Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-19
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 137
MetricValuePeriodScopeSource row
Ordinary income¥13.2bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥6.3bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥5.9bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥4.3bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥2.1bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥2.9bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.2bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥891m2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.9bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥236.3bnat 2026-03-31Cons.Assets
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥191.0bnat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥192.1bnat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥188.2bnat 2026-03-31Cons.Liabilities
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Net assets / equity¥48.1bnat 2026-03-31Cons.Net assets
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥38.9bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥43.1bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥33.1bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥31.9bnat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥33.2bnat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥10.4bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.9bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.6bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥7.9bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥6.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥548m2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥02021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥116.042025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥49.972022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.932021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,930.98at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,560.77at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,730.44at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio20.3%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio20.3%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio22.4%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE6.4%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE4.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.7%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE3.0%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE2.1%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,030at 2026-03-31Cons.Number of employees
Employees955at 2025-03-31Cons.Number of employees
Employees913at 2024-03-31vCons.Number of employees
Employees945at 2023-03-31vCons.Number of employees
Employees1,018at 2022-03-31vCons.Number of employees
Revenue¥1.9bn2025-04-01 → 2026-03-31StandaloneOperating revenue1
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥827m2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥551m2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥1.1bn2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥604m2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥1.1bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥270m2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22m2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.1bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥605m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥1.1bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥598m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥243m2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥14m2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥41.9bnat 2026-03-31StandaloneAssets
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥41.2bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.8bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥235mat 2026-03-31StandaloneLiabilities
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Net assets / equity¥41.7bnat 2026-03-31StandaloneNet assets
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥40.7bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥40.5bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥1.9bnat 2026-03-31StandaloneCash and deposits
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
EPS (basic)¥45.72025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥24.132024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥18.892023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥9.82022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.572021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥46.52025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,678.15at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,655.45at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,649.33at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,640.45at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.75at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio99.4%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE2.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE1.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.1%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.6%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.0%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued24,820,530at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees19at 2026-03-31StandaloneNumber of employees
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-03-31vStandaloneNumber of employees
Employees16at 2023-03-31vStandaloneNumber of employees
Employees22at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2026-03-31¥16m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2026-03-31¥18m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥166m
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥1.7bn
Assurancereportable segmentcapex2025-04-01 → 2026-03-31¥1.7bn
Assurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥898m
Assurancereportable segmentemployeesat 2026-03-31674 pure
Assurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥46.7bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥126m
Assurancereportable segmentsegment assetsat 2026-03-31¥72.2bn
Life Insurancereportable segmentcapex2025-04-01 → 2026-03-31¥1.0bn
Life Insurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥723m
Life Insurancereportable segmentemployeesat 2026-03-31103 pure
Life Insurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥57.7bn
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥11m
Life Insurancereportable segmentsegment assetsat 2026-03-31¥147.4bn
Small Amount And Short Term Insurancereportable segmentcapex2025-04-01 → 2026-03-31¥90m
Small Amount And Short Term Insurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥151m
Small Amount And Short Term Insurancereportable segmentemployeesat 2026-03-31234 pure
Small Amount And Short Term Insurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥36.0bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥28m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2026-03-31¥18.5bn
—segment totalcapex2025-04-01 → 2026-03-31¥2.8bn
—segment totaldepreciation2025-04-01 → 2026-03-31¥1.8bn
—segment totalemployeesat 2026-03-311011 pure
—segment totalrevenue external2025-04-01 → 2026-03-31¥140.4bn
—segment totalrevenue intersegment2025-04-01 → 2026-03-31¥166m
—segment totalsegment assetsat 2026-03-31¥238.1bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2025-03-31¥6m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31¥20m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥205m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥1.8bn
Assurancereportable segmentcapex2024-04-01 → 2025-03-31¥928m
Assurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥994m
Assurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥40.3bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥136m
Assurancereportable segmentsegment assetsat 2025-03-31¥66.5bn
Life Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥812m
Life Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥627m
Life Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥44.4bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2025-03-31¥136.4bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥130m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥139m
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥33.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥54m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-03-31¥16.7bn
—segment totalcapex2024-04-01 → 2025-03-31¥1.9bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥1.8bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥118.5bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥205m
—segment totalsegment assetsat 2025-03-31¥219.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,522
ItemContextValueUnit
Commissions and collection fees oeinsCurrentYearDuration-4472000000JPY
Provision of outstanding claims oe assurancePrior1YearDuration1278000000JPY
Provision of outstanding claims oe assuranceCurrentYearDuration629000000JPY
Provision of policy reserve oe assurancePrior1YearDuration1626000000JPY
Provision of policy reserve oe assuranceCurrentYearDuration2590000000JPY
Other underwriting expenses oeinsPrior1YearDuration0JPY
Other underwriting expenses oeinsCurrentYearDuration0JPY
Investment expenses oe assurancePrior1YearDuration227000000JPY
Investment expenses oe assuranceCurrentYearDuration550000000JPY
Loss on investments in money held in trust oeinsPrior1YearDuration141000000JPY
Loss on investments in money held in trust oeinsCurrentYearDuration303000000JPY
Loss on sale of securities oe assurancePrior1YearDuration2000000JPY
Loss on sale of securities oe assuranceCurrentYearDuration-JPY
Other investment expenses oe assurancePrior1YearDuration84000000JPY
Other investment expenses oe assuranceCurrentYearDuration247000000JPY
Sales and administrative expenses oeinsPrior1YearDuration11034000000JPY
Sales and administrative expenses oeinsCurrentYearDuration11656000000JPY
Other operating income oe assurancePrior1YearDuration9000000JPY
Other operating income oe assuranceCurrentYearDuration8000000JPY
Operating expenses life insurancePrior1YearDuration36089000000JPY
Operating expenses life insuranceCurrentYearDuration47425000000JPY
Insurance claims and other oeinsPrior1YearDuration28013000000JPY
Insurance claims and other oeinsCurrentYearDuration34471000000JPY
Insurance claims oeinsPrior1YearDuration8683000000JPY
Insurance claims oeinsCurrentYearDuration11550000000JPY
Annuity payments oeinsPrior1YearDuration713000000JPY
Annuity payments oeinsCurrentYearDuration617000000JPY
Benefits oeinsPrior1YearDuration1511000000JPY
Benefits oeinsCurrentYearDuration1573000000JPY
Surrender benefits oeinsPrior1YearDuration2667000000JPY
Surrender benefits oeinsCurrentYearDuration2887000000JPY
Other refunds oeinsPrior1YearDuration1320000000JPY
Other refunds oeinsCurrentYearDuration1224000000JPY
Reinsurance premiums oeinsPrior1YearDuration13116000000JPY
Reinsurance premiums oeinsCurrentYearDuration16618000000JPY
Provision of policy reserve and other oeinsPrior1YearDuration243000000JPY
Provision of policy reserve and other oeinsCurrentYearDuration4773000000JPY
Provision of outstanding claims oeinsPrior1YearDuration243000000JPY
Provision of outstanding claims oeinsCurrentYearDuration35000000JPY
Provision of policy reserve oeinsPrior1YearDuration-JPY
Provision of policy reserve oeinsCurrentYearDuration4738000000JPY
Investment expenses oeinsPrior1YearDuration1371000000JPY
Investment expenses oeinsCurrentYearDuration1347000000JPY
Interest expenses oeinsPrior1YearDuration23000000JPY
Interest expenses oeinsCurrentYearDuration60000000JPY
Loss on sales of securities oeinsPrior1YearDuration440000000JPY
Loss on sales of securities oeinsCurrentYearDuration454000000JPY
Loss on redemption of securities oeinsPrior1YearDuration-JPY
Loss on redemption of securities oeinsCurrentYearDuration16000000JPY
Net derivative financial instruments loss oeinsPrior1YearDuration692000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2026-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass