Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 111
MetricValuePeriodScopeSource row
Ordinary income¥40.6bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥62.0bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥32.2bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥43.8bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥19.7bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥40.0bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥31.9bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥43.9bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥31.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥14.9bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥10.67Tat 2025-09-30Cons.Assets
Total assets¥10.56Tat 2025-03-31Cons.Assets
Total assets¥10.65Tat 2024-09-30Cons.Assets
Total assets¥10.82Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥10.55Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥10.07Tat 2025-09-30Cons.Liabilities
Total liabilities¥9.99Tat 2025-03-31Cons.Liabilities
Total liabilities¥10.08Tat 2024-09-30Cons.Liabilities
Net assets / equity¥599.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥562.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥567.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥573.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥522.4bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.34Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.26Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.56Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.83Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥89.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥597.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥258.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥394.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥368.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥178.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥55.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥411.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥331.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥32.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥19.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥72.982025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.822024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.942024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥78.432023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥37.142023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,582.59at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,472.16at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,475.55at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,460.16at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,316.52at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.6%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,979at 2025-09-30Cons.Number of employees
Employees2,927at 2025-03-31Cons.Number of employees
Employees3,014at 2024-09-30Cons.Number of employees
Employees2,983at 2024-03-31vCons.Number of employees
Employees3,057at 2023-09-30dCons.Number of employees
Ordinary income¥37.6bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥57.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥29.6bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥39.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥17.4bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥37.0bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥29.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥25.8bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥40.4bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥20.7bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥28.2bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥13.5bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥10.61Tat 2025-09-30StandaloneAssets
Total assets¥10.50Tat 2025-03-31StandaloneAssets
Total assets¥10.60Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥10.76Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥10.52Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥10.08Tat 2025-09-30StandaloneLiabilities
Total liabilities¥10.01Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥531.3bnat 2025-09-30StandaloneNet assets
Net assets / equity¥496.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥505.9bnat 2024-09-30StandaloneNet assets
Net assets / equity¥512.1bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥478.7bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥302025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥452024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥202024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥222023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio5.0%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.5%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued395,888,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued405,888,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,742at 2025-09-30StandaloneNumber of employees
Employees2,705at 2025-03-31StandaloneNumber of employees
Employees2,787at 2024-09-30StandaloneNumber of employees
Employees2,767at 2024-03-31vStandaloneNumber of employees
Employees2,844at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 70
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥94m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥42m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥3.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥1.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥50.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥2.0bn
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥61m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥67m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥2.2bn
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥146.7bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥56m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥3.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥2.7bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥111.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥760m
Bankingreportable segmentsegment assetsat 2025-09-30¥10.65T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥37.6bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥508m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥363m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥17.1bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥239m
Leasingreportable segmentsegment assetsat 2025-09-30¥116.4bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.0bn
—segment totalcapex2025-04-01 → 2025-09-30¥3.5bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥128.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.0bn
—segment totalsegment assetsat 2025-09-30¥10.76T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥38.6bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥3.6bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥131.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥2.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥10.81T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥40.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥43m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥31m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥2.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥894m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥51.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥1.6bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥114m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥63m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥1.6bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥120.3bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥48m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥2.2bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.7bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥93.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥490m
Bankingreportable segmentsegment assetsat 2024-09-30¥10.62T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥29.6bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥468m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥343m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥15.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥215m
Leasingreportable segmentsegment assetsat 2024-09-30¥91.6bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.1bn
—segment totalcapex2024-04-01 → 2024-09-30¥2.7bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥3.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥108.2bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥705m
—segment totalsegment assetsat 2024-09-30¥10.72T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥30.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥2.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥110.8bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥10.77T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥32.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,346
ItemContextValueUnit
Shareholding ratioInterimInstant_No9MajorShareholdersMember0.0170
Number of shares heldInterimInstant_No10MajorShareholdersMember5461000
Shareholding ratioInterimInstant_No10MajorShareholdersMember0.0144
Number of shares heldInterimInstant149877000
Shareholding ratioInterimInstant0.3959
Number of shares issued shares voting rightsInterimInstant_SharesWithNoVotingRightsMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of voting rights issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember17387100
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember378108400
Number of voting rights issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember3781084
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesLessThanOneUnitMember392677
Number of shares issued shares voting rightsInterimInstant395888177
Number of voting rights issued shares voting rightsInterimInstant3781084
Number of shares held in own name treasury shares etcInterimInstant_Row1Member17387100
Number of shares held in others names treasury shares etcInterimInstant_Row1Member-
Total number of shares held treasury shares etcInterimInstant_Row1Member17387100
Shareholding ratio treasury shares etcInterimInstant_Row1Member0.0439
Number of shares held in own name treasury shares etcInterimInstant17387100
Number of shares held in others names treasury shares etcInterimInstant-
Total number of shares held treasury shares etcInterimInstant17387100
Shareholding ratio treasury shares etcInterimInstant0.0439
Cash and due from banks assets bnkPrior1YearInstant1276230000000JPY
Cash and due from banks assets bnkInterimInstant1357938000000JPY
Call loans and bills bought assets bnkPrior1YearInstant-JPY
Call loans and bills bought assets bnkInterimInstant3722000000JPY
Monetary claims bought assets bnkPrior1YearInstant4413000000JPY
Monetary claims bought assets bnkInterimInstant5287000000JPY
Trading account securities assets bnkPrior1YearInstant166000000JPY
Trading account securities assets bnkInterimInstant167000000JPY
Money held in trust assets bnkPrior1YearInstant10460000000JPY
Money held in trust assets bnkInterimInstant7556000000JPY
Securities assets bnkPrior1YearInstant2191379000000JPY
Securities assets bnkInterimInstant2041774000000JPY
Loans and bills discounted assets bnkPrior1YearInstant6769338000000JPY
Loans and bills discounted assets bnkInterimInstant6955128000000JPY
Foreign exchanges assets bnkPrior1YearInstant18059000000JPY
Foreign exchanges assets bnkInterimInstant14109000000JPY
Lease receivables and investment assets caPrior1YearInstant71607000000JPY
Lease receivables and investment assets caInterimInstant77426000000JPY
Other assets assets bnkPrior1YearInstant113812000000JPY
Other assets assets bnkInterimInstant101796000000JPY
Property plant and equipmentPrior1YearInstant64380000000JPY
Property plant and equipmentInterimInstant64442000000JPY
Intangible assetsPrior1YearInstant7621000000JPY
Intangible assetsInterimInstant7397000000JPY
Net defined benefit assetPrior1YearInstant48972000000JPY
Net defined benefit assetInterimInstant50264000000JPY
Deferred tax assetsPrior1YearInstant6094000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass