Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-20
StandardJapan GAAP
ConsolidatedYes
Data checks26 of 26 passed
Key figures · 125
MetricValuePeriodScopeSource row
Ordinary income¥12.3bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥8.9bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥9.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.5bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥8.5bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥5.7bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥6.8bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.2bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥5.8bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥6.21Tat 2025-09-30Cons.Assets
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.96Tat 2024-09-30Cons.Assets
Total assets¥5.76Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.46Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥5.96Tat 2025-09-30Cons.Liabilities
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.71Tat 2024-09-30Cons.Liabilities
Net assets / equity¥253.6bnat 2025-09-30Cons.Net assets
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥250.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥225.6bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥988.1bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥540.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥204.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥146.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥100.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥134.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥8.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥12.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥3.3bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥6.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥35.742025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥24.552024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥278.692023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥35.712025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥35.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥24.522024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥278.542023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,082.58at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥933.85at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,055.41at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,067.77at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.9%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,934at 2025-09-30Cons.Number of employees
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,944at 2024-09-30Cons.Number of employees
Employees1,951at 2024-03-31vCons.Number of employees
Employees1,940at 2023-09-30dCons.Number of employees
Revenue¥4.4bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥1.3bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥1.1bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥2.8bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥59m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥2.8bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥62m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥68m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥2.8bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥62m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥2.8bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income−¥38m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥34m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥197.9bnat 2025-09-30StandaloneAssets
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥194.8bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥198.5bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥204.1bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥489mat 2025-09-30StandaloneLiabilities
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Net assets / equity¥197.4bnat 2025-09-30StandaloneNet assets
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥194.3bnat 2024-09-30StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥203.5bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥15.8bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥1102025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥602024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥552023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio99.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued22,908,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees111at 2025-09-30StandaloneNumber of employees
Employees127at 2025-03-31StandaloneNumber of employees
Employees107at 2024-09-30StandaloneNumber of employees
Employees111at 2024-03-31vStandaloneNumber of employees
Employees226at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 41
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥259m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥40.7bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30¥2m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥14.9bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥2.2bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥46.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥258m
Bankingreportable segmentsegment assetsat 2025-09-30¥6.20T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥12.1bn
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥7.5bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥0
Leasingreportable segmentsegment assetsat 2025-09-30¥47.1bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥199m
—segment totalcapex2025-04-01 → 2025-09-30¥14.9bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥2.2bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥53.7bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥259m
—segment totalsegment assetsat 2025-09-30¥6.25T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.3bn
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥147m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥35.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥19m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥10.2bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.4bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥37.9bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥146m
Bankingreportable segmentsegment assetsat 2024-09-30¥5.95T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥8.6bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥5m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥7.0bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥0
Leasingreportable segmentsegment assetsat 2024-09-30¥45.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥318m
—segment totalcapex2024-04-01 → 2024-09-30¥10.2bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥2.4bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥44.9bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥147m
—segment totalsegment assetsat 2024-09-30¥5.99T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥9.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,076
ItemContextValueUnit
Increase in property plant and equipment and intangible assetsPrior1InterimDuration10166000000JPY
Revenues from external customersInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember46157000000JPY
Revenues from external customersInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember7521000000JPY
Revenues from external customersInterimDuration_ReportableSegmentsMember53678000000JPY
Revenues from external customersInterimDuration_ReconcilingItemsMember-JPY
Revenues from external customersInterimDuration53678000000JPY
Transactions with other segmentsInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember258000000JPY
Transactions with other segmentsInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember0JPY
Transactions with other segmentsInterimDuration_ReportableSegmentsMember259000000JPY
Transactions with other segmentsInterimDuration_ReconcilingItemsMember-259000000JPY
Transactions with other segmentsInterimDuration-JPY
Ordinary income bnkInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember46415000000JPY
Ordinary income bnkInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember7522000000JPY
Ordinary income bnkInterimDuration_ReportableSegmentsMember53937000000JPY
Ordinary income bnkInterimDuration_ReconcilingItemsMember-259000000JPY
Ordinary income bnkInterimDuration53678000000JPY
Ordinary incomeInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember12143000000JPY
Ordinary incomeInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember199000000JPY
Ordinary incomeInterimDuration_ReportableSegmentsMember12342000000JPY
Ordinary incomeInterimDuration_ReconcilingItemsMember2000000JPY
Ordinary incomeInterimDuration12345000000JPY
AssetsInterimInstant_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember6204639000000JPY
AssetsInterimInstant_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember47092000000JPY
AssetsInterimInstant_ReportableSegmentsMember6251731000000JPY
AssetsInterimInstant_ReconcilingItemsMember-40676000000JPY
AssetsInterimInstant6211055000000JPY
LiabilitiesInterimInstant_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember5952986000000JPY
LiabilitiesInterimInstant_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember43689000000JPY
LiabilitiesInterimInstant_ReportableSegmentsMember5996675000000JPY
LiabilitiesInterimInstant_ReconcilingItemsMember-39222000000JPY
LiabilitiesInterimInstant5957453000000JPY
Depreciation segment informationInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember2165000000JPY
Depreciation segment informationInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember1000000JPY
Depreciation segment informationInterimDuration_ReportableSegmentsMember2166000000JPY
Depreciation segment informationInterimDuration_ReconcilingItemsMember-JPY
Depreciation segment informationInterimDuration2166000000JPY
Interest income oibnkInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember30604000000JPY
Interest income oibnkInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember-JPY
Interest income oibnkInterimDuration_ReportableSegmentsMember30604000000JPY
Interest income oibnkInterimDuration_ReconcilingItemsMember-222000000JPY
Interest income oibnkInterimDuration30381000000JPY
Interest expenses oebnkInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember8438000000JPY
Interest expenses oebnkInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember222000000JPY
Interest expenses oebnkInterimDuration_ReportableSegmentsMember8661000000JPY
Interest expenses oebnkInterimDuration_ReconcilingItemsMember-215000000JPY
Interest expenses oebnkInterimDuration8445000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_jpcrp040300-ssr_E36700-000BankingReportableSegmentsMember14877000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_jpcrp040300-ssr_E36700-000LeasingReportableSegmentsMember-JPY
Increase in property plant and equipment and intangible assetsInterimDuration_ReportableSegmentsMember14877000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_ReconcilingItemsMember-JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 26 of 26 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass