Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-24
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥77.8bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥61.1bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥52.1bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥28.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥44.4bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥99.4bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥62.9bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥84.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥57.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥42.8bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥20.4bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥45.1bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥84.1bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥57.9bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥20.33Tat 2025-03-31Cons.Assets
Total assets¥16.05Tat 2024-03-31Cons.Assets
Total assets¥13.69Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥10.31Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥10.74Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥19.37Tat 2025-03-31Cons.Liabilities
Total liabilities¥15.08Tat 2024-03-31Cons.Liabilities
Net assets / equity¥959.2bnat 2025-03-31Cons.Net assets
Net assets / equity¥966.7bnat 2024-03-31Cons.Net assets
Net assets / equity¥966.5bnat 2023-03-31dCons.Net assets
Net assets / equity¥924.3bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥930.7bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥3.77Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥3.13Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.91Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.81Tat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥1.98T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.19T2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.31T2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥470.6bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥249.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥1.29T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥95.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥955.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥251.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥7.2bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥48.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥69.6bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥4.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥19.9bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥27.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥1,588,579,698.822024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥990,851,470.112023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥712,851,750.132022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥96.782021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥202.162020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥96.752021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥202.12020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥16,119,618,138.51at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥17,828,740,928.75at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥16,033,315,142.95at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,484.01at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥4,283.92at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio4.7%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.9%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio8.6%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE8.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE6.0%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE4.5%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE2.2%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE4.9%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees5,689at 2025-03-31Cons.Number of employees
Employees5,650at 2024-03-31Cons.Number of employees
Employees5,548at 2023-03-31dCons.Number of employees
Employees5,608at 2022-03-31dCons.Number of employees
Employees5,605at 2021-03-31dCons.Number of employees
Ordinary income¥60.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥58.3bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥54.4bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥36.8bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥37.2bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥61.2bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥55.3bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥50.1bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥62.9bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥49.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥30.4bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥34.5bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥18.68Tat 2025-03-31StandaloneAssets
Total assets¥14.53Tat 2024-03-31StandaloneAssets
Total assets¥12.23Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥8.73Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥9.09Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥17.81Tat 2025-03-31StandaloneLiabilities
Total liabilities¥13.64Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥865.8bnat 2025-03-31StandaloneNet assets
Net assets / equity¥888.8bnat 2024-03-31StandaloneNet assets
Net assets / equity¥896.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥853.4bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥857.8bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥942,617,704.932024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥1,075,351,255.482023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥816,523,594.332022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥144.262021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥154.642020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥144.222021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥154.62020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥40,000,0002024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥40,000,0002023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥122022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥122021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥122020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥14,127,829,142.82at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥16,458,679,280.96at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥14,942,624,424.71at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,158at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥3,984.1at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio4.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.3%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio9.8%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio9.4%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE5.7%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE7.0%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE5.6%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.5%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE4.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued48at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued60at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued205,034,689at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued259,034,689at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued259,034,689at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees2,309at 2025-03-31StandaloneNumber of employees
Employees2,288at 2024-03-31StandaloneNumber of employees
Employees2,228at 2023-03-31dStandaloneNumber of employees
Employees2,281at 2022-03-31dStandaloneNumber of employees
Employees2,245at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
APLUSreportable segmentsegment assetsat 2025-03-31¥1.86T
APLUSreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥6.5bn
Corporate Businessreportable segmentsegment assetsat 2025-03-31¥4.72T
Corporate Businessreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥17.0bn
Marketsreportable segmentsegment assetsat 2025-03-31¥269.7bn
Marketsreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥4.2bn
Other Corporate Otherreportable segmentsegment assetsat 2025-03-31¥1.28T
Other Corporate Otherreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥6.6bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2025-03-31¥172.8bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥4.7bn
Overseas Businessreportable segmentsegment assetsat 2025-03-31¥502.4bn
Overseas Businessreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.2bn
Principal Transactionsreportable segmentsegment assetsat 2025-03-31¥186.4bn
Principal Transactionsreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥500m
Retail Bankingreportable segmentsegment assetsat 2025-03-31¥1.64T
Retail Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥5.9bn
Securities Investmentreportable segmentsegment assetsat 2025-03-31¥2.03T
Securities Investmentreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥8.1bn
Shinsei Financialreportable segmentsegment assetsat 2025-03-31¥502.4bn
Shinsei Financialreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.7bn
Showa Leasingreportable segmentsegment assetsat 2025-03-31¥651.5bn
Showa Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥2.2bn
Structured Financereportable segmentsegment assetsat 2025-03-31¥2.00T
Structured Financereportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥5.8bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥15.83T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥83.2bn
APLUSreportable segmentsegment assetsat 2024-03-31¥1.67T
APLUSreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥11.7bn
Corporate Businessreportable segmentsegment assetsat 2024-03-31¥3.40T
Corporate Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥15.7bn
Marketsreportable segmentsegment assetsat 2024-03-31¥200.1bn
Marketsreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥1.6bn
Other Corporate Otherreportable segmentsegment assetsat 2024-03-31¥621.5bn
Other Corporate Otherreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥10.0bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2024-03-31¥205.7bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥690m
Overseas Businessreportable segmentsegment assetsat 2024-03-31¥456.5bn
Overseas Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥6.2bn
Principal Transactionsreportable segmentsegment assetsat 2024-03-31¥175.4bn
Principal Transactionsreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥296m
Retail Bankingreportable segmentsegment assetsat 2024-03-31¥1.25T
Retail Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥5.3bn
Securities Investmentreportable segmentsegment assetsat 2024-03-31¥1.23T
Securities Investmentreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥5.1bn
Shinsei Financialreportable segmentsegment assetsat 2024-03-31¥489.4bn
Shinsei Financialreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥11.5bn
Showa Leasingreportable segmentsegment assetsat 2024-03-31¥622.8bn
Showa Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥4.8bn
Structured Financereportable segmentsegment assetsat 2024-03-31¥1.91T
Structured Financereportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥11.5bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥12.23T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥64.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,978
ItemContextValueUnit
Number of employeesPrior2YearInstant_NonConsolidatedMember2228
Number of employeesPrior1YearInstant_NonConsolidatedMember2288
Number of employeesCurrentYearInstant_NonConsolidatedMember2309
Average number of temporary workersPrior4YearInstant_NonConsolidatedMember322
Average number of temporary workersPrior3YearInstant_NonConsolidatedMember335
Average number of temporary workersPrior2YearInstant_NonConsolidatedMember344
Average number of temporary workersPrior1YearInstant_NonConsolidatedMember367
Average number of temporary workersCurrentYearInstant_NonConsolidatedMember381
Total shareholder returnPrior4YearInstant_NonConsolidatedMember-
Total shareholder returnPrior3YearInstant_NonConsolidatedMember-
Total shareholder returnPrior2YearInstant_NonConsolidatedMember-
Total shareholder returnPrior1YearInstant_NonConsolidatedMember-
Total shareholder returnCurrentYearInstant_NonConsolidatedMember-
Total return on share price indexPrior4YearInstant_NonConsolidatedMember-
Total return on share price indexPrior3YearInstant_NonConsolidatedMember-
Total return on share price indexPrior2YearInstant_NonConsolidatedMember-
Total return on share price indexPrior1YearInstant_NonConsolidatedMember-
Total return on share price indexCurrentYearInstant_NonConsolidatedMember-
Gross scope1 greenhouse gas emissions scope1 and2 greenhouse gas emissionsPrior2YearDuration_ConsolidatedAccountingGroupMember941
Gross scope1 greenhouse gas emissions scope1 and2 greenhouse gas emissionsPrior1YearDuration_ConsolidatedAccountingGroupMember921
Gross scope2 greenhouse gas emissions scope1 and2 greenhouse gas emissionsPrior2YearDuration_ConsolidatedAccountingGroupMember10068
Gross scope2 greenhouse gas emissions scope1 and2 greenhouse gas emissionsPrior1YearDuration_ConsolidatedAccountingGroupMember9110
Performance description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row1Member20.7
Targets description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row1Member25.0
Performance description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row2Member69.5
Targets description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row2Member70.0
Number of shares heldCurrentYearInstant_No1MajorShareholdersMember35
Shareholding ratioCurrentYearInstant_No1MajorShareholdersMember0.6140
Number of shares heldCurrentYearInstant_No2MajorShareholdersMember10
Shareholding ratioCurrentYearInstant_No2MajorShareholdersMember0.1754
Number of shares heldCurrentYearInstant_No3MajorShareholdersMember6
Shareholding ratioCurrentYearInstant_No3MajorShareholdersMember0.1052
Number of shares heldCurrentYearInstant_No4MajorShareholdersMember6
Shareholding ratioCurrentYearInstant_No4MajorShareholdersMember0.1052
Number of shares heldCurrentYearInstant57
Shareholding ratioCurrentYearInstant1.0000
Number of voting rights heldCurrentYearInstant_No1MajorShareholdersVotingRightsMember35
Ratio of voting rights heldCurrentYearInstant_No1MajorShareholdersVotingRightsMember0.7777
Number of voting rights heldCurrentYearInstant_No2MajorShareholdersVotingRightsMember10
Ratio of voting rights heldCurrentYearInstant_No2MajorShareholdersVotingRightsMember0.2222
Number of voting rights heldCurrentYearInstant45
Ratio of voting rights heldCurrentYearInstant1.0000
Cash and due from banks assets bnkPrior1YearInstant3273282000000JPY
Cash and due from banks assets bnkCurrentYearInstant3916744000000JPY
Call loans and bills bought assets bnkPrior1YearInstant44698000000JPY
Call loans and bills bought assets bnkCurrentYearInstant95736000000JPY
Monetary claims bought assets bnkPrior1YearInstant90771000000JPY
Monetary claims bought assets bnkCurrentYearInstant289315000000JPY
Trading assets assets bnkPrior1YearInstant200096000000JPY
Trading assets assets bnkCurrentYearInstant269695000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass