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Half-year report · HY

8337.TEDINET S100X5EO
Period2025-04-01 → 2025-09-30
Filed2025-11-20
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 113
MetricValuePeriodScopeSource row
Ordinary income¥6.9bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥10.7bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥6.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥10.3bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥6.0bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥6.9bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥5.5bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥4.9bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥7.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.1bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥7.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.4bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥5.0bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥4.1bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥3.30Tat 2025-09-30Cons.Assets
Total assets¥3.25Tat 2025-03-31Cons.Assets
Total assets¥3.30Tat 2024-09-30Cons.Assets
Total assets¥3.23Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.23Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥3.12Tat 2025-09-30Cons.Liabilities
Total liabilities¥3.07Tat 2025-03-31Cons.Liabilities
Total liabilities¥3.12Tat 2024-09-30Cons.Liabilities
Net assets / equity¥186.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥174.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥174.5bnat 2024-09-30Cons.Net assets
Net assets / equity¥187.3bnat 2024-03-31vCons.Net assets
Net assets / equity¥173.0bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥252.1bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥244.2bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥348.9bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥258.6bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥264.7bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥5.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥13.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥75.9bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥13.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥14.6bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥4.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥16.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥26.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥12.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥8.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥3.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥3.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥84.982025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥116.492024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥70.512024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥112.622023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥76.652023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥60.832025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥80.932024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥44.882024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥52.792023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥32.322023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥2,448.39at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,247.32at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,260.23at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,279.01at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥2,052.44at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.7%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,345at 2025-09-30Cons.Number of employees
Employees1,313at 2025-03-31Cons.Number of employees
Employees1,362at 2024-09-30Cons.Number of employees
Employees1,322at 2024-03-31vCons.Number of employees
Employees1,368at 2023-09-30dCons.Number of employees
Ordinary income¥6.8bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥10.7bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥6.2bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥13.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥6.1bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥6.8bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥6.9bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥4.9bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥8.5bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥5.1bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥11.3bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥4.6bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥3.28Tat 2025-09-30StandaloneAssets
Total assets¥3.23Tat 2025-03-31StandaloneAssets
Total assets¥3.28Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥3.21Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.21Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥3.10Tat 2025-09-30StandaloneLiabilities
Total liabilities¥3.06Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥178.7bnat 2025-09-30StandaloneNet assets
Net assets / equity¥167.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥167.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥178.6bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥163.9bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥102024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio5.4%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.1%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued62,222,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued62,222,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued62,222,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued62,222,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued62,222,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,259at 2025-09-30StandaloneNumber of employees
Employees1,234at 2025-03-31StandaloneNumber of employees
Employees1,279at 2024-09-30StandaloneNumber of employees
Employees1,232at 2024-03-31vStandaloneNumber of employees
Employees1,278at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 76
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥21m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥69m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥160m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥769m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥2.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥35m
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥20m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥0
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥40m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥815m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥4.6bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30¥0
Banking Businessreportable segmentcapex2025-04-01 → 2025-09-30¥595m
Banking Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥943m
Banking Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥28.6bn
Banking Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥27m
Banking Businessreportable segmentsegment assetsat 2025-09-30¥3.28T
Banking Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥6.8bn
Leasing Businessreportable segmentcapex2025-04-01 → 2025-09-30¥9m
Leasing Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥2m
Leasing Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥4.3bn
Leasing Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥18m
Leasing Businessreportable segmentsegment assetsat 2025-09-30¥24.1bn
Leasing Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥119m
—segment totalcapex2025-04-01 → 2025-09-30¥604m
—segment totaldepreciation2025-04-01 → 2025-09-30¥946m
—segment totalrevenue external2025-04-01 → 2025-09-30¥32.8bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥45m
—segment totalsegment assetsat 2025-09-30¥3.31T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥6.9bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥626m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥1.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥33.0bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥815m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥3.31T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥6.9bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥96m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥81m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥153m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥620m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥2.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30−¥10m
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥1m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥0
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30−¥11m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥1.3bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥4.6bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥503m
Banking Businessreportable segmentcapex2024-04-01 → 2024-09-30¥827m
Banking Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥970m
Banking Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥23.9bn
Banking Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥529m
Banking Businessreportable segmentsegment assetsat 2024-09-30¥3.28T
Banking Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6.2bn
Credit Guarantee And Credit Card Businessreportable segmentcapex2024-04-01 → 2024-09-30¥5m
Credit Guarantee And Credit Card Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥7m
Credit Guarantee And Credit Card Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥264m
Credit Guarantee And Credit Card Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥143m
Credit Guarantee And Credit Card Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥227m
Leasing Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥2m
Leasing Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥4.2bn
Leasing Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥21m
Leasing Businessreportable segmentsegment assetsat 2024-09-30¥22.6bn
Leasing Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥43m
—segment totalcapex2024-04-01 → 2024-09-30¥833m
—segment totaldepreciation2024-04-01 → 2024-09-30¥980m
—segment totalrevenue external2024-04-01 → 2024-09-30¥28.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥694m
—segment totalsegment assetsat 2024-09-30¥3.30T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥6.5bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥929m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥28.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.3bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥3.30T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥6.5bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,346
ItemContextValueUnit
Other ordinary income oibnkPrior1InterimDuration104000000JPY
Other ordinary income oibnkInterimDuration1267000000JPY
Other income oibnkPrior1InterimDuration6869000000JPY
Other income oibnkInterimDuration6962000000JPY
Ordinary expenses bnkPrior1InterimDuration22519000000JPY
Ordinary expenses bnkInterimDuration26042000000JPY
Interest expenses oebnkPrior1InterimDuration654000000JPY
Interest expenses oebnkInterimDuration3164000000JPY
Interest on deposits oebnkPrior1InterimDuration444000000JPY
Interest on deposits oebnkInterimDuration2657000000JPY
Fees and commissions payments oebnkPrior1InterimDuration2360000000JPY
Fees and commissions payments oebnkInterimDuration2553000000JPY
Other ordinary expenses oebnkPrior1InterimDuration2143000000JPY
Other ordinary expenses oebnkInterimDuration2562000000JPY
General and administrative expenses oebnkPrior1InterimDuration12629000000JPY
General and administrative expenses oebnkInterimDuration12935000000JPY
Other expenses oebnkPrior1InterimDuration4730000000JPY
Other expenses oebnkInterimDuration4825000000JPY
Ordinary incomePrior1InterimDuration5963000000JPY
Ordinary incomeInterimDuration6917000000JPY
Extraordinary incomePrior1InterimDuration－JPY
Extraordinary incomeInterimDuration14000000JPY
Gain on disposal of noncurrent assets eiPrior1InterimDuration－JPY
Gain on disposal of noncurrent assets eiInterimDuration14000000JPY
Extraordinary lossPrior1InterimDuration486000000JPY
Extraordinary lossInterimDuration8000000JPY
Loss on disposal of noncurrent assets elPrior1InterimDuration4000000JPY
Loss on disposal of noncurrent assets elInterimDuration8000000JPY
Impairment loss elPrior1InterimDuration－JPY
Impairment loss elInterimDuration0JPY
Loss on sales of subsidiaries stocks elPrior1InterimDuration482000000JPY
Loss on sales of subsidiaries stocks elInterimDuration－JPY
Income before income taxesPrior1InterimDuration5476000000JPY
Income before income taxesInterimDuration6923000000JPY
Income taxes currentPrior1InterimDuration136000000JPY
Income taxes currentInterimDuration2032000000JPY
Income taxes deferredPrior1InterimDuration1247000000JPY
Income taxes deferredInterimDuration-103000000JPY
Income taxesPrior1InterimDuration1383000000JPY
Income taxesInterimDuration1928000000JPY
Profit lossPrior1InterimDuration4093000000JPY
Profit lossInterimDuration4994000000JPY
Profit loss attributable to non controlling interestsPrior1InterimDuration41000000JPY
Profit loss attributable to non controlling interestsInterimDuration121000000JPY
Profit loss attributable to owners of parentPrior1InterimDuration4051000000JPY
Profit loss attributable to owners of parentInterimDuration4873000000JPY
Profit lossPrior1InterimDuration4093000000JPY
Profit lossInterimDuration4994000000JPY
Other comprehensive incomePrior1InterimDuration-4694000000JPY
Other comprehensive incomeInterimDuration7601000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass