Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks25 of 25 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥7.3bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥3.1bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.7bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥222.4bnat 2025-09-30Cons.Assets
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.9bnat 2024-09-30Cons.Assets
Total assets¥210.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥198.6bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥177.3bnat 2025-09-30Cons.Liabilities
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Net assets / equity¥45.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥41.6bnat 2024-09-30Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥39.8bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥32.4bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥27.5bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥4.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥5.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥2.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥570m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥446m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥248m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥90.822025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥65.532024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥67.182023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,810.91at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,670.31at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,598.84at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio20.2%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.7%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio20.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,019at 2025-09-30Cons.Number of employees
Employees955at 2025-03-31Cons.Number of employees
Employees949at 2024-09-30Cons.Number of employees
Employees913at 2024-03-31vCons.Number of employees
Employees937at 2023-09-30dCons.Number of employees
Revenue¥353m2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥300m2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥295m2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥4m2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥4m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥5m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥5m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥3m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥2m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥598m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥1m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥17m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥40.7bnat 2025-09-30StandaloneAssets
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥40.7bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥41.2bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥222mat 2025-09-30StandaloneLiabilities
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Net assets / equity¥40.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.5bnat 2024-09-30StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥40.5bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥737mat 2025-09-30StandaloneCash and deposits
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio99.5%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued24,820,530at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees21at 2025-09-30StandaloneNumber of employees
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-09-30StandaloneNumber of employees
Employees15at 2024-03-31vStandaloneNumber of employees
Employees15at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 48
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥3m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥87m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥2.9bn
Assurancereportable segmentcapex2025-04-01 → 2025-09-30¥533m
Assurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥429m
Assurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥22.5bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥64m
Assurancereportable segmentsegment assetsat 2025-09-30¥68.1bn
Life Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥456m
Life Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥347m
Life Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥28.9bn
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥6m
Life Insurancereportable segmentsegment assetsat 2025-09-30¥139.7bn
Small Amount And Short Term Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥66m
Small Amount And Short Term Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥74m
Small Amount And Short Term Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥17.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥17m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-09-30¥17.6bn
—segment totalcapex2025-04-01 → 2025-09-30¥1.1bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥852m
—segment totalrevenue external2025-04-01 → 2025-09-30¥69.2bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥87m
—segment totalsegment assetsat 2025-09-30¥225.3bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥3m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥105m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥2.5bn
Assurancereportable segmentcapex2024-04-01 → 2024-09-30¥635m
Assurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥504m
Assurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.1bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥66m
Assurancereportable segmentsegment assetsat 2024-09-30¥64.3bn
Life Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥275m
Life Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥314m
Life Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.8bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥7m
Life Insurancereportable segmentsegment assetsat 2024-09-30¥133.2bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥24m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥68m
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥16.5bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥30m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2024-09-30¥15.9bn
—segment totalcapex2024-04-01 → 2024-09-30¥935m
—segment totaldepreciation2024-04-01 → 2024-09-30¥887m
—segment totalrevenue external2024-04-01 → 2024-09-30¥57.4bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥105m
—segment totalsegment assetsat 2024-09-30¥213.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,132
ItemContextValueUnit
Reinsurance premiums oiinsPrior1InterimDuration5828000000JPY
Reinsurance premiums oiinsInterimDuration7791000000JPY
Investment income oiinsPrior1InterimDuration1342000000JPY
Investment income oiinsInterimDuration4665000000JPY
Interest dividends and other income oiinsPrior1InterimDuration1242000000JPY
Interest dividends and other income oiinsInterimDuration1176000000JPY
Gain on sales of securities oiinsPrior1InterimDuration54000000JPY
Gain on sales of securities oiinsInterimDuration-JPY
Gain on redemption of securities oiinsPrior1InterimDuration-JPY
Gain on redemption of securities oiinsInterimDuration6000000JPY
Reversal of allowance for doubtful accounts oiinsPrior1InterimDuration0JPY
Reversal of allowance for doubtful accounts oiinsInterimDuration-JPY
Other investment income oiinsPrior1InterimDuration0JPY
Other investment income oiinsInterimDuration0JPY
Gain on separate accounts oiinsPrior1InterimDuration43000000JPY
Gain on separate accounts oiinsInterimDuration3481000000JPY
Other operating income oiinsPrior1InterimDuration18000000JPY
Other operating income oiinsInterimDuration214000000JPY
Operating income small amount and short term insurancePrior1InterimDuration16509000000JPY
Operating income small amount and short term insuranceInterimDuration17767000000JPY
Insurance premiums and other oi small amount and short term insurancePrior1InterimDuration16237000000JPY
Insurance premiums and other oi small amount and short term insuranceInterimDuration17384000000JPY
Investment income oi small amount and short term insurancePrior1InterimDuration0JPY
Investment income oi small amount and short term insuranceInterimDuration6000000JPY
Other operating income oi small amount and short term insurancePrior1InterimDuration271000000JPY
Other operating income oi small amount and short term insuranceInterimDuration377000000JPY
Operating expenses insPrior1InterimDuration52494000000JPY
Operating expenses insInterimDuration61903000000JPY
Operating expenses assurancePrior1InterimDuration18823000000JPY
Operating expenses assuranceInterimDuration20672000000JPY
Underwriting expenses oeinsPrior1InterimDuration13347000000JPY
Underwriting expenses oeinsInterimDuration14849000000JPY
Net loss paid oeinsPrior1InterimDuration11892000000JPY
Net loss paid oeinsInterimDuration13885000000JPY
Loss adjustment expenses oeinsPrior1InterimDuration2149000000JPY
Loss adjustment expenses oeinsInterimDuration2349000000JPY
Commissions and collection fees oeinsPrior1InterimDuration-2088000000JPY
Commissions and collection fees oeinsInterimDuration-2157000000JPY
Provision of outstanding claims oe assurancePrior1InterimDuration719000000JPY
Provision of outstanding claims oe assuranceInterimDuration74000000JPY
Provision of policy reserve oe assurancePrior1InterimDuration674000000JPY
Provision of policy reserve oe assuranceInterimDuration696000000JPY
Other underwriting expenses oeinsPrior1InterimDuration0JPY
Other underwriting expenses oeinsInterimDuration0JPY
Investment expenses oe assurancePrior1InterimDuration235000000JPY
Investment expenses oe assuranceInterimDuration192000000JPY
Loss on investments in money held in trust oeinsPrior1InterimDuration-JPY
Loss on investments in money held in trust oeinsInterimDuration39000000JPY
Other investment expenses oe assurancePrior1InterimDuration235000000JPY
Other investment expenses oe assuranceInterimDuration153000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 25 of 25 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass