Annual report

Period2024-04-01 → 2025-03-31
Filed2025-11-28
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed

Amends S100W0S7. Amended by S100X7JY (2025-11-28).

Key figures · 149
MetricValuePeriodScopeSource row
Ordinary income¥1.72T2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥1.47T2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥1.16T2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥1.04T2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥711.0bn2020-04-01 → 2021-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥1.70T2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥1.34T2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥1.18T2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥962.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥805.8bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥706.6bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥512.8bn2020-04-01 → 2021-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.19T2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥968.7bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥306.28Tat 2025-03-31Cons.Assets
Total assets¥295.24Tat 2024-03-31Cons.Assets
Total assets¥270.43Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥257.70Tat 2022-03-31vCons.Total assets (5-year summary)
Total assets¥242.58Tat 2021-03-31vCons.Total assets (5-year summary)
Total liabilities¥291.44Tat 2025-03-31Cons.Liabilities
Total liabilities¥280.44Tat 2024-03-31Cons.Liabilities
Net assets / equity¥14.84Tat 2025-03-31Cons.Net assets
Net assets / equity¥14.80Tat 2024-03-31Cons.Net assets
Net assets / equity¥12.79Tat 2023-03-31vCons.Net assets
Net assets / equity¥12.20Tat 2022-03-31vCons.Net assets (5-year summary)
Net assets / equity¥11.90Tat 2021-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥66.19Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥66.38Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥65.86Tat 2023-03-31vCons.Cash and cash equivalents
Cash & equivalents¥65.83Tat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥66.81Tat 2021-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥4.85T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥642.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥5.90T2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.55T2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥18.80T2020-04-01 → 2021-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥4.51T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥918.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥5.93T2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.41T2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥7.68T2020-04-01 → 2021-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥480.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥280.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥357.8bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥485.3bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥562.6bn2020-04-01 → 2021-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥301.552024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥241.522023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥590.462022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥515.512021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥374.262020-04-01 → 2021-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥301.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥241.452023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥590.262022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥515.32021-04-01 → 2022-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥374.082020-04-01 → 2021-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥3,795.62at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,719.12at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,430.52at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥8,825.53at 2022-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥8,629.73at 2021-03-31vCons.Net assets per share (5-year summary)
Equity ratio4.8%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2021-03-31vCons.Equity to asset ratio (5-year summary)
ROE8.0%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE7.0%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE6.5%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE5.9%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
ROE4.6%2020-04-01 → 2021-03-31vCons.Rate of return on equity (5-year summary)
Employees122,978at 2025-03-31Cons.Number of employees
Employees120,373at 2024-03-31Cons.Number of employees
Employees105,955at 2023-03-31vCons.Number of employees
Employees101,023at 2022-03-31vCons.Number of employees
Employees86,781at 2021-03-31vCons.Number of employees
Revenue¥1.43T2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥936.8bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥701.7bn2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥616.1bn2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥483.5bn2020-04-01 → 2021-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥986.1bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥550.1bn2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥965.4bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥539.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥420.0bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥393.0bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥279.4bn2020-04-01 → 2021-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥955.7bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥534.6bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥970.3bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥545.1bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥400.4bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥395.2bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Net income¥282.0bn2020-04-01 → 2021-03-31vStandaloneNet income loss (5-year summary)
Total assets¥20.35Tat 2025-03-31StandaloneAssets
Total assets¥19.75Tat 2024-03-31StandaloneAssets
Total assets¥17.05Tat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥16.25Tat 2022-03-31vStandaloneTotal assets (5-year summary)
Total assets¥15.03Tat 2021-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥13.97Tat 2025-03-31StandaloneLiabilities
Total liabilities¥13.67Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥6.38Tat 2025-03-31StandaloneNet assets
Net assets / equity¥6.08Tat 2024-03-31StandaloneNet assets
Net assets / equity¥6.06Tat 2023-03-31vStandaloneNet assets
Net assets / equity¥6.11Tat 2022-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥5.98Tat 2021-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥530.3bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥309.5bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥248.392024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥136.722023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥293.372022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥288.292021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥205.782020-04-01 → 2021-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥248.332024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥136.682023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥293.272022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥288.172021-04-01 → 2022-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥205.682020-04-01 → 2021-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥1222024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥2402022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥2102021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥1902020-04-01 → 2021-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,648.03at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,541.01at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,506.12at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥4,453.07at 2022-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥4,364.96at 2021-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio31.4%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio30.8%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio35.5%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio37.6%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio39.8%at 2021-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE15.6%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE9.0%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE6.6%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE6.5%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued3,884,445,458at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,337,529,084at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,691,194at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,362,102at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,040,061at 2021-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees1,545at 2025-03-31StandaloneNumber of employees
Employees1,414at 2024-03-31StandaloneNumber of employees
Employees1,290at 2023-03-31vStandaloneNumber of employees
Employees1,130at 2022-03-31vStandaloneNumber of employees
Employees1,034at 2021-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 5
SegmentItemPeriodValue
Global Business Unitreportable segmentemployeesat 2025-03-3169590 pure
Global Markets Business Unitreportable segmentemployeesat 2025-03-311371 pure
Head Office Accountreportable segmentemployeesat 2025-03-3116293 pure
Retail Business Unitreportable segmentemployeesat 2025-03-3126979 pure
Wholesale Business Unitreportable segmentemployeesat 2025-03-318745 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,059
ItemContextValueUnit
Impairment loss ope cfPrior1YearDuration13696000000JPY
Impairment loss ope cfCurrentYearDuration7052000000JPY
Amortization of goodwill ope cfPrior1YearDuration39242000000JPY
Amortization of goodwill ope cfCurrentYearDuration32912000000JPY
Losses related to sale of the freight car leasing business ope cfPrior1YearDuration108191000000JPY
Losses related to sale of the freight car leasing business ope cfCurrentYearDuration-JPY
Loss gain on step acquisitions ope cfPrior1YearDuration-7080000000JPY
Loss gain on step acquisitions ope cfCurrentYearDuration-JPY
Equity in earnings losses of affiliates ope cfPrior1YearDuration-71986000000JPY
Equity in earnings losses of affiliates ope cfCurrentYearDuration5504000000JPY
Increase decrease in allowance for doubtful accounts ope cfPrior1YearDuration56236000000JPY
Increase decrease in allowance for doubtful accounts ope cfCurrentYearDuration111300000000JPY
Increase decrease in provision for bonuses ope cfPrior1YearDuration15231000000JPY
Increase decrease in provision for bonuses ope cfCurrentYearDuration14321000000JPY
Increase decrease in provision for directors bonuses ope cfPrior1YearDuration1095000000JPY
Increase decrease in provision for directors bonuses ope cfCurrentYearDuration1038000000JPY
Increase decrease for retirement benefits asset liability ope cfPrior1YearDuration-206752000000JPY
Increase decrease for retirement benefits asset liability ope cfCurrentYearDuration-76526000000JPY
Increase decrease in provision for directors retirement benefits ope cfPrior1YearDuration46000000JPY
Increase decrease in provision for directors retirement benefits ope cfCurrentYearDuration-172000000JPY
Increase decrease in provision for point card certificates ope cfPrior1YearDuration6962000000JPY
Increase decrease in provision for point card certificates ope cfCurrentYearDuration-2966000000JPY
Net change in reserve for reimbursement of deposits ope cfPrior1YearDuration-1616000000JPY
Net change in reserve for reimbursement of deposits ope cfCurrentYearDuration-3655000000JPY
Increase decrease in provision for loss on interest repayment ope cfPrior1YearDuration-6431000000JPY
Increase decrease in provision for loss on interest repayment ope cfCurrentYearDuration120180000000JPY
Gain on fund management ope cfbnkPrior1YearDuration-6213520000000JPY
Gain on fund management ope cfbnkCurrentYearDuration-6928577000000JPY
Financing expenses ope cfbnkPrior1YearDuration4332866000000JPY
Financing expenses ope cfbnkCurrentYearDuration4590358000000JPY
Loss gain related to securities ope cfbnkPrior1YearDuration-157931000000JPY
Loss gain related to securities ope cfbnkCurrentYearDuration-460489000000JPY
Loss gain on money held in trust ope cfbnkPrior1YearDuration-199000000JPY
Loss gain on money held in trust ope cfbnkCurrentYearDuration88000000JPY
Foreign exchange losses gains ope cfPrior1YearDuration-1023303000000JPY
Foreign exchange losses gains ope cfCurrentYearDuration825000000JPY
Loss gain on disposal of noncurrent assets ope cfPrior1YearDuration8240000000JPY
Loss gain on disposal of noncurrent assets ope cfCurrentYearDuration11753000000JPY
Net decrease increase in trading assets ope cfbnkPrior1YearDuration-3105997000000JPY
Net decrease increase in trading assets ope cfbnkCurrentYearDuration-595017000000JPY
Net increase decrease in trading liabilities ope cfbnkPrior1YearDuration2176068000000JPY
Net increase decrease in trading liabilities ope cfbnkCurrentYearDuration-299132000000JPY
Net decrease increase in loans and bills discounted ope cfbnkPrior1YearDuration-7816963000000JPY
Net decrease increase in loans and bills discounted ope cfbnkCurrentYearDuration-4223203000000JPY
Net increase decrease in deposit ope cfbnkPrior1YearDuration4874227000000JPY
Net increase decrease in deposit ope cfbnkCurrentYearDuration6752524000000JPY
Net increase decrease in negotiable certificates of deposit ope cfbnkPrior1YearDuration1614779000000JPY
Net increase decrease in negotiable certificates of deposit ope cfbnkCurrentYearDuration2506958000000JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnkPrior1YearDuration824962000000JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnkCurrentYearDuration-3315758000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass