Half-year report · HY

Period2025-04-01 → 2025-09-30

Filed2025-11-27

StandardJapan GAAP

ConsolidatedYes

Data checks24 of 24 passed

Key figures · 124

Metric	Value	Period	Scope	Source row
Ordinary income	¥196.5bn	2025-04-01 → 2025-09-30	Cons.	Ordinary income
Ordinary income	¥367.7bn	2024-04-01 → 2025-03-31	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥183.0bn	2024-04-01 → 2024-09-30	Cons.	Ordinary income
Ordinary income	¥101.3bn	2023-04-01 → 2024-03-31^v	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥51.6bn	2023-04-01 → 2023-09-30^d	Cons.	Ordinary income loss (5-year summary)
Profit before tax	¥235.2bn	2025-04-01 → 2025-09-30	Cons.	Income before income taxes
Profit before tax	¥183.0bn	2024-04-01 → 2024-09-30	Cons.	Income before income taxes
Net income (owners)	¥171.3bn	2025-04-01 → 2025-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥257.6bn	2024-04-01 → 2025-03-31	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥132.8bn	2024-04-01 → 2024-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥79.2bn	2023-04-01 → 2024-03-31^v	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥44.1bn	2023-04-01 → 2023-09-30^d	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income	¥174.4bn	2025-04-01 → 2025-09-30	Cons.	Profit loss
Net income	¥133.6bn	2024-04-01 → 2024-09-30	Cons.	Profit loss
Total assets	¥82.61T	at 2025-09-30	Cons.	Assets
Total assets	¥78.25T	at 2025-03-31	Cons.	Assets
Total assets	¥76.95T	at 2024-09-30	Cons.	Total assets (5-year summary)
Total assets	¥75.88T	at 2024-03-31^v	Cons.	Total assets (5-year summary)
Total assets	¥73.15T	at 2023-09-30^d	Cons.	Total assets (5-year summary)
Total liabilities	¥79.32T	at 2025-09-30	Cons.	Liabilities
Total liabilities	¥75.12T	at 2025-03-31	Cons.	Liabilities
Net assets / equity	¥3.29T	at 2025-09-30	Cons.	Net assets
Net assets / equity	¥3.13T	at 2025-03-31	Cons.	Net assets
Net assets / equity	¥3.21T	at 2024-09-30	Cons.	Net assets
Net assets / equity	¥3.14T	at 2024-03-31^v	Cons.	Net assets
Net assets / equity	¥2.97T	at 2023-09-30^d	Cons.	Net assets (5-year summary)
Cash & equivalents	¥25.20T	at 2025-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥23.06T	at 2025-03-31	Cons.	Cash and cash equivalents
Cash & equivalents	¥23.49T	at 2024-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥20.84T	at 2024-03-31^v	Cons.	Cash and cash equivalents
Cash & equivalents	¥19.97T	at 2023-09-30^d	Cons.	Cash and cash equivalents (5-year summary)
Operating cash flow	¥5.27T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	¥3.98T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	¥3.40T	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	¥4.29T	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	¥1.67T	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in operating activities (5-year summary)
Investing cash flow	−¥3.05T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥1.76T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥803.1bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥2.58T	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥886.4bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in investing activities (5-year summary)
Financing cash flow	−¥35.9bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥47.6bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥15.0bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥85.8bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥30.7bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in financing activities (5-year summary)
EPS (basic)	¥242.55	2025-04-01 → 2025-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥359.56	2024-04-01 → 2025-03-31	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥184.68	2024-04-01 → 2024-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥109.16	2023-04-01 → 2024-03-31^v	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥60.67	2023-04-01 → 2023-09-30^d	Cons.	Basic earnings loss per share (5-year summary)
EPS (diluted)	¥242.42	2025-04-01 → 2025-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥359.37	2024-04-01 → 2025-03-31	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥184.58	2024-04-01 → 2024-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥109.09	2023-04-01 → 2024-03-31^v	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥60.63	2023-04-01 → 2023-09-30^d	Cons.	Diluted earnings per share (5-year summary)
Net assets per share	¥4,634.91	at 2025-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,354.91	at 2025-03-31	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,419.57	at 2024-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,316.76	at 2024-03-31^v	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,053.89	at 2023-09-30^d	Cons.	Net assets per share (5-year summary)
Equity ratio	3.9%	at 2025-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	4.0%	at 2025-03-31	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	4.1%	at 2024-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	4.1%	at 2024-03-31^v	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	4.0%	at 2023-09-30^d	Cons.	Equity to asset ratio (5-year summary)
Employees	23,043	at 2025-09-30	Cons.	Number of employees
Employees	23,125	at 2025-03-31	Cons.	Number of employees
Employees	23,531	at 2024-09-30	Cons.	Number of employees
Employees	22,911	at 2024-03-31^v	Cons.	Number of employees
Employees	23,094	at 2023-09-30^d	Cons.	Number of employees
Revenue	¥63.5bn	2025-04-01 → 2025-09-30	Standalone	Operating revenue1
Revenue	¥157.1bn	2024-04-01 → 2025-03-31	Standalone	Operating revenue1 (5-year summary)
Revenue	¥70.4bn	2024-04-01 → 2024-09-30	Standalone	Operating revenue1
Revenue	¥86.5bn	2023-04-01 → 2024-03-31^v	Standalone	Operating revenue1 (5-year summary)
Revenue	¥44.2bn	2023-04-01 → 2023-09-30^d	Standalone	Operating revenue1 (5-year summary)
Operating income	¥60.1bn	2025-04-01 → 2025-09-30	Standalone	Operating income
Operating income	¥67.1bn	2024-04-01 → 2024-09-30	Standalone	Operating income
Ordinary income	¥58.8bn	2025-04-01 → 2025-09-30	Standalone	Ordinary income
Ordinary income	¥148.9bn	2024-04-01 → 2025-03-31	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥66.3bn	2024-04-01 → 2024-09-30	Standalone	Ordinary income
Ordinary income	¥78.4bn	2023-04-01 → 2024-03-31^v	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥40.3bn	2023-04-01 → 2023-09-30^d	Standalone	Ordinary income loss (5-year summary)
Profit before tax	¥58.8bn	2025-04-01 → 2025-09-30	Standalone	Income before income taxes
Profit before tax	¥66.3bn	2024-04-01 → 2024-09-30	Standalone	Income before income taxes
Net income	¥58.7bn	2025-04-01 → 2025-09-30	Standalone	Profit loss
Net income	¥148.4bn	2024-04-01 → 2025-03-31	Standalone	Net income loss (5-year summary)
Net income	¥66.1bn	2024-04-01 → 2024-09-30	Standalone	Profit loss
Net income	¥78.3bn	2023-04-01 → 2024-03-31^v	Standalone	Net income loss (5-year summary)
Net income	¥40.2bn	2023-04-01 → 2023-09-30^d	Standalone	Net income loss (5-year summary)
Total assets	¥2.25T	at 2025-09-30	Standalone	Assets
Total assets	¥2.23T	at 2025-03-31	Standalone	Assets
Total assets	¥2.18T	at 2024-09-30	Standalone	Total assets (5-year summary)
Total assets	¥2.12T	at 2024-03-31^v	Standalone	Total assets (5-year summary)
Total assets	¥2.14T	at 2023-09-30^d	Standalone	Total assets (5-year summary)
Total liabilities	¥760.0bn	at 2025-09-30	Standalone	Liabilities
Total liabilities	¥705.7bn	at 2025-03-31	Standalone	Liabilities
Net assets / equity	¥1.49T	at 2025-09-30	Standalone	Net assets
Net assets / equity	¥1.52T	at 2025-03-31	Standalone	Net assets
Net assets / equity	¥1.52T	at 2024-09-30	Standalone	Net assets
Net assets / equity	¥1.50T	at 2024-03-31^v	Standalone	Net assets
Net assets / equity	¥1.52T	at 2023-09-30^d	Standalone	Net assets (5-year summary)
Cash and deposits	¥32.0bn	at 2025-09-30	Standalone	Cash and deposits
Cash and deposits	¥62.0bn	at 2025-03-31	Standalone	Cash and deposits
Dividend per share	¥80	2025-04-01 → 2025-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥155	2024-04-01 → 2025-03-31	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥72.5	2024-04-01 → 2024-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥110	2023-04-01 → 2024-03-31^v	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥55	2023-04-01 → 2023-09-30^d	Standalone	Dividend paid per share (5-year summary)
Equity ratio	66.2%	at 2025-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	68.3%	at 2025-03-31	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	69.9%	at 2024-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	70.5%	at 2024-03-31^v	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	70.9%	at 2023-09-30^d	Standalone	Equity to asset ratio (5-year summary)
Shares issued	705,385,000	at 2025-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	721,355,000	at 2025-03-31	Standalone	Total number of issued shares (5-year summary)
Shares issued	721,355,000	at 2024-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	728,051,000	at 2024-03-31^v	Standalone	Total number of issued shares (5-year summary)
Shares issued	364,025,000	at 2023-09-30^d	Standalone	Total number of issued shares (5-year summary)
Employees	225	at 2025-09-30	Standalone	Number of employees
Employees	273	at 2025-03-31	Standalone	Number of employees
Employees	280	at 2024-09-30	Standalone	Number of employees
Employees	283	at 2024-03-31^v	Standalone	Number of employees
Employees	290	at 2023-09-30^d	Standalone	Number of employees

Periods use the dates stated in the filing. ^d = earlier-year period dated by calendar; ^v = that date confirmed by the company's own earlier filing.

All source rows · 1,140

Item	Context	Value	Unit
Receivables under resale agreements assets bnk	InterimInstant	22719000000	JPY
Receivables under securities borrowing transactions assets bnk	Prior1YearInstant	95400000000	JPY
Receivables under securities borrowing transactions assets bnk	InterimInstant	99494000000	JPY
Monetary claims bought assets bnk	Prior1YearInstant	926244000000	JPY
Monetary claims bought assets bnk	InterimInstant	852952000000	JPY
Trading assets assets bnk	Prior1YearInstant	2291521000000	JPY
Trading assets assets bnk	InterimInstant	2457611000000	JPY
Money held in trust assets bnk	Prior1YearInstant	35677000000	JPY
Money held in trust assets bnk	InterimInstant	42896000000	JPY
Securities assets bnk	Prior1YearInstant	11496181000000	JPY
Securities assets bnk	InterimInstant	14766200000000	JPY
Loans and bills discounted assets bnk	Prior1YearInstant	32206993000000	JPY
Loans and bills discounted assets bnk	InterimInstant	32019293000000	JPY
Foreign exchanges assets bnk	Prior1YearInstant	53453000000	JPY
Foreign exchanges assets bnk	InterimInstant	43695000000	JPY
Lease receivables and investment assets ca	Prior1YearInstant	718241000000	JPY
Lease receivables and investment assets ca	InterimInstant	709135000000	JPY
Other assets assets bnk	Prior1YearInstant	3197997000000	JPY
Other assets assets bnk	InterimInstant	3172241000000	JPY
Property plant and equipment	Prior1YearInstant	218432000000	JPY
Property plant and equipment	InterimInstant	218253000000	JPY
Intangible assets	Prior1YearInstant	174746000000	JPY
Intangible assets	InterimInstant	186728000000	JPY
Net defined benefit asset	Prior1YearInstant	319161000000	JPY
Net defined benefit asset	InterimInstant	325380000000	JPY
Deferred tax assets	Prior1YearInstant	8197000000	JPY
Deferred tax assets	InterimInstant	8886000000	JPY
Customers liabilities for acceptances and guarantees assets bnk	Prior1YearInstant	640415000000	JPY
Customers liabilities for acceptances and guarantees assets bnk	InterimInstant	612425000000	JPY
Allowance for loan losses assets bnk	Prior1YearInstant	-129958000000	JPY
Allowance for loan losses assets bnk	InterimInstant	-119519000000	JPY
Allowance for investment loss assets bnk	Prior1YearInstant	-3938000000	JPY
Allowance for investment loss assets bnk	InterimInstant	-3938000000	JPY
Assets	Prior1YearInstant	78247102000000	JPY
Assets	InterimInstant	82614844000000	JPY
Deposits liabilities bnk	Prior1YearInstant	37722986000000	JPY
Deposits liabilities bnk	InterimInstant	39363926000000	JPY
Negotiable certificates of deposit liabilities bnk	Prior1YearInstant	9643098000000	JPY
Negotiable certificates of deposit liabilities bnk	InterimInstant	10462124000000	JPY
Call money and bills sold liabilities bnk	Prior1YearInstant	318617000000	JPY
Call money and bills sold liabilities bnk	InterimInstant	211909000000	JPY
Payables under repurchase agreements liabilities bnk	Prior1YearInstant	2391583000000	JPY
Payables under repurchase agreements liabilities bnk	InterimInstant	5032272000000	JPY
Trading liabilities liabilities bnk	Prior1YearInstant	2092440000000	JPY
Trading liabilities liabilities bnk	InterimInstant	2107269000000	JPY
Borrowed money liabilities bnk	Prior1YearInstant	9084957000000	JPY
Borrowed money liabilities bnk	InterimInstant	8383870000000	JPY
Foreign exchanges liabilities bnk	Prior1YearInstant	1440000000	JPY
Foreign exchanges liabilities bnk	InterimInstant	1080000000	JPY
Short term bonds payable	Prior1YearInstant	2987093000000	JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed

balance sheet identity	consolidated 2025-03-31	pass
balance sheet identity	consolidated 2025-09-30	pass rounding
balance sheet identity	non_consolidated 2025-03-31	pass rounding
balance sheet identity	non_consolidated 2025-09-30	pass
dei present		pass
period resolution		pass
statement vs summary · net assets	consolidated 2024-03-31	pass
statement vs summary · net assets	consolidated 2024-09-30	pass
statement vs summary · net assets	consolidated 2025-03-31	pass
statement vs summary · net assets	consolidated 2025-09-30	pass
statement vs summary · net assets	non_consolidated 2024-03-31	pass
statement vs summary · net assets	non_consolidated 2024-09-30	pass
statement vs summary · net assets	non_consolidated 2025-03-31	pass
statement vs summary · net assets	non_consolidated 2025-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · operating cash flow	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · operating cash flow	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · revenue	non_consolidated 2024-04-01/2024-09-30	pass
statement vs summary · revenue	non_consolidated 2025-04-01/2025-09-30	pass
statement vs summary · total assets	consolidated 2025-03-31	pass
statement vs summary · total assets	consolidated 2025-09-30	pass
statement vs summary · total assets	non_consolidated 2025-03-31	pass
statement vs summary · total assets	non_consolidated 2025-09-30	pass