Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-23
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 91
MetricValuePeriodScopeSource row
Ordinary income¥2.4bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥4.1bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥5.1bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥3.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥1.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥49.0bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥2.8bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥6.06Tat 2025-03-31Cons.Assets
Total assets¥5.97Tat 2024-03-31Cons.Assets
Total assets¥5.97Tat 2023-03-31dCons.Total assets (5-year summary)
Total liabilities¥5.90Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.81Tat 2024-03-31Cons.Liabilities
Net assets / equity¥158.3bnat 2025-03-31Cons.Net assets
Net assets / equity¥167.3bnat 2024-03-31Cons.Net assets
Net assets / equity¥184.4bnat 2023-03-31dCons.Net assets
Cash & equivalents¥1.48Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.12Tat 2023-03-31dCons.Cash and cash equivalents
Operating cash flow¥470.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥637m2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥508.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥190.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥104.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥72.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥22.0bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥2.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥43.22024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥99.182023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥1,713.652022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥1,295.252022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥5,573.53at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,891.78at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,788.81at 2023-03-31dCons.Net assets per share (5-year summary)
Equity ratio2.6%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.8%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
ROE0.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE1.6%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE25.6%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
Employees2,355at 2025-03-31Cons.Number of employees
Employees2,407at 2024-03-31Cons.Number of employees
Employees2,460at 2023-03-31dCons.Number of employees
Revenue¥2.3bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.7bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥4.2bn2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥1.1bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥1.4bn2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥1.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥1.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥3.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.1bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥1.5bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥1.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥1.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥3.3bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Total assets¥119.2bnat 2025-03-31StandaloneAssets
Total assets¥119.2bnat 2024-03-31StandaloneAssets
Total assets¥139.2bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.9bnat 2025-03-31StandaloneLiabilities
Total liabilities¥1.9bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥117.3bnat 2025-03-31StandaloneNet assets
Net assets / equity¥117.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥137.1bnat 2023-03-31dStandaloneNet assets
Cash and deposits¥2.7bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥1.2bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥47.822024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥61.982023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥107.812022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥86.992022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥502024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥502022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥4,129.22at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,130.75at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,122.63at 2023-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio98.4%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio98.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio98.6%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE1.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.4%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.4%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued28,658,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued28,658,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued28,658,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1at 2025-03-31StandaloneNumber of employees
Employees11at 2024-03-31StandaloneNumber of employees
Employees11at 2023-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 73
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥27m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥14m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31102 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥2.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥771m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥18.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥710m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31−¥203m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥707m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.9bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥71.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥1.2bn
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥7.8bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.0bn
Bankingreportable segmentemployeesat 2025-03-312193 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥70.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥838m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.05T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥2.4bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥153m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥174m
Leasingreportable segmentemployeesat 2025-03-3160 pure
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥253m
Leasingreportable segmentsegment assetsat 2025-03-31¥59.8bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥536m
—segment totalcapex2024-04-01 → 2025-03-31¥8.0bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.1bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥83.4bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
—segment totalsegment assetsat 2025-03-31¥6.11T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥3.0bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥8.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥4.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥85.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.9bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥6.13T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥3.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2024-03-31¥38m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2024-03-31¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2024-03-31¥1.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2024-03-31¥696m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-03-31¥18.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2024-03-31¥736m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2024-03-31¥84m
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31¥142m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥2.5bn
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥71.1bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥1.0bn
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥8.8bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥3.1bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥60.7bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥1.6bn
Bankingreportable segmentsegment assetsat 2024-03-31¥5.96T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Leasingreportable segmentcapex2023-04-01 → 2024-03-31¥194m
Leasingreportable segmentdepreciation2023-04-01 → 2024-03-31¥179m
Leasingreportable segmentrevenue external2023-04-01 → 2024-03-31¥14.1bn
Leasingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥269m
Leasingreportable segmentsegment assetsat 2024-03-31¥62.2bn
Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥761m
—segment totalcapex2023-04-01 → 2024-03-31¥9.0bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥3.3bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥74.9bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥1.8bn
—segment totalsegment assetsat 2024-03-31¥6.03T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31¥4.4bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥9.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥3.3bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥76.7bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥2.5bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥6.04T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥5.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,746
ItemContextValueUnit
Other liabilities liabilities bnkPrior1YearInstant22665000000JPY
Other liabilities liabilities bnkCurrentYearInstant46081000000JPY
Provision for bonusesPrior1YearInstant1350000000JPY
Provision for bonusesCurrentYearInstant1086000000JPY
Provision for directors bonusesPrior1YearInstant30000000JPY
Provision for directors bonusesCurrentYearInstant43000000JPY
Net defined benefit liabilityPrior1YearInstant130000000JPY
Net defined benefit liabilityCurrentYearInstant138000000JPY
Provision for directors retirement benefitsPrior1YearInstant6000000JPY
Provision for directors retirement benefitsCurrentYearInstant5000000JPY
Provision for stockshares liabilitiesPrior1YearInstant382000000JPY
Provision for stockshares liabilitiesCurrentYearInstant466000000JPY
Provision for reimbursement of deposits liabilities bnkPrior1YearInstant258000000JPY
Provision for reimbursement of deposits liabilities bnkCurrentYearInstant158000000JPY
Deferred tax liabilities for land revaluationPrior1YearInstant1391000000JPY
Deferred tax liabilities for land revaluationCurrentYearInstant1430000000JPY
Acceptances and guarantees liabilities bnkPrior1YearInstant22917000000JPY
Acceptances and guarantees liabilities bnkCurrentYearInstant20286000000JPY
LiabilitiesPrior1YearInstant5805180000000JPY
LiabilitiesCurrentYearInstant5903339000000JPY
Capital stockPrior1YearInstant20000000000JPY
Capital stockCurrentYearInstant20000000000JPY
Capital surplusPrior1YearInstant28151000000JPY
Capital surplusCurrentYearInstant28151000000JPY
Retained earningsPrior1YearInstant124218000000JPY
Retained earningsCurrentYearInstant124018000000JPY
Treasury stockPrior1YearInstant-608000000JPY
Treasury stockCurrentYearInstant-608000000JPY
Shareholders equityPrior1YearInstant171761000000JPY
Shareholders equityCurrentYearInstant171561000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant-8070000000JPY
Valuation difference on available for sale securitiesCurrentYearInstant-17326000000JPY
Deferred gains or losses on hedgesPrior1YearInstant240000000JPY
Deferred gains or losses on hedgesCurrentYearInstant1244000000JPY
Revaluation reserve for landPrior1YearInstant2262000000JPY
Revaluation reserve for landCurrentYearInstant2217000000JPY
Remeasurements of defined benefit plansPrior1YearInstant1154000000JPY
Remeasurements of defined benefit plansCurrentYearInstant606000000JPY
Valuation and translation adjustmentsPrior1YearInstant-4412000000JPY
Valuation and translation adjustmentsCurrentYearInstant-13257000000JPY
Net assetsPrior1YearInstant167348000000JPY
Net assetsCurrentYearInstant158303000000JPY
Liabilities and net assetsPrior1YearInstant5972529000000JPY
Liabilities and net assetsCurrentYearInstant6061642000000JPY
Ordinary income bnkPrior1YearDuration76847000000JPY
Ordinary income bnkCurrentYearDuration84674000000JPY
Interest income oibnkPrior1YearDuration41399000000JPY
Interest income oibnkCurrentYearDuration47434000000JPY
Interest on loans and discounts oibnkPrior1YearDuration34290000000JPY
Interest on loans and discounts oibnkCurrentYearDuration36606000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass