Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 111
MetricValuePeriodScopeSource row
Ordinary income¥40.6bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥62.0bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥32.2bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥43.8bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥19.7bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥40.0bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥31.9bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥43.9bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥31.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥14.9bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥10.67Tat 2025-09-30Cons.Assets
Total assets¥10.56Tat 2025-03-31Cons.Assets
Total assets¥10.65Tat 2024-09-30Cons.Assets
Total assets¥10.82Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥10.55Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥10.07Tat 2025-09-30Cons.Liabilities
Total liabilities¥9.99Tat 2025-03-31Cons.Liabilities
Total liabilities¥10.08Tat 2024-09-30Cons.Liabilities
Net assets / equity¥599.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥562.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥567.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥573.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥522.4bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.34Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.26Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.56Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.83Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥89.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥597.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥258.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥394.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥368.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥178.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥55.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥411.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥331.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥32.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥19.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥72.982025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.822024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.942024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥78.432023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥37.142023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,582.59at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,472.16at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,475.55at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,460.16at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,316.52at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.6%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,979at 2025-09-30Cons.Number of employees
Employees2,927at 2025-03-31Cons.Number of employees
Employees3,014at 2024-09-30Cons.Number of employees
Employees2,983at 2024-03-31vCons.Number of employees
Employees3,057at 2023-09-30dCons.Number of employees
Ordinary income¥37.6bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥57.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥29.6bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥39.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥17.4bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥37.0bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥29.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥25.8bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥40.4bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥20.7bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥28.2bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥13.5bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥10.61Tat 2025-09-30StandaloneAssets
Total assets¥10.50Tat 2025-03-31StandaloneAssets
Total assets¥10.60Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥10.76Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥10.52Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥10.08Tat 2025-09-30StandaloneLiabilities
Total liabilities¥10.01Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥531.3bnat 2025-09-30StandaloneNet assets
Net assets / equity¥496.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥505.9bnat 2024-09-30StandaloneNet assets
Net assets / equity¥512.1bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥478.7bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥302025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥452024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥202024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥222023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio5.0%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.5%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued395,888,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued405,888,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,742at 2025-09-30StandaloneNumber of employees
Employees2,705at 2025-03-31StandaloneNumber of employees
Employees2,787at 2024-09-30StandaloneNumber of employees
Employees2,767at 2024-03-31vStandaloneNumber of employees
Employees2,844at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 70
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥94m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥42m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥3.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥1.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥50.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥2.0bn
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥61m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥67m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥2.2bn
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥146.7bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥56m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥3.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥2.7bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥111.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥760m
Bankingreportable segmentsegment assetsat 2025-09-30¥10.65T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥37.6bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥508m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥363m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥17.1bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥239m
Leasingreportable segmentsegment assetsat 2025-09-30¥116.4bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.0bn
—segment totalcapex2025-04-01 → 2025-09-30¥3.5bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥128.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.0bn
—segment totalsegment assetsat 2025-09-30¥10.76T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥38.6bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥3.6bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥131.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥2.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥10.81T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥40.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥43m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥31m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥2.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥894m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥51.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥1.6bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥114m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥63m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥1.6bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥120.3bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥48m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥2.2bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.7bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥93.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥490m
Bankingreportable segmentsegment assetsat 2024-09-30¥10.62T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥29.6bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥468m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥343m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥15.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥215m
Leasingreportable segmentsegment assetsat 2024-09-30¥91.6bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.1bn
—segment totalcapex2024-04-01 → 2024-09-30¥2.7bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥3.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥108.2bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥705m
—segment totalsegment assetsat 2024-09-30¥10.72T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥30.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥2.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥110.8bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥10.77T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥32.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,346
ItemContextValueUnit
Capital surplusInterimInstant29581000000JPY
Retained earningsPrior1YearInstant472175000000JPY
Retained earningsInterimInstant483270000000JPY
Treasury stockPrior1YearInstant-14639000000JPY
Treasury stockInterimInstant-13066000000JPY
Shareholders equityPrior1YearInstant535769000000JPY
Shareholders equityInterimInstant548437000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant-8165000000JPY
Valuation difference on available for sale securitiesInterimInstant16355000000JPY
Deferred gains or losses on hedgesPrior1YearInstant-581000000JPY
Deferred gains or losses on hedgesInterimInstant-410000000JPY
Revaluation reserve for landPrior1YearInstant12251000000JPY
Revaluation reserve for landInterimInstant11991000000JPY
Remeasurements of defined benefit plansPrior1YearInstant23663000000JPY
Remeasurements of defined benefit plansInterimInstant22637000000JPY
Valuation and translation adjustmentsPrior1YearInstant27167000000JPY
Valuation and translation adjustmentsInterimInstant50573000000JPY
Net assetsPrior1YearInstant562937000000JPY
Net assetsInterimInstant599010000000JPY
Liabilities and net assetsPrior1YearInstant10557174000000JPY
Liabilities and net assetsInterimInstant10666018000000JPY
Ordinary income bnkPrior1InterimDuration110759000000JPY
Ordinary income bnkInterimDuration131622000000JPY
Interest income oibnkPrior1InterimDuration62272000000JPY
Interest income oibnkInterimDuration79993000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration37812000000JPY
Interest on loans and discounts oibnkInterimDuration48389000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration22423000000JPY
Interest and dividends on securities oibnkInterimDuration28127000000JPY
Trust fees bnkPrior1InterimDuration15000000JPY
Trust fees bnkInterimDuration5000000JPY
Fees and commissions oibnkPrior1InterimDuration15162000000JPY
Fees and commissions oibnkInterimDuration17526000000JPY
Other ordinary income oibnkPrior1InterimDuration17107000000JPY
Other ordinary income oibnkInterimDuration19624000000JPY
Other income oibnkPrior1InterimDuration16201000000JPY
Other income oibnkInterimDuration14472000000JPY
Ordinary expenses bnkPrior1InterimDuration78510000000JPY
Ordinary expenses bnkInterimDuration91039000000JPY
Interest expenses oebnkPrior1InterimDuration23593000000JPY
Interest expenses oebnkInterimDuration28366000000JPY
Interest on deposits oebnkPrior1InterimDuration4547000000JPY
Interest on deposits oebnkInterimDuration11949000000JPY
Fees and commissions payments oebnkPrior1InterimDuration4858000000JPY
Fees and commissions payments oebnkInterimDuration5304000000JPY
Other ordinary expenses oebnkPrior1InterimDuration22324000000JPY
Other ordinary expenses oebnkInterimDuration23498000000JPY
General and administrative expenses oebnkPrior1InterimDuration26302000000JPY
General and administrative expenses oebnkInterimDuration27996000000JPY
Other expenses oebnkPrior1InterimDuration1431000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass