Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-23
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 91
MetricValuePeriodScopeSource row
Ordinary income¥2.4bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥4.1bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥5.1bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥3.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥1.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥49.0bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥2.8bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥6.06Tat 2025-03-31Cons.Assets
Total assets¥5.97Tat 2024-03-31Cons.Assets
Total assets¥5.97Tat 2023-03-31dCons.Total assets (5-year summary)
Total liabilities¥5.90Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.81Tat 2024-03-31Cons.Liabilities
Net assets / equity¥158.3bnat 2025-03-31Cons.Net assets
Net assets / equity¥167.3bnat 2024-03-31Cons.Net assets
Net assets / equity¥184.4bnat 2023-03-31dCons.Net assets
Cash & equivalents¥1.48Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.12Tat 2023-03-31dCons.Cash and cash equivalents
Operating cash flow¥470.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥637m2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥508.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥190.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥104.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥72.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥22.0bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥2.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥43.22024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥99.182023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥1,713.652022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥1,295.252022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥5,573.53at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,891.78at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,788.81at 2023-03-31dCons.Net assets per share (5-year summary)
Equity ratio2.6%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.8%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
ROE0.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE1.6%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE25.6%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
Employees2,355at 2025-03-31Cons.Number of employees
Employees2,407at 2024-03-31Cons.Number of employees
Employees2,460at 2023-03-31dCons.Number of employees
Revenue¥2.3bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.7bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥4.2bn2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥1.1bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥1.4bn2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥1.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥1.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥3.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.1bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥1.5bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥1.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥1.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥3.3bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Total assets¥119.2bnat 2025-03-31StandaloneAssets
Total assets¥119.2bnat 2024-03-31StandaloneAssets
Total assets¥139.2bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.9bnat 2025-03-31StandaloneLiabilities
Total liabilities¥1.9bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥117.3bnat 2025-03-31StandaloneNet assets
Net assets / equity¥117.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥137.1bnat 2023-03-31dStandaloneNet assets
Cash and deposits¥2.7bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥1.2bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥47.822024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥61.982023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥107.812022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥86.992022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥502024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥502022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥4,129.22at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,130.75at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,122.63at 2023-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio98.4%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio98.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio98.6%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE1.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.4%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.4%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued28,658,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued28,658,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued28,658,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1at 2025-03-31StandaloneNumber of employees
Employees11at 2024-03-31StandaloneNumber of employees
Employees11at 2023-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 73
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥27m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥14m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31102 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥2.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥771m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥18.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥710m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31−¥203m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥707m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.9bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥71.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥1.2bn
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥7.8bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.0bn
Bankingreportable segmentemployeesat 2025-03-312193 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥70.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥838m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.05T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥2.4bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥153m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥174m
Leasingreportable segmentemployeesat 2025-03-3160 pure
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥253m
Leasingreportable segmentsegment assetsat 2025-03-31¥59.8bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥536m
—segment totalcapex2024-04-01 → 2025-03-31¥8.0bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.1bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥83.4bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
—segment totalsegment assetsat 2025-03-31¥6.11T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥3.0bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥8.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥4.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥85.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.9bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥6.13T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥3.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2024-03-31¥38m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2024-03-31¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2024-03-31¥1.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2024-03-31¥696m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-03-31¥18.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2024-03-31¥736m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2024-03-31¥84m
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31¥142m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥2.5bn
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥71.1bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥1.0bn
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥8.8bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥3.1bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥60.7bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥1.6bn
Bankingreportable segmentsegment assetsat 2024-03-31¥5.96T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Leasingreportable segmentcapex2023-04-01 → 2024-03-31¥194m
Leasingreportable segmentdepreciation2023-04-01 → 2024-03-31¥179m
Leasingreportable segmentrevenue external2023-04-01 → 2024-03-31¥14.1bn
Leasingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥269m
Leasingreportable segmentsegment assetsat 2024-03-31¥62.2bn
Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥761m
—segment totalcapex2023-04-01 → 2024-03-31¥9.0bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥3.3bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥74.9bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥1.8bn
—segment totalsegment assetsat 2024-03-31¥6.03T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31¥4.4bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥9.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥3.3bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥76.7bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥2.5bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥6.04T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥5.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,746
ItemContextValueUnit
Total assets (5-year summary)CurrentYearInstant_NonConsolidatedMember119161000000JPY
Net assets per share (5-year summary)Prior2YearInstant_NonConsolidatedMember4122.63
Net assets per share (5-year summary)Prior1YearInstant_NonConsolidatedMember4130.75
Net assets per share (5-year summary)CurrentYearInstant_NonConsolidatedMember4129.22
Dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember50.00
Dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember50.00
Dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember50.00
Interim dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember25.00
Interim dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember25.00
Interim dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember25.00
Dividend paid per share class1 preferred stock (key data)Prior2YearDuration_NonConsolidatedMember120.653
Dividend paid per share class1 preferred stock (key data)Prior1YearDuration_NonConsolidatedMember-
Dividend paid per share class1 preferred stock (key data)CurrentYearDuration_NonConsolidatedMember-
Interim dividend paid per share class1 preferred stock (key data)Prior2YearDuration_NonConsolidatedMember60.3265
Interim dividend paid per share class1 preferred stock (key data)Prior1YearDuration_NonConsolidatedMember-
Interim dividend paid per share class1 preferred stock (key data)CurrentYearDuration_NonConsolidatedMember-
Basic earnings loss per share (5-year summary)Prior2YearDuration_NonConsolidatedMember107.81
Basic earnings loss per share (5-year summary)Prior1YearDuration_NonConsolidatedMember61.98
Basic earnings loss per share (5-year summary)CurrentYearDuration_NonConsolidatedMember47.82
Diluted earnings per share (5-year summary)Prior2YearDuration_NonConsolidatedMember86.99
Diluted earnings per share (5-year summary)Prior1YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)CurrentYearDuration_NonConsolidatedMember-
Equity to asset ratio (5-year summary)Prior2YearInstant_NonConsolidatedMember0.9855
Equity to asset ratio (5-year summary)Prior1YearInstant_NonConsolidatedMember0.9839
Equity to asset ratio (5-year summary)CurrentYearInstant_NonConsolidatedMember0.9842
Rate of return on equity (5-year summary)Prior2YearDuration_NonConsolidatedMember0.0241
Rate of return on equity (5-year summary)Prior1YearDuration_NonConsolidatedMember0.0138
Rate of return on equity (5-year summary)CurrentYearDuration_NonConsolidatedMember0.0115
Price earnings ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember19.52
Price earnings ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember29.99
Price earnings ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember35.54
Payout ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember0.4637
Payout ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember0.8067
Payout ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember1.0455
Number of employeesPrior2YearInstant_NonConsolidatedMember11
Number of employeesPrior1YearInstant_NonConsolidatedMember11
Number of employeesCurrentYearInstant_NonConsolidatedMember1
Average number of temporary workersPrior2YearInstant_NonConsolidatedMember-
Average number of temporary workersPrior1YearInstant_NonConsolidatedMember-
Average number of temporary workersCurrentYearInstant_NonConsolidatedMember-
Total shareholder returnPrior2YearInstant_NonConsolidatedMember1.1188
Total shareholder returnPrior1YearInstant_NonConsolidatedMember1.0171
Total shareholder returnCurrentYearInstant_NonConsolidatedMember0.9605
Total return on share price indexPrior2YearInstant_NonConsolidatedMember1.0592
Total return on share price indexPrior1YearInstant_NonConsolidatedMember1.4972
Total return on share price indexCurrentYearInstant_NonConsolidatedMember1.4740
Number of employeesCurrentYearInstant_jpcrp030000-asr_E37412-000BankingReportableSegmentMember2193
Number of employeesCurrentYearInstant_jpcrp030000-asr_E37412-000LeasingReportableSegmentMember60
Number of employeesCurrentYearInstant_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember102
Number of employeesCurrentYearInstant2355

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass