Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-20
StandardJapan GAAP
ConsolidatedYes
Data checks26 of 26 passed
Key figures · 125
MetricValuePeriodScopeSource row
Ordinary income¥12.3bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥8.9bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥9.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.5bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥8.5bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥5.7bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥6.8bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.2bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥5.8bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥6.21Tat 2025-09-30Cons.Assets
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.96Tat 2024-09-30Cons.Assets
Total assets¥5.76Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.46Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥5.96Tat 2025-09-30Cons.Liabilities
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.71Tat 2024-09-30Cons.Liabilities
Net assets / equity¥253.6bnat 2025-09-30Cons.Net assets
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥250.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥225.6bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥988.1bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥540.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥204.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥146.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥100.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥134.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥8.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥12.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥3.3bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥6.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥35.742025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥24.552024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥278.692023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥35.712025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥35.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥24.522024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥278.542023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,082.58at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥933.85at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,055.41at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,067.77at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.9%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,934at 2025-09-30Cons.Number of employees
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,944at 2024-09-30Cons.Number of employees
Employees1,951at 2024-03-31vCons.Number of employees
Employees1,940at 2023-09-30dCons.Number of employees
Revenue¥4.4bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥1.3bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥1.1bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥2.8bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥59m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥2.8bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥62m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥68m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥2.8bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥62m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥2.8bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income−¥38m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥34m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥197.9bnat 2025-09-30StandaloneAssets
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥194.8bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥198.5bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥204.1bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥489mat 2025-09-30StandaloneLiabilities
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Net assets / equity¥197.4bnat 2025-09-30StandaloneNet assets
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥194.3bnat 2024-09-30StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥203.5bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥15.8bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥1102025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥602024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥552023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio99.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued22,908,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees111at 2025-09-30StandaloneNumber of employees
Employees127at 2025-03-31StandaloneNumber of employees
Employees107at 2024-09-30StandaloneNumber of employees
Employees111at 2024-03-31vStandaloneNumber of employees
Employees226at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 41
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥259m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥40.7bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30¥2m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥14.9bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥2.2bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥46.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥258m
Bankingreportable segmentsegment assetsat 2025-09-30¥6.20T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥12.1bn
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥7.5bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥0
Leasingreportable segmentsegment assetsat 2025-09-30¥47.1bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥199m
—segment totalcapex2025-04-01 → 2025-09-30¥14.9bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥2.2bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥53.7bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥259m
—segment totalsegment assetsat 2025-09-30¥6.25T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.3bn
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥147m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥35.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥19m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥10.2bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.4bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥37.9bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥146m
Bankingreportable segmentsegment assetsat 2024-09-30¥5.95T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥8.6bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥5m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥7.0bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥0
Leasingreportable segmentsegment assetsat 2024-09-30¥45.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥318m
—segment totalcapex2024-04-01 → 2024-09-30¥10.2bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥2.4bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥44.9bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥147m
—segment totalsegment assetsat 2024-09-30¥5.99T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥9.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,076
ItemContextValueUnit
Other net ope cfPrior1InterimDuration24311000000JPY
Other net ope cfInterimDuration1768000000JPY
Subtotal ope cfPrior1InterimDuration204938000000JPY
Subtotal ope cfInterimDuration-539282000000JPY
Income taxes refund ope cfPrior1InterimDuration1715000000JPY
Income taxes refund ope cfInterimDuration613000000JPY
Income taxes paid ope cfPrior1InterimDuration-2569000000JPY
Income taxes paid ope cfInterimDuration-2263000000JPY
Net cash provided by used in operating activitiesPrior1InterimDuration204084000000JPY
Net cash provided by used in operating activitiesInterimDuration-540931000000JPY
Purchase of securities inv cfbnkPrior1InterimDuration-219370000000JPY
Purchase of securities inv cfbnkInterimDuration-248450000000JPY
Proceeds from sales of securities inv cfbnkPrior1InterimDuration66083000000JPY
Proceeds from sales of securities inv cfbnkInterimDuration128752000000JPY
Proceeds from redemption of securities inv cfbnkPrior1InterimDuration20259000000JPY
Proceeds from redemption of securities inv cfbnkInterimDuration22655000000JPY
Proceeds from fund management as investment activities inv cfbnkPrior1InterimDuration9362000000JPY
Proceeds from fund management as investment activities inv cfbnkInterimDuration10774000000JPY
Purchase of property plant and equipment inv cfPrior1InterimDuration-8121000000JPY
Purchase of property plant and equipment inv cfInterimDuration-9447000000JPY
Purchase of intangible assets inv cfPrior1InterimDuration-2375000000JPY
Purchase of intangible assets inv cfInterimDuration-5105000000JPY
Proceeds from sales of property plant and equipment inv cfPrior1InterimDuration107000000JPY
Proceeds from sales of property plant and equipment inv cfInterimDuration42000000JPY
Payments for asset retirement obligations inv cfPrior1InterimDuration-8000000JPY
Payments for asset retirement obligations inv cfInterimDuration-0JPY
Payments for sales of investments in subsidiaries resulting in change in scope of consolidation inv cfPrior1InterimDuration-JPY
Payments for sales of investments in subsidiaries resulting in change in scope of consolidation inv cfInterimDuration-160000000JPY
Net cash provided by used in investment activitiesPrior1InterimDuration-134062000000JPY
Net cash provided by used in investment activitiesInterimDuration-100939000000JPY
Redemption of subordinated bonds fin cfbnkPrior1InterimDuration-JPY
Redemption of subordinated bonds fin cfbnkInterimDuration-10000000000JPY
Cash dividends paid fin cfPrior1InterimDuration-1277000000JPY
Cash dividends paid fin cfInterimDuration-1367000000JPY
Dividends paid to non controlling interests fin cfPrior1InterimDuration-5000000JPY
Dividends paid to non controlling interests fin cfInterimDuration-5000000JPY
Purchase of treasury stock fin cfPrior1InterimDuration-2001000000JPY
Purchase of treasury stock fin cfInterimDuration-889000000JPY
Net cash provided by used in financing activitiesPrior1InterimDuration-3284000000JPY
Net cash provided by used in financing activitiesInterimDuration-12262000000JPY
Effect of exchange rate change on cash and cash equivalentsPrior1InterimDuration-2000000JPY
Effect of exchange rate change on cash and cash equivalentsInterimDuration2000000JPY
Net increase decrease in cash and cash equivalentsPrior1InterimDuration66735000000JPY
Net increase decrease in cash and cash equivalentsInterimDuration-654131000000JPY
Cash and cash equivalentsPrior2YearInstant1570556000000JPY
Cash and cash equivalentsPrior1YearInstant1642236000000JPY
Cash and cash equivalentsPrior1InterimInstant1637291000000JPY
Cash and cash equivalentsInterimInstant988105000000JPY
Number of consolidated subsidiariesInterimInstant11
Accumulated depreciation ppe by groupPrior1YearInstant-32787000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 26 of 26 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass