Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-19
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 137
MetricValuePeriodScopeSource row
Ordinary income¥13.2bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥6.3bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥5.9bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥4.3bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥2.1bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥2.9bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.2bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥891m2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.9bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥236.3bnat 2026-03-31Cons.Assets
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥191.0bnat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥192.1bnat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥188.2bnat 2026-03-31Cons.Liabilities
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Net assets / equity¥48.1bnat 2026-03-31Cons.Net assets
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥38.9bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥43.1bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥33.1bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥31.9bnat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥33.2bnat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥10.4bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.9bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.6bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥7.9bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥6.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥548m2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥02021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥116.042025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥49.972022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.932021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,930.98at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,560.77at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,730.44at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio20.3%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio20.3%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio22.4%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE6.4%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE4.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.7%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE3.0%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE2.1%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,030at 2026-03-31Cons.Number of employees
Employees955at 2025-03-31Cons.Number of employees
Employees913at 2024-03-31vCons.Number of employees
Employees945at 2023-03-31vCons.Number of employees
Employees1,018at 2022-03-31vCons.Number of employees
Revenue¥1.9bn2025-04-01 → 2026-03-31StandaloneOperating revenue1
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥827m2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥551m2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥1.1bn2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥604m2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥1.1bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥270m2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22m2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.1bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥605m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥1.1bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥598m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥243m2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥14m2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥41.9bnat 2026-03-31StandaloneAssets
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥41.2bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.8bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥235mat 2026-03-31StandaloneLiabilities
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Net assets / equity¥41.7bnat 2026-03-31StandaloneNet assets
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥40.7bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥40.5bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥1.9bnat 2026-03-31StandaloneCash and deposits
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
EPS (basic)¥45.72025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥24.132024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥18.892023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥9.82022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.572021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥46.52025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,678.15at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,655.45at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,649.33at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,640.45at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.75at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio99.4%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE2.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE1.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.1%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.6%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.0%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued24,820,530at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees19at 2026-03-31StandaloneNumber of employees
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-03-31vStandaloneNumber of employees
Employees16at 2023-03-31vStandaloneNumber of employees
Employees22at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2026-03-31¥16m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2026-03-31¥18m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥166m
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥1.7bn
Assurancereportable segmentcapex2025-04-01 → 2026-03-31¥1.7bn
Assurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥898m
Assurancereportable segmentemployeesat 2026-03-31674 pure
Assurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥46.7bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥126m
Assurancereportable segmentsegment assetsat 2026-03-31¥72.2bn
Life Insurancereportable segmentcapex2025-04-01 → 2026-03-31¥1.0bn
Life Insurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥723m
Life Insurancereportable segmentemployeesat 2026-03-31103 pure
Life Insurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥57.7bn
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥11m
Life Insurancereportable segmentsegment assetsat 2026-03-31¥147.4bn
Small Amount And Short Term Insurancereportable segmentcapex2025-04-01 → 2026-03-31¥90m
Small Amount And Short Term Insurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥151m
Small Amount And Short Term Insurancereportable segmentemployeesat 2026-03-31234 pure
Small Amount And Short Term Insurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥36.0bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥28m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2026-03-31¥18.5bn
—segment totalcapex2025-04-01 → 2026-03-31¥2.8bn
—segment totaldepreciation2025-04-01 → 2026-03-31¥1.8bn
—segment totalemployeesat 2026-03-311011 pure
—segment totalrevenue external2025-04-01 → 2026-03-31¥140.4bn
—segment totalrevenue intersegment2025-04-01 → 2026-03-31¥166m
—segment totalsegment assetsat 2026-03-31¥238.1bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2025-03-31¥6m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31¥20m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥205m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥1.8bn
Assurancereportable segmentcapex2024-04-01 → 2025-03-31¥928m
Assurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥994m
Assurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥40.3bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥136m
Assurancereportable segmentsegment assetsat 2025-03-31¥66.5bn
Life Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥812m
Life Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥627m
Life Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥44.4bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2025-03-31¥136.4bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥130m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥139m
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥33.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥54m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-03-31¥16.7bn
—segment totalcapex2024-04-01 → 2025-03-31¥1.9bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥1.8bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥118.5bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥205m
—segment totalsegment assetsat 2025-03-31¥219.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,522
ItemContextValueUnit
Total assets (5-year summary)Prior1YearInstant_NonConsolidatedMember41280000000JPY
Total assets (5-year summary)CurrentYearInstant_NonConsolidatedMember41920000000JPY
Net assets per share (5-year summary)Prior4YearInstant_NonConsolidatedMember1630.75
Net assets per share (5-year summary)Prior3YearInstant_NonConsolidatedMember1640.45
Net assets per share (5-year summary)Prior2YearInstant_NonConsolidatedMember1649.33
Net assets per share (5-year summary)Prior1YearInstant_NonConsolidatedMember1655.45
Net assets per share (5-year summary)CurrentYearInstant_NonConsolidatedMember1678.15
Dividend paid per share (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Dividend paid per share (5-year summary)Prior3YearDuration_NonConsolidatedMember10.00
Dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember18.00
Dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember23.00
Dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember46.50
Interim dividend paid per share (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior3YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember-
Basic earnings loss per share (5-year summary)Prior4YearDuration_NonConsolidatedMember0.57
Basic earnings loss per share (5-year summary)Prior3YearDuration_NonConsolidatedMember9.80
Basic earnings loss per share (5-year summary)Prior2YearDuration_NonConsolidatedMember18.89
Basic earnings loss per share (5-year summary)Prior1YearDuration_NonConsolidatedMember24.13
Basic earnings loss per share (5-year summary)CurrentYearDuration_NonConsolidatedMember45.70
Diluted earnings per share (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior3YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior2YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior1YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)CurrentYearDuration_NonConsolidatedMember-
Equity to asset ratio (5-year summary)Prior4YearInstant_NonConsolidatedMember0.997
Equity to asset ratio (5-year summary)Prior3YearInstant_NonConsolidatedMember0.997
Equity to asset ratio (5-year summary)Prior2YearInstant_NonConsolidatedMember0.993
Equity to asset ratio (5-year summary)Prior1YearInstant_NonConsolidatedMember0.995
Equity to asset ratio (5-year summary)CurrentYearInstant_NonConsolidatedMember0.994
Rate of return on equity (5-year summary)Prior4YearDuration_NonConsolidatedMember0.000
Rate of return on equity (5-year summary)Prior3YearDuration_NonConsolidatedMember0.006
Rate of return on equity (5-year summary)Prior2YearDuration_NonConsolidatedMember0.011
Rate of return on equity (5-year summary)Prior1YearDuration_NonConsolidatedMember0.015
Rate of return on equity (5-year summary)CurrentYearDuration_NonConsolidatedMember0.027
Price earnings ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember1808.77
Price earnings ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember93.57
Price earnings ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember56.17
Price earnings ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember46.50
Price earnings ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember42.93
Payout ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Payout ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember1.020
Payout ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember0.953
Payout ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember0.953
Payout ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember1.018
Number of employeesPrior4YearInstant_NonConsolidatedMember22
Number of employeesPrior3YearInstant_NonConsolidatedMember16
Number of employeesPrior2YearInstant_NonConsolidatedMember15

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2026-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass