Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥17.6bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income−¥54.8bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥7.4bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥46.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥39.0bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥19.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax−¥53.2bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥20.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)−¥49.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥35.0bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥29.0bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥19.6bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income−¥51.7bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥7.76Tat 2025-03-31Cons.Assets
Total assets¥7.60Tat 2024-03-31Cons.Assets
Total assets¥7.18Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥6.73Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥5.92Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥7.30Tat 2025-03-31Cons.Liabilities
Total liabilities¥7.21Tat 2024-03-31Cons.Liabilities
Net assets / equity¥459.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥391.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥431.1bnat 2023-03-31dCons.Net assets
Net assets / equity¥487.3bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥490.0bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.34Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.50Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.06Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥847.7bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥56.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥133.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥61.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥253.9bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥728.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥147.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥167.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥213.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥23.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥223.5bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow¥46.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥2.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥18.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥16.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥14.9bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥154.262024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥-427.222023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥74.672022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥299.812021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥248.272020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥154.022024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥74.542022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥299.382021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥247.92020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥3,258.51at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,285.94at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,751.95at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,222.79at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,233.53at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio5.8%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.4%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.9%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE1.9%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE7.1%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE6.3%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees2,477at 2025-03-31Cons.Number of employees
Employees2,476at 2024-03-31Cons.Number of employees
Employees2,442at 2023-03-31dCons.Number of employees
Employees2,382at 2022-03-31dCons.Number of employees
Employees2,332at 2021-03-31dCons.Number of employees
Ordinary income¥13.8bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥61.0bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥3.2bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.0bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.5bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥13.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax−¥51.1bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥15.7bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥50.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income−¥8.1bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥29.9bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥29.5bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥6.78Tat 2025-03-31StandaloneAssets
Total assets¥6.94Tat 2024-03-31StandaloneAssets
Total assets¥6.77Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.45Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥5.74Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥6.37Tat 2025-03-31StandaloneLiabilities
Total liabilities¥6.60Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥406.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥344.0bnat 2024-03-31StandaloneNet assets
Net assets / equity¥405.2bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥480.0bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥489.4bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥118.022024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-434.822023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-69.62022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥255.692021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥253.012020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥117.832024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥255.332021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥252.652020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥792024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥762023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1542022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥1492021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥1242020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥2,935.55at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥2,940.12at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥3,465.23at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,107.62at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,189.77at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio6.0%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.9%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.0%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.4%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio8.5%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE6.2%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE6.5%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued139,789,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,936at 2025-03-31StandaloneNumber of employees
Employees1,964at 2024-03-31StandaloneNumber of employees
Employees1,980at 2023-03-31dStandaloneNumber of employees
Employees1,966at 2022-03-31dStandaloneNumber of employees
Employees1,933at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 24
SegmentItemPeriodValue
Customer Relation Groupreportable segmentsegment assetsat 2025-03-31¥189.8bn
Customer Relation Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥1.8bn
Institutional Banking Groupreportable segmentsegment assetsat 2025-03-31¥1.22T
Institutional Banking Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥6.7bn
International Business Groupreportable segmentsegment assetsat 2025-03-31¥1.03T
International Business Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥9.6bn
Market Groupreportable segmentsegment assetsat 2025-03-31¥2.33T
Market Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥3.9bn
Structured Finance Groupreportable segmentsegment assetsat 2025-03-31¥1.70T
Structured Finance Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥22.5bn
—segment totalsegment assetsat 2025-03-31¥7.41T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥32.8bn
Customer Relation Groupreportable segmentsegment assetsat 2024-03-31¥128.8bn
Customer Relation Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥3.0bn
Institutional Banking Groupreportable segmentsegment assetsat 2024-03-31¥1.12T
Institutional Banking Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥6.6bn
International Business Groupreportable segmentsegment assetsat 2024-03-31¥1.10T
International Business Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥11.2bn
Market Groupreportable segmentsegment assetsat 2024-03-31¥2.43T
Market Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥46.0bn
Structured Finance Groupreportable segmentsegment assetsat 2024-03-31¥1.81T
Structured Finance Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥27.9bn
—segment totalsegment assetsat 2024-03-31¥7.17T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31−¥6.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,427
ItemContextValueUnit
Proceeds from redemption of securities inv cfbnkCurrentYearDuration137881000000JPY
Increase in money held in trust inv cfbnkPrior1YearDuration-39926000000JPY
Increase in money held in trust inv cfbnkCurrentYearDuration-24095000000JPY
Decrease in money held in trust inv cfbnkPrior1YearDuration40162000000JPY
Decrease in money held in trust inv cfbnkCurrentYearDuration24641000000JPY
Purchase of property plant and equipment inv cfPrior1YearDuration-2394000000JPY
Purchase of property plant and equipment inv cfCurrentYearDuration-1447000000JPY
Purchase of intangible assets inv cfPrior1YearDuration-5082000000JPY
Purchase of intangible assets inv cfCurrentYearDuration-4628000000JPY
Proceeds from sales of property plant and equipment inv cfPrior1YearDuration3000000JPY
Proceeds from sales of property plant and equipment inv cfCurrentYearDuration0JPY
Payments for asset retirement obligations inv cfPrior1YearDuration-10000000JPY
Payments for asset retirement obligations inv cfCurrentYearDuration-JPY
Net cash provided by used in investment activitiesPrior1YearDuration167439000000JPY
Net cash provided by used in investment activitiesCurrentYearDuration-147849000000JPY
Repayments of lease obligations fin cfPrior1YearDuration-394000000JPY
Repayments of lease obligations fin cfCurrentYearDuration-345000000JPY
Proceeds from issuance of common stock fin cfPrior1YearDuration-JPY
Proceeds from issuance of common stock fin cfCurrentYearDuration51933000000JPY
Proceeds from share issuance to non controlling shareholders fin cfPrior1YearDuration-JPY
Proceeds from share issuance to non controlling shareholders fin cfCurrentYearDuration2500000000JPY
Cash dividends paid fin cfPrior1YearDuration-13548000000JPY
Cash dividends paid fin cfCurrentYearDuration-7478000000JPY
Dividends paid to non controlling interests fin cfPrior1YearDuration-15000000JPY
Dividends paid to non controlling interests fin cfCurrentYearDuration-16000000JPY
Purchase of treasury stock fin cfPrior1YearDuration-0JPY
Purchase of treasury stock fin cfCurrentYearDuration-0JPY
Proceeds from sales of treasury stock fin cfPrior1YearDuration0JPY
Proceeds from sales of treasury stock fin cfCurrentYearDuration-JPY
Proceeds from changes in ownership interests in subsidiaries that do not result in change in scope of consolidation fin cfPrior1YearDuration16095000000JPY
Proceeds from changes in ownership interests in subsidiaries that do not result in change in scope of consolidation fin cfCurrentYearDuration-JPY
Net cash provided by used in financing activitiesPrior1YearDuration2136000000JPY
Net cash provided by used in financing activitiesCurrentYearDuration46592000000JPY
Net increase decrease in cash and cash equivalentsPrior1YearDuration303525000000JPY
Net increase decrease in cash and cash equivalentsCurrentYearDuration-158156000000JPY
Cash and cash equivalentsPrior2YearInstant1196230000000JPY
Cash and cash equivalentsPrior1YearInstant1499756000000JPY
Cash and cash equivalentsPrior1YearInstant1499756000000JPY
Cash and cash equivalentsCurrentYearInstant1341599000000JPY
Number of consolidated subsidiariesCurrentYearInstant24
Number of unconsolidated subsidiaries accounted for using equity methodCurrentYearInstant0
Number of associates accounted for using equity methodCurrentYearInstant1
Accumulated depreciation ppe by groupPrior1YearInstant-27218000000JPY
Accumulated depreciation ppe by groupCurrentYearInstant-27909000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000InstitutionalBankingGroupReportableSegmentsMember15720000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000StructuredFinanceGroupReportableSegmentsMember41580000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000InternationalBusinessGroupReportableSegmentsMember14997000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000MarketGroupReportableSegmentsMember-33161000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000CustomerRelationGroupReportableSegmentsMember7582000000JPY
Consolidated net revenue segment informationPrior1YearDuration_jpcrp030000-asr_E03531-000GMOAozoraNetBankMember5156000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass