Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 111
MetricValuePeriodScopeSource row
Ordinary income¥40.6bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥62.0bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥32.2bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥43.8bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥19.7bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥40.0bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥31.9bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥43.9bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥31.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥14.9bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥27.9bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥22.9bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥10.67Tat 2025-09-30Cons.Assets
Total assets¥10.56Tat 2025-03-31Cons.Assets
Total assets¥10.65Tat 2024-09-30Cons.Assets
Total assets¥10.82Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥10.55Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥10.07Tat 2025-09-30Cons.Liabilities
Total liabilities¥9.99Tat 2025-03-31Cons.Liabilities
Total liabilities¥10.08Tat 2024-09-30Cons.Liabilities
Net assets / equity¥599.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥562.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥567.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥573.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥522.4bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.34Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.26Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.56Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.83Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥89.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥597.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥258.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥394.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥368.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥178.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥55.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥411.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥331.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥32.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥19.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥72.982025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.822024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.942024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥78.432023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥37.142023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,582.59at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,472.16at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,475.55at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,460.16at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,316.52at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.6%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,979at 2025-09-30Cons.Number of employees
Employees2,927at 2025-03-31Cons.Number of employees
Employees3,014at 2024-09-30Cons.Number of employees
Employees2,983at 2024-03-31vCons.Number of employees
Employees3,057at 2023-09-30dCons.Number of employees
Ordinary income¥37.6bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥57.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥29.6bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥39.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥17.4bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥37.0bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥29.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥25.8bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥40.4bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥20.7bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥28.2bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥13.5bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥10.61Tat 2025-09-30StandaloneAssets
Total assets¥10.50Tat 2025-03-31StandaloneAssets
Total assets¥10.60Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥10.76Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥10.52Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥10.08Tat 2025-09-30StandaloneLiabilities
Total liabilities¥10.01Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥531.3bnat 2025-09-30StandaloneNet assets
Net assets / equity¥496.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥505.9bnat 2024-09-30StandaloneNet assets
Net assets / equity¥512.1bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥478.7bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥302025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥452024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥202024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥222023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio5.0%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.5%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued395,888,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued405,888,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued425,888,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,742at 2025-09-30StandaloneNumber of employees
Employees2,705at 2025-03-31StandaloneNumber of employees
Employees2,787at 2024-09-30StandaloneNumber of employees
Employees2,767at 2024-03-31vStandaloneNumber of employees
Employees2,844at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 70
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥94m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥42m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥3.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥1.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥50.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥2.0bn
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥61m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥67m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥2.2bn
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥146.7bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥56m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥3.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥2.7bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥111.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥760m
Bankingreportable segmentsegment assetsat 2025-09-30¥10.65T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥37.6bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥508m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥363m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥17.1bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥239m
Leasingreportable segmentsegment assetsat 2025-09-30¥116.4bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.0bn
—segment totalcapex2025-04-01 → 2025-09-30¥3.5bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥128.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.0bn
—segment totalsegment assetsat 2025-09-30¥10.76T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥38.6bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥3.6bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥131.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥2.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥10.81T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥40.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥43m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥31m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥2.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥894m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥51.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥1.6bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥114m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥63m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥1.6bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥120.3bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥48m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥2.2bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.7bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥93.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥490m
Bankingreportable segmentsegment assetsat 2024-09-30¥10.62T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥29.6bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥468m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥343m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥15.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥215m
Leasingreportable segmentsegment assetsat 2024-09-30¥91.6bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.1bn
—segment totalcapex2024-04-01 → 2024-09-30¥2.7bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥3.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥108.2bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥705m
—segment totalsegment assetsat 2024-09-30¥10.72T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥30.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥2.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥110.8bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥10.77T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥32.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,346
ItemContextValueUnit
Notes regarding dividend (text)InterimDurationText · Plus
Reconciliation of ending balance of cash and cash equivalents with account balances per balance sheet (text)InterimDurationText · Plus
Notes leases semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes financial instruments semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes securities semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes money held in trust semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes valuation difference on available for sale securities semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes derivatives semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes share options etc semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes segment information etc semi annual consolidated financial statements (text)InterimDurationText · Plus
Description of reportable segments (text)InterimDurationText · Plus
Explanation of measurements of sales profit loss asset liability and other items for each reportable segment (text)InterimDurationText · Plus
Footnotes regarding segment information table (text)Prior1InterimDurationText · Plus
Footnotes regarding segment information table (text)InterimDurationText · Plus
Information for each product or service (text)Prior1InterimDurationText · Plus
Revenues from external customers information for each region (text)Prior1InterimDurationText · Plus
Property plant and equipment information for each region (text)Prior1InterimDurationText · Plus
Information for each of main customers (text)Prior1InterimDurationText · Plus
Information for each product or service (text)InterimDurationText · Plus
Revenues from external customers information for each region (text)InterimDurationText · Plus
Property plant and equipment information for each region (text)InterimDurationText · Plus
Information for each of main customers (text)InterimDurationText · Plus
Description of factors which led to recognition of gain on bargain purchase (text)InterimDurationText · Plus
Notes per share information semi annual consolidated financial statements (text)InterimDurationText · Plus
Notes significant events after reporting period semi annual consolidated financial statements (text)InterimDurationText · Plus
Other information consolidated financial statements etc (text)InterimDurationText · Plus
Semi annual balance sheet (text)InterimDurationText · Plus
Semi annual statement of income (text)InterimDurationText · Plus
Semi annual statement of changes in equity (text)InterimDurationText · Plus
Notes significant accounting policies semi annual financial statements (text)InterimDurationText · Plus
Notes regarding total amounts of shares of and or loans to affiliated entities (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding loans based on banking act and act on emergency measures for revitalization of financial functions bnk (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding bills discounted in banking industry bnk (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding pledged assets (text)InterimInstant_NonConsolidatedMemberText · Plus
Creditors notes regarding overdraft contracts and or loan commitments (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding subordinated bonds payable (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding guarantee obligation for corporate bonds included in assets (text)InterimInstant_NonConsolidatedMemberText · Plus
Notes regarding the principal of trust with contract for replacement losses notes balance sheet (text)InterimInstant_NonConsolidatedMemberText · Plus
Major components of other income bnk (text)InterimDuration_NonConsolidatedMemberText · Plus
Notes regarding amount of depreciation (text)InterimDuration_NonConsolidatedMemberText · Plus
Major components of other expenses bnk (text)InterimDuration_NonConsolidatedMemberText · Plus
Notes on non recognition of income taxes for global minimum tax notes semi annual statement of income (text)InterimDuration_NonConsolidatedMemberText · Plus
Notes securities semi annual financial statements (text)InterimDurationText · Plus
Notes significant events after reporting period semi annual financial statements (text)InterimDurationText · Plus
Other information financial statements etc (text)InterimDurationText · Plus
Information about company which provides guarantee to reporting company (text)FilingDateInstantText · Plus

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass