Half-year report · HY
8303.TEDINET S100X1U9
Period2025-04-01 → 2025-09-30
Filed2025-11-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 107
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥62.4bn | 2025-04-01 → 2025-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥77.8bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥30.7bn | 2024-04-01 → 2024-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥61.1bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥31.3bn | 2023-04-01 → 2023-09-30d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥61.7bn | 2025-04-01 → 2025-09-30 | Cons. | Income before income taxes |
| Profit before tax | ¥50.7bn | 2024-04-01 → 2024-09-30 | Cons. | Income before income taxes |
| Net income (owners) | ¥69.4bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥84.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥44.4bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥57.9bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥26.1bn | 2023-04-01 → 2023-09-30d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥69.4bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss |
| Net income | ¥44.4bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss |
| Total assets | ¥22.58T | at 2025-09-30 | Cons. | Assets |
| Total assets | ¥20.33T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥17.71T | at 2024-09-30 | Cons. | Total assets (5-year summary) |
| Total assets | ¥16.05T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥14.42T | at 2023-09-30d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥21.55T | at 2025-09-30 | Cons. | Liabilities |
| Total liabilities | ¥19.37T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥1.03T | at 2025-09-30 | Cons. | Net assets |
| Net assets / equity | ¥959.2bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥975.9bn | at 2024-09-30 | Cons. | Net assets |
| Net assets / equity | ¥966.7bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥989.7bn | at 2023-09-30d | Cons. | Net assets (5-year summary) |
| Cash & equivalents | ¥4.52T | at 2025-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥3.77T | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥3.14T | at 2024-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥3.13T | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥2.03T | at 2023-09-30d | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | ¥1.54T | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥1.98T | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥702.4bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥1.19T | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥38.2bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥790.8bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥1.29T | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥681.7bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | ¥95.8bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | ¥159.1bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥1.8bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥48.5bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥12.7bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥69.6bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥2.3bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥86.92 | 2025-04-01 → 2025-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥112.7 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥58.73 | 2024-04-01 → 2024-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥990,851,470.11 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥435,264,263.96 | 2023-04-01 → 2023-09-30d | Cons. | Basic earnings loss per share (5-year summary) |
| Net assets per share | ¥1,286.69 | at 2025-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,151.4 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,309.55 | at 2024-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥17,828,740,928.75 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥16,433,514,098.26 | at 2023-09-30d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 4.5% | at 2025-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 4.7% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 5.5% | at 2024-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 6.0% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 6.8% | at 2023-09-30d | Cons. | Equity to asset ratio (5-year summary) |
| Employees | 5,854 | at 2025-09-30 | Cons. | Number of employees |
| Employees | 5,689 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 5,741 | at 2024-09-30 | Cons. | Number of employees |
| Employees | 5,650 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 5,669 | at 2023-09-30d | Cons. | Number of employees |
| Ordinary income | ¥34.2bn | 2025-04-01 → 2025-09-30 | Standalone | Ordinary income |
| Ordinary income | ¥60.9bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥41.5bn | 2024-04-01 → 2024-09-30 | Standalone | Ordinary income |
| Ordinary income | ¥58.3bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥22.3bn | 2023-04-01 → 2023-09-30d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥33.6bn | 2025-04-01 → 2025-09-30 | Standalone | Income before income taxes |
| Profit before tax | ¥43.3bn | 2024-04-01 → 2024-09-30 | Standalone | Income before income taxes |
| Net income | ¥30.1bn | 2025-04-01 → 2025-09-30 | Standalone | Profit loss |
| Net income | ¥50.1bn | 2024-04-01 → 2025-03-31 | Standalone | Net income loss (5-year summary) |
| Net income | ¥38.1bn | 2024-04-01 → 2024-09-30 | Standalone | Profit loss |
| Net income | ¥62.9bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥25.2bn | 2023-04-01 → 2023-09-30d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥20.74T | at 2025-09-30 | Standalone | Assets |
| Total assets | ¥18.68T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥16.18T | at 2024-09-30 | Standalone | Total assets (5-year summary) |
| Total assets | ¥14.53T | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥12.94T | at 2023-09-30d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥19.84T | at 2025-09-30 | Standalone | Liabilities |
| Total liabilities | ¥17.81T | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥901.9bn | at 2025-09-30 | Standalone | Net assets |
| Net assets / equity | ¥865.8bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥911.8bn | at 2024-09-30 | Standalone | Net assets |
| Net assets / equity | ¥888.8bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥912.1bn | at 2023-09-30d | Standalone | Net assets (5-year summary) |
| Dividend per share | ¥40,000,000 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40,000,000 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Equity ratio | 4.3% | at 2025-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 4.6% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 5.6% | at 2024-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 6.1% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.0% | at 2023-09-30d | Standalone | Equity to asset ratio (5-year summary) |
| Shares issued | 840,000,000 | at 2025-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 48 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 60 | at 2024-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 60 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 204,144,774 | at 2023-09-30d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 2,417 | at 2025-09-30 | Standalone | Number of employees |
| Employees | 2,309 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 2,335 | at 2024-09-30 | Standalone | Number of employees |
| Employees | 2,288 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 2,322 | at 2023-09-30d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 52
| Segment | Item | Period | Value |
|---|---|---|---|
| APLUSreportable segment | segment assets | at 2025-09-30 | ¥1.89T |
| APLUSreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥5.8bn |
| Institutional Businessreportable segment | segment assets | at 2025-09-30 | ¥5.30T |
| Institutional Businessreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥11.2bn |
| Marketsreportable segment | segment assets | at 2025-09-30 | ¥303.4bn |
| Marketsreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥1.3bn |
| Other Corporate Otherreportable segment | segment assets | at 2025-09-30 | ¥798.8bn |
| Other Corporate Otherreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | −¥1.4bn |
| Other Individual Consumer Finance Sub Groupreportable segment | segment assets | at 2025-09-30 | ¥165.5bn |
| Other Individual Consumer Finance Sub Groupreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥4.5bn |
| Overseas Businessreportable segment | segment assets | at 2025-09-30 | ¥516.1bn |
| Overseas Businessreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥3.7bn |
| Principal Transactionsreportable segment | segment assets | at 2025-09-30 | ¥200.4bn |
| Principal Transactionsreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥15.3bn |
| Retail Bankingreportable segment | segment assets | at 2025-09-30 | ¥1.90T |
| Retail Bankingreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥3.1bn |
| Securities Investmentreportable segment | segment assets | at 2025-09-30 | ¥2.90T |
| Securities Investmentreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥3.2bn |
| Shinsei Financialreportable segment | segment assets | at 2025-09-30 | ¥516.5bn |
| Shinsei Financialreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥7.1bn |
| Showa Leasingreportable segment | segment assets | at 2025-09-30 | ¥648.7bn |
| Showa Leasingreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥75m |
| Structured Financereportable segment | segment assets | at 2025-09-30 | ¥2.13T |
| Structured Financereportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥8.3bn |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2025-09-30 | ¥17.27T |
| Total Of Reportable Segments And Otherssegment total | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥62.0bn |
| APLUSreportable segment | segment assets | at 2024-09-30 | ¥1.75T |
| APLUSreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥4.0bn |
| Institutional Businessreportable segment | segment assets | at 2024-09-30 | ¥3.59T |
| Institutional Businessreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥6.6bn |
| Marketsreportable segment | segment assets | at 2024-09-30 | ¥198.3bn |
| Marketsreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥1.7bn |
| Other Corporate Otherreportable segment | segment assets | at 2024-09-30 | ¥1.07T |
| Other Corporate Otherreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | −¥3.6bn |
| Other Individual Consumer Finance Sub Groupreportable segment | segment assets | at 2024-09-30 | ¥204.1bn |
| Other Individual Consumer Finance Sub Groupreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥1.5bn |
| Overseas Businessreportable segment | segment assets | at 2024-09-30 | ¥529.8bn |
| Overseas Businessreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥8.8bn |
| Principal Transactionsreportable segment | segment assets | at 2024-09-30 | ¥189.1bn |
| Principal Transactionsreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | −¥1.0bn |
| Retail Bankingreportable segment | segment assets | at 2024-09-30 | ¥1.39T |
| Retail Bankingreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥1.7bn |
| Securities Investmentreportable segment | segment assets | at 2024-09-30 | ¥1.83T |
| Securities Investmentreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥5.8bn |
| Shinsei Financialreportable segment | segment assets | at 2024-09-30 | ¥494.7bn |
| Shinsei Financialreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥6.0bn |
| Showa Leasingreportable segment | segment assets | at 2024-09-30 | ¥625.3bn |
| Showa Leasingreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥848m |
| Structured Financereportable segment | segment assets | at 2024-09-30 | ¥2.00T |
| Structured Financereportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥513m |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2024-09-30 | ¥13.87T |
| Total Of Reportable Segments And Otherssegment total | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥33.0bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,480
| Item | Context | Value | Unit |
|---|---|---|---|
| Basic earnings loss per share (5-year summary) | Prior1YearDuration | 112.70 | |
| Diluted earnings per share (5-year summary) | Prior2InterimDuration | － | |
| Diluted earnings per share (5-year summary) | Prior1InterimDuration | － | |
| Diluted earnings per share (5-year summary) | InterimDuration | － | |
| Diluted earnings per share (5-year summary) | Prior2YearDuration | － | |
| Diluted earnings per share (5-year summary) | Prior1YearDuration | － | |
| Equity to asset ratio (5-year summary) | Prior2InterimInstant | 0.068 | |
| Equity to asset ratio (5-year summary) | Prior1InterimInstant | 0.055 | |
| Equity to asset ratio (5-year summary) | InterimInstant | 0.045 | |
| Equity to asset ratio (5-year summary) | Prior2YearInstant | 0.060 | |
| Equity to asset ratio (5-year summary) | Prior1YearInstant | 0.047 | |
| Net cash provided by used in operating activities (5-year summary) | Prior2InterimDuration | -38165000000 | JPY |
| Net cash provided by used in operating activities (5-year summary) | Prior1InterimDuration | 702391000000 | JPY |
| Net cash provided by used in operating activities (5-year summary) | InterimDuration | 1537753000000 | JPY |
| Net cash provided by used in operating activities (5-year summary) | Prior2YearDuration | 1188163000000 | JPY |
| Net cash provided by used in operating activities (5-year summary) | Prior1YearDuration | 1984626000000 | JPY |
| Net cash provided by used in investing activities (5-year summary) | Prior2InterimDuration | 159089000000 | JPY |
| Net cash provided by used in investing activities (5-year summary) | Prior1InterimDuration | -681694000000 | JPY |
| Net cash provided by used in investing activities (5-year summary) | InterimDuration | -790847000000 | JPY |
| Net cash provided by used in investing activities (5-year summary) | Prior2YearDuration | 95771000000 | JPY |
| Net cash provided by used in investing activities (5-year summary) | Prior1YearDuration | -1292424000000 | JPY |
| Net cash provided by used in financing activities (5-year summary) | Prior2InterimDuration | -2322000000 | JPY |
| Net cash provided by used in financing activities (5-year summary) | Prior1InterimDuration | -12664000000 | JPY |
| Net cash provided by used in financing activities (5-year summary) | InterimDuration | -1807000000 | JPY |
| Net cash provided by used in financing activities (5-year summary) | Prior2YearDuration | -69635000000 | JPY |
| Net cash provided by used in financing activities (5-year summary) | Prior1YearDuration | -48461000000 | JPY |
| Cash and cash equivalents (5-year summary) | Prior2InterimInstant | 2032323000000 | JPY |
| Cash and cash equivalents (5-year summary) | Prior1InterimInstant | 3136210000000 | JPY |
| Cash and cash equivalents (5-year summary) | InterimInstant | 4516908000000 | JPY |
| Cash and cash equivalents (5-year summary) | Prior2YearInstant | 3128045000000 | JPY |
| Cash and cash equivalents (5-year summary) | Prior1YearInstant | 3771929000000 | JPY |
| Number of employees | Prior2InterimInstant | 5669 | |
| Number of employees | Prior1InterimInstant | 5741 | |
| Number of employees | InterimInstant | 5854 | |
| Number of employees | Prior2YearInstant | 5650 | |
| Number of employees | Prior1YearInstant | 5689 | |
| Average number of temporary workers | Prior2InterimInstant | 1963 | |
| Average number of temporary workers | Prior1InterimInstant | 1308 | |
| Average number of temporary workers | InterimInstant | 1374 | |
| Average number of temporary workers | Prior2YearInstant | 1981 | |
| Average number of temporary workers | Prior1YearInstant | 1320 | |
| Ordinary income (5-year summary) | Prior2InterimDuration_NonConsolidatedMember | 124826000000 | JPY |
| Ordinary income (5-year summary) | Prior1InterimDuration_NonConsolidatedMember | 157503000000 | JPY |
| Ordinary income (5-year summary) | InterimDuration_NonConsolidatedMember | 190470000000 | JPY |
| Ordinary income (5-year summary) | Prior2YearDuration_NonConsolidatedMember | 268490000000 | JPY |
| Ordinary income (5-year summary) | Prior1YearDuration_NonConsolidatedMember | 315411000000 | JPY |
| Ordinary income loss (5-year summary) | Prior2InterimDuration_NonConsolidatedMember | 22297000000 | JPY |
| Ordinary income loss (5-year summary) | Prior1InterimDuration_NonConsolidatedMember | 41469000000 | JPY |
| Ordinary income loss (5-year summary) | InterimDuration_NonConsolidatedMember | 34206000000 | JPY |
| Ordinary income loss (5-year summary) | Prior2YearDuration_NonConsolidatedMember | 58261000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 22 of 22 passed
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| period resolution | pass |
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| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · total assets | pass |
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