Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥17.6bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income−¥54.8bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥7.4bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥46.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥39.0bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥19.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax−¥53.2bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥20.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)−¥49.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥35.0bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥29.0bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥19.6bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income−¥51.7bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥7.76Tat 2025-03-31Cons.Assets
Total assets¥7.60Tat 2024-03-31Cons.Assets
Total assets¥7.18Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥6.73Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥5.92Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥7.30Tat 2025-03-31Cons.Liabilities
Total liabilities¥7.21Tat 2024-03-31Cons.Liabilities
Net assets / equity¥459.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥391.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥431.1bnat 2023-03-31dCons.Net assets
Net assets / equity¥487.3bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥490.0bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.34Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.50Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.06Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥847.7bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥56.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥133.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥61.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥253.9bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥728.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥147.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥167.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥213.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥23.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥223.5bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow¥46.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥2.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥18.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥16.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥14.9bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥154.262024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥-427.222023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥74.672022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥299.812021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥248.272020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥154.022024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥74.542022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥299.382021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥247.92020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥3,258.51at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,285.94at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥3,751.95at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,222.79at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,233.53at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio5.8%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.4%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.9%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE1.9%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE7.1%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE6.3%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees2,477at 2025-03-31Cons.Number of employees
Employees2,476at 2024-03-31Cons.Number of employees
Employees2,442at 2023-03-31dCons.Number of employees
Employees2,382at 2022-03-31dCons.Number of employees
Employees2,332at 2021-03-31dCons.Number of employees
Ordinary income¥13.8bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥61.0bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥3.2bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.0bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.5bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥13.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax−¥51.1bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥15.7bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥50.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income−¥8.1bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥29.9bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥29.5bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥6.78Tat 2025-03-31StandaloneAssets
Total assets¥6.94Tat 2024-03-31StandaloneAssets
Total assets¥6.77Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.45Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥5.74Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥6.37Tat 2025-03-31StandaloneLiabilities
Total liabilities¥6.60Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥406.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥344.0bnat 2024-03-31StandaloneNet assets
Net assets / equity¥405.2bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥480.0bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥489.4bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥118.022024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-434.822023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-69.62022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥255.692021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥253.012020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥117.832024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥255.332021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥252.652020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥792024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥762023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1542022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥1492021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥1242020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥2,935.55at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥2,940.12at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥3,465.23at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,107.62at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,189.77at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio6.0%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.9%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.0%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.4%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio8.5%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE6.2%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE6.5%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued139,789,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued118,289,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,936at 2025-03-31StandaloneNumber of employees
Employees1,964at 2024-03-31StandaloneNumber of employees
Employees1,980at 2023-03-31dStandaloneNumber of employees
Employees1,966at 2022-03-31dStandaloneNumber of employees
Employees1,933at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 24
SegmentItemPeriodValue
Customer Relation Groupreportable segmentsegment assetsat 2025-03-31¥189.8bn
Customer Relation Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥1.8bn
Institutional Banking Groupreportable segmentsegment assetsat 2025-03-31¥1.22T
Institutional Banking Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥6.7bn
International Business Groupreportable segmentsegment assetsat 2025-03-31¥1.03T
International Business Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥9.6bn
Market Groupreportable segmentsegment assetsat 2025-03-31¥2.33T
Market Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥3.9bn
Structured Finance Groupreportable segmentsegment assetsat 2025-03-31¥1.70T
Structured Finance Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥22.5bn
—segment totalsegment assetsat 2025-03-31¥7.41T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥32.8bn
Customer Relation Groupreportable segmentsegment assetsat 2024-03-31¥128.8bn
Customer Relation Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥3.0bn
Institutional Banking Groupreportable segmentsegment assetsat 2024-03-31¥1.12T
Institutional Banking Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥6.6bn
International Business Groupreportable segmentsegment assetsat 2024-03-31¥1.10T
International Business Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥11.2bn
Market Groupreportable segmentsegment assetsat 2024-03-31¥2.43T
Market Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥46.0bn
Structured Finance Groupreportable segmentsegment assetsat 2024-03-31¥1.81T
Structured Finance Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥27.9bn
—segment totalsegment assetsat 2024-03-31¥7.17T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31−¥6.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,427
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)松 本 繁 彦
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)大 竹   新
Cpa3 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)杉 浦 栄 亮
Key audit matters consolidated (text)FilingDateInstantText · Plus
Overview kam consolidated (text)FilingDateInstantText · Plus
Short description kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)貸倒引当金の算定
Description including reason kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Reference kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)「【注記事項】(連結財務諸表作成のための基本となる重要な事項)4.会計方針に関する事項(6)貸倒引当金の計上基準」
Reference2 kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)「【注記事項】(重要な会計上の見積り)1.貸倒引当金」
Auditors response kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Short description kam consolidatedFilingDateInstant_Row2Member
Original text (Japanese)繰延税金資産の回収可能性
Description including reason kam consolidated (text)FilingDateInstant_Row2MemberText · Plus
Reference kam consolidatedFilingDateInstant_Row2Member
Original text (Japanese)「注記事項(重要な会計上の見積り)2.繰延税金資産の回収可能性」
Auditors response kam consolidated (text)FilingDateInstant_Row2MemberText · Plus
Other information consolidated (text)FilingDateInstantText · Plus
Fee related information consolidated (text)FilingDateInstantText · Plus
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)松 本 繁 彦
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)大 竹   新
Cpa3 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)杉 浦 栄 亮
Key audit matters non consolidated (text)FilingDateInstantText · Plus
Overview kam non consolidated (text)FilingDateInstantText · Plus
Short description kam non consolidatedFilingDateInstant_Row1Member
Original text (Japanese) ● 貸倒引当金の算定 ● 繰延税金資産の回収可能性
Same as kam for consolidated fskam non consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information non consolidated (text)FilingDateInstantText · Plus
Fee related information non consolidated (text)FilingDateInstantText · Plus
Number of submissionFilingDateInstant1
Ordinary income (5-year summary)Prior4YearDuration155755000000JPY
Ordinary income (5-year summary)Prior3YearDuration134737000000JPY
Ordinary income (5-year summary)Prior2YearDuration183292000000JPY
Ordinary income (5-year summary)Prior1YearDuration246299000000JPY
Ordinary income (5-year summary)CurrentYearDuration231460000000JPY
Trust fees (5-year summary)Prior4YearDuration386000000JPY
Trust fees (5-year summary)Prior3YearDuration444000000JPY
Trust fees (5-year summary)Prior2YearDuration377000000JPY
Trust fees (5-year summary)Prior1YearDuration370000000JPY
Trust fees (5-year summary)CurrentYearDuration373000000JPY
Ordinary income loss (5-year summary)Prior4YearDuration38982000000JPY
Ordinary income loss (5-year summary)Prior3YearDuration46294000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration7356000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration-54816000000JPY
Ordinary income loss (5-year summary)CurrentYearDuration17561000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior4YearDuration28972000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior3YearDuration35004000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration8719000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration-49904000000JPY
Profit loss attributable to owners of parent (5-year summary)CurrentYearDuration20518000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass