Annual report

Period2024-04-01 → 2025-03-31
Filed2025-09-30
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed

Amends S100W0S7. Amended by S100WSG8 (2025-09-30).

Key figures · 149
MetricValuePeriodScopeSource row
Ordinary income¥1.72T2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥1.47T2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥1.16T2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥1.04T2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥711.0bn2020-04-01 → 2021-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥1.70T2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥1.34T2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥1.18T2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥962.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥805.8bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥706.6bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥512.8bn2020-04-01 → 2021-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.19T2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥968.7bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥306.28Tat 2025-03-31Cons.Assets
Total assets¥295.24Tat 2024-03-31Cons.Assets
Total assets¥270.43Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥257.70Tat 2022-03-31vCons.Total assets (5-year summary)
Total assets¥242.58Tat 2021-03-31vCons.Total assets (5-year summary)
Total liabilities¥291.44Tat 2025-03-31Cons.Liabilities
Total liabilities¥280.44Tat 2024-03-31Cons.Liabilities
Net assets / equity¥14.84Tat 2025-03-31Cons.Net assets
Net assets / equity¥14.80Tat 2024-03-31Cons.Net assets
Net assets / equity¥12.79Tat 2023-03-31vCons.Net assets
Net assets / equity¥12.20Tat 2022-03-31vCons.Net assets (5-year summary)
Net assets / equity¥11.90Tat 2021-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥66.19Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥66.38Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥65.86Tat 2023-03-31vCons.Cash and cash equivalents
Cash & equivalents¥65.83Tat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥66.81Tat 2021-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥4.85T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥642.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥5.90T2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.55T2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥18.80T2020-04-01 → 2021-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥4.51T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥918.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥5.93T2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.41T2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥7.68T2020-04-01 → 2021-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥480.1bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥280.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥357.8bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥485.3bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥562.6bn2020-04-01 → 2021-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥301.552024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥241.522023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥590.462022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥515.512021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥374.262020-04-01 → 2021-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥301.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥241.452023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥590.262022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥515.32021-04-01 → 2022-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥374.082020-04-01 → 2021-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥3,795.62at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,719.12at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,430.52at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥8,825.53at 2022-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥8,629.73at 2021-03-31vCons.Net assets per share (5-year summary)
Equity ratio4.8%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2021-03-31vCons.Equity to asset ratio (5-year summary)
ROE8.0%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE7.0%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE6.5%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE5.9%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
ROE4.6%2020-04-01 → 2021-03-31vCons.Rate of return on equity (5-year summary)
Employees122,978at 2025-03-31Cons.Number of employees
Employees120,373at 2024-03-31Cons.Number of employees
Employees105,955at 2023-03-31vCons.Number of employees
Employees101,023at 2022-03-31vCons.Number of employees
Employees86,781at 2021-03-31vCons.Number of employees
Revenue¥1.43T2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥936.8bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥701.7bn2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥616.1bn2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥483.5bn2020-04-01 → 2021-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥986.1bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥550.1bn2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥965.4bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥539.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥420.0bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥393.0bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥279.4bn2020-04-01 → 2021-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥955.7bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥534.6bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥970.3bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥545.1bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥400.4bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥395.2bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Net income¥282.0bn2020-04-01 → 2021-03-31vStandaloneNet income loss (5-year summary)
Total assets¥20.35Tat 2025-03-31StandaloneAssets
Total assets¥19.75Tat 2024-03-31StandaloneAssets
Total assets¥17.05Tat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥16.25Tat 2022-03-31vStandaloneTotal assets (5-year summary)
Total assets¥15.03Tat 2021-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥13.97Tat 2025-03-31StandaloneLiabilities
Total liabilities¥13.67Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥6.38Tat 2025-03-31StandaloneNet assets
Net assets / equity¥6.08Tat 2024-03-31StandaloneNet assets
Net assets / equity¥6.06Tat 2023-03-31vStandaloneNet assets
Net assets / equity¥6.11Tat 2022-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥5.98Tat 2021-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥530.3bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥309.5bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥248.392024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥136.722023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥293.372022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥288.292021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥205.782020-04-01 → 2021-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥248.332024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥136.682023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥293.272022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥288.172021-04-01 → 2022-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥205.682020-04-01 → 2021-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥1222024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥2402022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥2102021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥1902020-04-01 → 2021-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,648.03at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,541.01at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,506.12at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥4,453.07at 2022-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥4,364.96at 2021-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio31.4%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio30.8%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio35.5%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio37.6%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio39.8%at 2021-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE15.6%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE9.0%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE6.6%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE6.5%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
ROE4.7%2020-04-01 → 2021-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued3,884,445,458at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,337,529,084at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,691,194at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,362,102at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued1,374,040,061at 2021-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees1,545at 2025-03-31StandaloneNumber of employees
Employees1,414at 2024-03-31StandaloneNumber of employees
Employees1,290at 2023-03-31vStandaloneNumber of employees
Employees1,130at 2022-03-31vStandaloneNumber of employees
Employees1,034at 2021-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 5
SegmentItemPeriodValue
Global Business Unitreportable segmentemployeesat 2025-03-3169590 pure
Global Markets Business Unitreportable segmentemployeesat 2025-03-311371 pure
Head Office Accountreportable segmentemployeesat 2025-03-3116293 pure
Retail Business Unitreportable segmentemployeesat 2025-03-3126979 pure
Wholesale Business Unitreportable segmentemployeesat 2025-03-318745 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,460
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任 あずさ監査法人
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)近  藤     敬
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)小  澤  季  広
Cpa3 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)西  文  兵  衛
Key audit matters consolidated (text)FilingDateInstantText · Plus
Overview kam consolidated (text)FilingDateInstantText · Plus
Short description kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)SMBCの法人顧客向け貸出金に対する貸倒引当金の評価
Description including reason kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Reference kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項(追加情報)1.米国の関税措置を踏まえた貸倒引当金の見積りについて
Reference2 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項(追加情報)2.ウクライナをめぐる現下の国際情勢の影響に係る貸倒引当金の見積りについて
Reference3 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項(追加情報)3.海外における金利高止まりの長期化の影響に係る貸倒引当金の見積りについて
Reference4 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項(追加情報)4.国内における事業環境の変化等を踏まえた貸倒引当金の見積りについて
Reference5 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項(連結財務諸表作成のための基本となる重要な事項)4.会計方針に関する事項(5)貸倒引当金の計上基準
Reference6 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)「注記事項(重要な会計上の見積り)」及び「注記事項(追加情報)」
Auditors response kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information consolidated (text)FilingDateInstantText · Plus
Fee related information consolidated (text)FilingDateInstantText · Plus
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任 あずさ監査法人
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)近  藤     敬
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)小  澤  季  広
Cpa3 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)西  文  兵  衛
Key audit matters non consolidated (text)FilingDateInstantText · Plus
Overview kam non consolidated (text)FilingDateInstantText · Plus
Other information non consolidated (text)FilingDateInstantText · Plus
Fee related information non consolidated (text)FilingDateInstantText · Plus
Number of submissionFilingDateInstant2
Ordinary income (5-year summary)Prior4YearDuration3902307000000JPY
Ordinary income (5-year summary)Prior3YearDuration4111127000000JPY
Ordinary income (5-year summary)Prior2YearDuration6142155000000JPY
Ordinary income (5-year summary)Prior1YearDuration9353590000000JPY
Ordinary income (5-year summary)CurrentYearDuration10174894000000JPY
Ordinary income loss (5-year summary)Prior4YearDuration711018000000JPY
Ordinary income loss (5-year summary)Prior3YearDuration1040621000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration1160930000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration1466128000000JPY
Ordinary income loss (5-year summary)CurrentYearDuration1719482000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior4YearDuration512812000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior3YearDuration706631000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration805842000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration962946000000JPY
Profit loss attributable to owners of parent (5-year summary)CurrentYearDuration1177996000000JPY
Comprehensive income (5-year summary)Prior4YearDuration1465014000000JPY
Comprehensive income (5-year summary)Prior3YearDuration561887000000JPY
Comprehensive income (5-year summary)Prior2YearDuration1031712000000JPY
Comprehensive income (5-year summary)Prior1YearDuration2629723000000JPY
Comprehensive income (5-year summary)CurrentYearDuration712549000000JPY
Net assets (5-year summary)Prior4YearInstant11899046000000JPY
Net assets (5-year summary)Prior3YearInstant12197331000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass