Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks25 of 25 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥7.3bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥3.1bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.7bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥222.4bnat 2025-09-30Cons.Assets
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.9bnat 2024-09-30Cons.Assets
Total assets¥210.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥198.6bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥177.3bnat 2025-09-30Cons.Liabilities
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Net assets / equity¥45.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥41.6bnat 2024-09-30Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥39.8bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥32.4bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥27.5bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥4.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥5.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥2.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥570m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥446m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥248m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥90.822025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥65.532024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥67.182023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,810.91at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,670.31at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,598.84at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio20.2%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.7%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio20.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,019at 2025-09-30Cons.Number of employees
Employees955at 2025-03-31Cons.Number of employees
Employees949at 2024-09-30Cons.Number of employees
Employees913at 2024-03-31vCons.Number of employees
Employees937at 2023-09-30dCons.Number of employees
Revenue¥353m2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥300m2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥295m2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥4m2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥4m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥5m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥5m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥3m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥2m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥598m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥1m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥17m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥40.7bnat 2025-09-30StandaloneAssets
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥40.7bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥41.2bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥222mat 2025-09-30StandaloneLiabilities
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Net assets / equity¥40.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.5bnat 2024-09-30StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥40.5bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥737mat 2025-09-30StandaloneCash and deposits
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio99.5%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued24,820,530at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees21at 2025-09-30StandaloneNumber of employees
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-09-30StandaloneNumber of employees
Employees15at 2024-03-31vStandaloneNumber of employees
Employees15at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 48
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥3m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥87m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥2.9bn
Assurancereportable segmentcapex2025-04-01 → 2025-09-30¥533m
Assurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥429m
Assurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥22.5bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥64m
Assurancereportable segmentsegment assetsat 2025-09-30¥68.1bn
Life Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥456m
Life Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥347m
Life Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥28.9bn
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥6m
Life Insurancereportable segmentsegment assetsat 2025-09-30¥139.7bn
Small Amount And Short Term Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥66m
Small Amount And Short Term Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥74m
Small Amount And Short Term Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥17.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥17m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-09-30¥17.6bn
—segment totalcapex2025-04-01 → 2025-09-30¥1.1bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥852m
—segment totalrevenue external2025-04-01 → 2025-09-30¥69.2bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥87m
—segment totalsegment assetsat 2025-09-30¥225.3bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥3m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥105m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥2.5bn
Assurancereportable segmentcapex2024-04-01 → 2024-09-30¥635m
Assurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥504m
Assurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.1bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥66m
Assurancereportable segmentsegment assetsat 2024-09-30¥64.3bn
Life Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥275m
Life Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥314m
Life Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.8bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥7m
Life Insurancereportable segmentsegment assetsat 2024-09-30¥133.2bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥24m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥68m
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥16.5bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥30m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2024-09-30¥15.9bn
—segment totalcapex2024-04-01 → 2024-09-30¥935m
—segment totaldepreciation2024-04-01 → 2024-09-30¥887m
—segment totalrevenue external2024-04-01 → 2024-09-30¥57.4bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥105m
—segment totalsegment assetsat 2024-09-30¥213.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,132
ItemContextValueUnit
AssetsPrior1InterimInstant210888000000JPY
Depreciation segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember504000000JPY
Depreciation segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember314000000JPY
Depreciation segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember68000000JPY
Depreciation segment informationPrior1InterimDuration_ReportableSegmentsMember887000000JPY
Depreciation segment informationPrior1InterimDuration_ReconcilingItemsMember9000000JPY
Depreciation segment informationPrior1InterimDuration897000000JPY
Amortization of goodwill sgaPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember-JPY
Amortization of goodwill sgaPrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember-JPY
Amortization of goodwill sgaPrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember101000000JPY
Amortization of goodwill sgaPrior1InterimDuration_ReportableSegmentsMember101000000JPY
Amortization of goodwill sgaPrior1InterimDuration_ReconcilingItemsMember-JPY
Amortization of goodwill sgaPrior1InterimDuration101000000JPY
Interest dividends and other income segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember274000000JPY
Interest dividends and other income segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember1245000000JPY
Interest dividends and other income segment informationPrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember0JPY
Interest dividends and other income segment informationPrior1InterimDuration_ReportableSegmentsMember1519000000JPY
Interest dividends and other income segment informationPrior1InterimDuration_ReconcilingItemsMember-43000000JPY
Interest dividends and other income segment informationPrior1InterimDuration1476000000JPY
Interest expenses noePrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember-JPY
Interest expenses noePrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember5000000JPY
Interest expenses noePrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember43000000JPY
Interest expenses noePrior1InterimDuration_ReportableSegmentsMember48000000JPY
Interest expenses noePrior1InterimDuration_ReconcilingItemsMember-43000000JPY
Interest expenses noePrior1InterimDuration5000000JPY
Extraordinary lossPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember20000000JPY
Extraordinary lossPrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember47000000JPY
Extraordinary lossPrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember-JPY
Extraordinary lossPrior1InterimDuration_ReportableSegmentsMember67000000JPY
Extraordinary lossPrior1InterimDuration_ReconcilingItemsMember0JPY
Extraordinary lossPrior1InterimDuration68000000JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember17000000JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember47000000JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember-JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration_ReportableSegmentsMember64000000JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration_ReconcilingItemsMember-JPY
Provision of reserve for price fluctuation elinsPrior1InterimDuration64000000JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember-JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember3107000000JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember-JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration_ReportableSegmentsMember3107000000JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration_ReconcilingItemsMember-JPY
Provision of reserve for dividends to policyholders ins lifePrior1InterimDuration3107000000JPY
Income tax expensePrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember-164000000JPY
Income tax expensePrior1InterimDuration_jpcrp040300-ssr_E33840-000LifeInsuranceReportableSegmentsMember83000000JPY
Income tax expensePrior1InterimDuration_jpcrp040300-ssr_E33840-000SmallAmountAndShortTermInsuranceReportableSegmentsMember133000000JPY
Income tax expensePrior1InterimDuration_ReportableSegmentsMember52000000JPY
Income tax expensePrior1InterimDuration_ReconcilingItemsMember1000000JPY
Income tax expensePrior1InterimDuration54000000JPY
Increase in property plant and equipment and intangible assetsPrior1InterimDuration_jpcrp040300-ssr_E33840-000AssuranceReportableSegmentsMember635000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 25 of 25 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass