_NonConsolidatedMember0.6506
Total shareholder returnPrior2YearInstant_NonConsolidatedMember0.5929
Total shareholder returnPrior1YearInstant_NonConsolidatedMember0.6538
Total shareholder returnCurrentYearInstant_NonConsolidatedMember0.7307
Total return on share price indexPrior4YearInstant_NonConsolidatedMember1.1586
Total return on share price indexPrior3YearInstant_NonConsolidatedMember1.1003
Total return on share price indexPrior2YearInstant_NonConsolidatedMember0.9957
Total return on share price indexPrior1YearInstant_NonConsolidatedMember1.4152
Total return on share price indexCurrentYearInstant_NonConsolidatedMember1.4433
Number of employeesCurrentYearInstant_jpcrp030000-asr_E03552-000BankingReportableSegmentsMember1368
Number of employeesCurrentYearInstant_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember53
Number of employeesCurrentYearInstant1421
Average number of temporary workersCurrentYearInstant_jpcrp030000-asr_E03552-000BankingReportableSegmentsMember807
Average number of temporary workersCurrentYearInstant_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember19
Average number of temporary workersCurrentYearInstant826
Number of employeesCurrentYearInstant_NonConsolidatedMember1368
Average age years information about reporting company information about employeesCurrentYearInstant_NonConsolidatedMember42.5
Average length of service years information about reporting company information about employeesCurrentYearInstant_NonConsolidatedMember20.0

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2021-03-31pass rounding
balance sheet identityconsolidated 2022-03-31pass
balance sheet identitynon_consolidated 2021-03-31pass rounding
balance sheet identitynon_consolidated 2022-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2020-03-31pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass