Half-year report · HY
7381.TEDINET S100X5M1
Period2025-04-01 → 2025-09-30
Filed2025-11-20
StandardJapan GAAP
ConsolidatedYes
Data checks26 of 26 passed
Key figures · 125
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥12.3bn | 2025-04-01 → 2025-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥8.9bn | 2024-04-01 → 2024-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥14.5bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥9.9bn | 2023-04-01 → 2023-09-30d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥11.5bn | 2025-04-01 → 2025-09-30 | Cons. | Income before income taxes |
| Profit before tax | ¥8.5bn | 2024-04-01 → 2024-09-30 | Cons. | Income before income taxes |
| Net income (owners) | ¥8.1bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥8.1bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥5.7bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥9.1bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥6.8bn | 2023-04-01 → 2023-09-30d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥8.2bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss |
| Net income | ¥5.8bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss |
| Total assets | ¥6.21T | at 2025-09-30 | Cons. | Assets |
| Total assets | ¥6.39T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥5.96T | at 2024-09-30 | Cons. | Assets |
| Total assets | ¥5.76T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥5.46T | at 2023-09-30d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥5.96T | at 2025-09-30 | Cons. | Liabilities |
| Total liabilities | ¥6.17T | at 2025-03-31 | Cons. | Liabilities |
| Total liabilities | ¥5.71T | at 2024-09-30 | Cons. | Liabilities |
| Net assets / equity | ¥253.6bn | at 2025-09-30 | Cons. | Net assets |
| Net assets / equity | ¥220.9bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥250.0bn | at 2024-09-30 | Cons. | Net assets |
| Net assets / equity | ¥253.0bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥225.6bn | at 2023-09-30d | Cons. | Net assets (5-year summary) |
| Cash & equivalents | ¥988.1bn | at 2025-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.64T | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.64T | at 2024-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.57T | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.20T | at 2023-09-30d | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | −¥540.9bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥490.4bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥204.1bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥183.7bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥146.2bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥100.9bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥413.0bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥134.1bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | ¥51.4bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | ¥8.1bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥12.3bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥5.7bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥3.3bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥12.5bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥6.8bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥35.74 | 2025-04-01 → 2025-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥35.5 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥24.55 | 2024-04-01 → 2024-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥378.34 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥278.69 | 2023-04-01 → 2023-09-30d | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥35.71 | 2025-04-01 → 2025-09-30 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥35.48 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥24.52 | 2024-04-01 → 2024-09-30 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥378.23 | 2023-04-01 → 2024-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥278.54 | 2023-04-01 → 2023-09-30d | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥1,082.58 | at 2025-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥933.85 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,055.41 | at 2024-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥10,533.34 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥9,067.77 | at 2023-09-30d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 3.9% | at 2025-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 3.3% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 4.0% | at 2024-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 4.2% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 4.0% | at 2023-09-30d | Cons. | Equity to asset ratio (5-year summary) |
| Employees | 1,934 | at 2025-09-30 | Cons. | Number of employees |
| Employees | 1,967 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 1,944 | at 2024-09-30 | Cons. | Number of employees |
| Employees | 1,951 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 1,940 | at 2023-09-30d | Cons. | Number of employees |
| Revenue | ¥4.4bn | 2025-04-01 → 2025-09-30 | Standalone | Operating revenue1 |
| Revenue | ¥8.1bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥1.3bn | 2024-04-01 → 2024-09-30 | Standalone | Operating revenue1 |
| Revenue | ¥2.2bn | 2023-04-01 → 2024-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥1.1bn | 2023-04-01 → 2023-09-30d | Standalone | Operating revenue1 (5-year summary) |
| Operating income | ¥2.8bn | 2025-04-01 → 2025-09-30 | Standalone | Operating income |
| Operating income | ¥59m | 2024-04-01 → 2024-09-30 | Standalone | Operating income |
| Ordinary income | ¥2.8bn | 2025-04-01 → 2025-09-30 | Standalone | Ordinary income |
| Ordinary income | ¥5.0bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥62m | 2024-04-01 → 2024-09-30 | Standalone | Ordinary income |
| Ordinary income | −¥962m | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥68m | 2023-04-01 → 2023-09-30d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥2.8bn | 2025-04-01 → 2025-09-30 | Standalone | Income before income taxes |
| Profit before tax | ¥62m | 2024-04-01 → 2024-09-30 | Standalone | Income before income taxes |
| Net income | ¥2.8bn | 2025-04-01 → 2025-09-30 | Standalone | Profit loss |
| Net income | ¥4.4bn | 2024-04-01 → 2025-03-31 | Standalone | Net income loss (5-year summary) |
| Net income | −¥38m | 2024-04-01 → 2024-09-30 | Standalone | Profit loss |
| Net income | −¥903m | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥34m | 2023-04-01 → 2023-09-30d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥197.9bn | at 2025-09-30 | Standalone | Assets |
| Total assets | ¥197.6bn | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥194.8bn | at 2024-09-30 | Standalone | Total assets (5-year summary) |
| Total assets | ¥198.5bn | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥204.1bn | at 2023-09-30d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥489m | at 2025-09-30 | Standalone | Liabilities |
| Total liabilities | ¥902m | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥197.4bn | at 2025-09-30 | Standalone | Net assets |
| Net assets / equity | ¥196.7bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥194.3bn | at 2024-09-30 | Standalone | Net assets |
| Net assets / equity | ¥197.4bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥203.5bn | at 2023-09-30d | Standalone | Net assets (5-year summary) |
| Cash and deposits | ¥15.8bn | at 2025-09-30 | Standalone | Cash and deposits |
| Cash and deposits | ¥15.2bn | at 2025-03-31 | Standalone | Cash and deposits |
| Dividend per share | ¥110 | 2025-04-01 → 2025-09-30 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥120 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥60 | 2024-04-01 → 2024-09-30 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥110 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥55 | 2023-04-01 → 2023-09-30d | Standalone | Dividend paid per share (5-year summary) |
| Equity ratio | 99.8% | at 2025-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.5% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.7% | at 2024-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.4% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.7% | at 2023-09-30d | Standalone | Equity to asset ratio (5-year summary) |
| Shares issued | 22,908,000 | at 2025-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 23,408,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 23,408,000 | at 2024-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 25,208,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 25,208,000 | at 2023-09-30d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 111 | at 2025-09-30 | Standalone | Number of employees |
| Employees | 127 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 107 | at 2024-09-30 | Standalone | Number of employees |
| Employees | 111 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 226 | at 2023-09-30d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 41
| Segment | Item | Period | Value |
|---|---|---|---|
| Reconciling Itemsreconciling | revenue intersegment | 2025-04-01 → 2025-09-30 | −¥259m |
| Reconciling Itemsreconciling | segment assets | at 2025-09-30 | −¥40.7bn |
| Reconciling Itemsreconciling | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥2m |
| Bankingreportable segment | capex | 2025-04-01 → 2025-09-30 | ¥14.9bn |
| Bankingreportable segment | depreciation | 2025-04-01 → 2025-09-30 | ¥2.2bn |
| Bankingreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥46.2bn |
| Bankingreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥258m |
| Bankingreportable segment | segment assets | at 2025-09-30 | ¥6.20T |
| Bankingreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥12.1bn |
| Leasingreportable segment | depreciation | 2025-04-01 → 2025-09-30 | ¥1m |
| Leasingreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥7.5bn |
| Leasingreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥0 |
| Leasingreportable segment | segment assets | at 2025-09-30 | ¥47.1bn |
| Leasingreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥199m |
| —segment total | capex | 2025-04-01 → 2025-09-30 | ¥14.9bn |
| —segment total | depreciation | 2025-04-01 → 2025-09-30 | ¥2.2bn |
| —segment total | revenue external | 2025-04-01 → 2025-09-30 | ¥53.7bn |
| —segment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥259m |
| —segment total | segment assets | at 2025-09-30 | ¥6.25T |
| —segment total | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥12.3bn |
| Reconciling Itemsreconciling | revenue intersegment | 2024-04-01 → 2024-09-30 | −¥147m |
| Reconciling Itemsreconciling | segment assets | at 2024-09-30 | −¥35.9bn |
| Reconciling Itemsreconciling | segment ordinary income | 2024-04-01 → 2024-09-30 | −¥19m |
| Bankingreportable segment | capex | 2024-04-01 → 2024-09-30 | ¥10.2bn |
| Bankingreportable segment | depreciation | 2024-04-01 → 2024-09-30 | ¥2.4bn |
| Bankingreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥37.9bn |
| Bankingreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥146m |
| Bankingreportable segment | segment assets | at 2024-09-30 | ¥5.95T |
| Bankingreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥8.6bn |
| Leasingreportable segment | capex | 2024-04-01 → 2024-09-30 | ¥3m |
| Leasingreportable segment | depreciation | 2024-04-01 → 2024-09-30 | ¥5m |
| Leasingreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥7.0bn |
| Leasingreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥0 |
| Leasingreportable segment | segment assets | at 2024-09-30 | ¥45.0bn |
| Leasingreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥318m |
| —segment total | capex | 2024-04-01 → 2024-09-30 | ¥10.2bn |
| —segment total | depreciation | 2024-04-01 → 2024-09-30 | ¥2.4bn |
| —segment total | revenue external | 2024-04-01 → 2024-09-30 | ¥44.9bn |
| —segment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥147m |
| —segment total | segment assets | at 2024-09-30 | ¥5.99T |
| —segment total | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥9.0bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,076
| Item | Context | Value | Unit |
|---|---|---|---|
| Call loans and bills bought assets bnk | Prior1YearInstant | 152000000000 | JPY |
| Call loans and bills bought assets bnk | InterimInstant | 176000000000 | JPY |
| Monetary claims bought assets bnk | Prior1YearInstant | 3133000000 | JPY |
| Monetary claims bought assets bnk | InterimInstant | 3128000000 | JPY |
| Trading account securities assets bnk | Prior1YearInstant | － | JPY |
| Trading account securities assets bnk | InterimInstant | 10000000 | JPY |
| Money held in trust assets bnk | Prior1YearInstant | 13508000000 | JPY |
| Money held in trust assets bnk | InterimInstant | 13545000000 | JPY |
| Securities assets bnk | Prior1YearInstant | 1872071000000 | JPY |
| Securities assets bnk | InterimInstant | 1990673000000 | JPY |
| Loans and bills discounted assets bnk | Prior1YearInstant | 2599491000000 | JPY |
| Loans and bills discounted assets bnk | InterimInstant | 2921590000000 | JPY |
| Foreign exchanges assets bnk | Prior1YearInstant | 5485000000 | JPY |
| Foreign exchanges assets bnk | InterimInstant | 6528000000 | JPY |
| Lease receivables and investment assets assets | Prior1YearInstant | 42223000000 | JPY |
| Lease receivables and investment assets assets | InterimInstant | 43521000000 | JPY |
| Other assets assets bnk | Prior1YearInstant | 19950000000 | JPY |
| Other assets assets bnk | InterimInstant | 26800000000 | JPY |
| Property plant and equipment | Prior1YearInstant | 45089000000 | JPY |
| Property plant and equipment | InterimInstant | 50632000000 | JPY |
| Intangible assets | Prior1YearInstant | 13250000000 | JPY |
| Intangible assets | InterimInstant | 17298000000 | JPY |
| Net defined benefit asset | Prior1YearInstant | 2060000000 | JPY |
| Net defined benefit asset | InterimInstant | 2090000000 | JPY |
| Deferred tax assets | Prior1YearInstant | 13941000000 | JPY |
| Deferred tax assets | InterimInstant | 2878000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | Prior1YearInstant | 18878000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | InterimInstant | 19041000000 | JPY |
| Allowance for loan losses assets bnk | Prior1YearInstant | -61634000000 | JPY |
| Allowance for loan losses assets bnk | InterimInstant | -62764000000 | JPY |
| Assets | Prior1YearInstant | 6393070000000 | JPY |
| Assets | InterimInstant | 6211055000000 | JPY |
| Deposits liabilities bnk | Prior1YearInstant | 4884810000000 | JPY |
| Deposits liabilities bnk | InterimInstant | 4699423000000 | JPY |
| Call money and bills sold liabilities bnk | Prior1YearInstant | 559680000000 | JPY |
| Call money and bills sold liabilities bnk | InterimInstant | 519712000000 | JPY |
| Payables under securities lending transactions liabilities bnk | Prior1YearInstant | 599306000000 | JPY |
| Payables under securities lending transactions liabilities bnk | InterimInstant | 632272000000 | JPY |
| Borrowed money liabilities bnk | Prior1YearInstant | 6174000000 | JPY |
| Borrowed money liabilities bnk | InterimInstant | 6059000000 | JPY |
| Foreign exchanges liabilities bnk | Prior1YearInstant | 0 | JPY |
| Foreign exchanges liabilities bnk | InterimInstant | 2000000 | JPY |
| Bonds payable | Prior1YearInstant | 20000000000 | JPY |
| Bonds payable | InterimInstant | 10000000000 | JPY |
| Borrowed money from trust account liabilities bnk | Prior1YearInstant | 136000000 | JPY |
| Borrowed money from trust account liabilities bnk | InterimInstant | 42000000 | JPY |
| Other liabilities liabilities bnk | Prior1YearInstant | 79548000000 | JPY |
| Other liabilities liabilities bnk | InterimInstant | 67381000000 | JPY |
| Provision for bonuses | Prior1YearInstant | 701000000 | JPY |
| Provision for bonuses | InterimInstant | 693000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 26 of 26 passed
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass |
| balance sheet identity | pass |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |