Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks25 of 25 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥7.3bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥4.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥3.1bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.7bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.3bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥1.6bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥222.4bnat 2025-09-30Cons.Assets
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.9bnat 2024-09-30Cons.Assets
Total assets¥210.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥198.6bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥177.3bnat 2025-09-30Cons.Liabilities
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Net assets / equity¥45.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥41.6bnat 2024-09-30Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥39.8bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥32.4bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥27.5bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥4.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥5.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥2.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥570m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥446m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥248m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥90.822025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥65.532024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥67.182023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,810.91at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,670.31at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,598.84at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio20.2%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.7%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio20.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,019at 2025-09-30Cons.Number of employees
Employees955at 2025-03-31Cons.Number of employees
Employees949at 2024-09-30Cons.Number of employees
Employees913at 2024-03-31vCons.Number of employees
Employees937at 2023-09-30dCons.Number of employees
Revenue¥353m2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥300m2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥295m2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥4m2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥4m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥5m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥5m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥3m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥2m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥598m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥1m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥17m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥40.7bnat 2025-09-30StandaloneAssets
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥40.7bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥41.2bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥222mat 2025-09-30StandaloneLiabilities
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Net assets / equity¥40.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.5bnat 2024-09-30StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥40.5bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥737mat 2025-09-30StandaloneCash and deposits
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio99.5%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued24,820,530at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees21at 2025-09-30StandaloneNumber of employees
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-09-30StandaloneNumber of employees
Employees15at 2024-03-31vStandaloneNumber of employees
Employees15at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 48
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥3m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥87m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥2.9bn
Assurancereportable segmentcapex2025-04-01 → 2025-09-30¥533m
Assurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥429m
Assurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥22.5bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥64m
Assurancereportable segmentsegment assetsat 2025-09-30¥68.1bn
Life Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥456m
Life Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥347m
Life Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥28.9bn
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥6m
Life Insurancereportable segmentsegment assetsat 2025-09-30¥139.7bn
Small Amount And Short Term Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥66m
Small Amount And Short Term Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥74m
Small Amount And Short Term Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥17.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥17m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-09-30¥17.6bn
—segment totalcapex2025-04-01 → 2025-09-30¥1.1bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥852m
—segment totalrevenue external2025-04-01 → 2025-09-30¥69.2bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥87m
—segment totalsegment assetsat 2025-09-30¥225.3bn
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥3m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥9m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥105m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥2.5bn
Assurancereportable segmentcapex2024-04-01 → 2024-09-30¥635m
Assurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥504m
Assurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.1bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥66m
Assurancereportable segmentsegment assetsat 2024-09-30¥64.3bn
Life Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥275m
Life Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥314m
Life Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥20.8bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥7m
Life Insurancereportable segmentsegment assetsat 2024-09-30¥133.2bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥24m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥68m
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥16.5bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥30m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2024-09-30¥15.9bn
—segment totalcapex2024-04-01 → 2024-09-30¥935m
—segment totaldepreciation2024-04-01 → 2024-09-30¥887m
—segment totalrevenue external2024-04-01 → 2024-09-30¥57.4bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥105m
—segment totalsegment assetsat 2024-09-30¥213.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,132
ItemContextValueUnit
Net assetsPrior1YearInstant_ValuationDifferenceOnAvailableForSaleSecuritiesMember-5556000000JPY
Net assetsPrior1YearInstant_ValuationAndTranslationAdjustmentsMember-5556000000JPY
Net assetsPrior1YearInstant_NonControllingInterestsMember117000000JPY
Net assetsPrior1YearInstant42522000000JPY
Dividends from surplusInterimDuration-570000000JPY
Profit loss attributable to owners of parentInterimDuration2254000000JPY
Net changes of items other than shareholders equityInterimDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember859000000JPY
Net changes of items other than shareholders equityInterimDuration_ValuationAndTranslationAdjustmentsMember859000000JPY
Net changes of items other than shareholders equityInterimDuration_NonControllingInterestsMember13000000JPY
Net changes of items other than shareholders equityInterimDuration872000000JPY
Total changes of items during the periodInterimDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember859000000JPY
Total changes of items during the periodInterimDuration_ValuationAndTranslationAdjustmentsMember859000000JPY
Total changes of items during the periodInterimDuration_NonControllingInterestsMember13000000JPY
Total changes of items during the periodInterimDuration2555000000JPY
Net assetsInterimInstant_ValuationDifferenceOnAvailableForSaleSecuritiesMember-4696000000JPY
Net assetsInterimInstant_ValuationAndTranslationAdjustmentsMember-4696000000JPY
Net assetsInterimInstant_NonControllingInterestsMember130000000JPY
Net assetsInterimInstant45078000000JPY
Income before income taxesPrior1InterimDuration1691000000JPY
Income before income taxesInterimDuration3089000000JPY
Depreciation and amortization ope cfPrior1InterimDuration897000000JPY
Depreciation and amortization ope cfInterimDuration861000000JPY
Amortization of goodwill ope cfPrior1InterimDuration101000000JPY
Amortization of goodwill ope cfInterimDuration101000000JPY
Increase decrease in outstanding claims ope cfinsPrior1InterimDuration704000000JPY
Increase decrease in outstanding claims ope cfinsInterimDuration-215000000JPY
Increase decrease in policy reserve ope cfinsPrior1InterimDuration857000000JPY
Increase decrease in policy reserve ope cfinsInterimDuration4596000000JPY
Provision reversal of reserve for dividends to policyholders ope cfinsPrior1InterimDuration3107000000JPY
Provision reversal of reserve for dividends to policyholders ope cfinsInterimDuration4148000000JPY
Increase decrease in allowance for doubtful accounts ope cfPrior1InterimDuration-0JPY
Increase decrease in allowance for doubtful accounts ope cfInterimDuration-0JPY
Increase decrease in net defined benefit liability ope cfPrior1InterimDuration-JPY
Increase decrease in net defined benefit liability ope cfInterimDuration-3000000JPY
Increase decrease in reserve for price fluctuation ope cfinsPrior1InterimDuration64000000JPY
Increase decrease in reserve for price fluctuation ope cfinsInterimDuration67000000JPY
Interest dividends and other income ope cfinsPrior1InterimDuration-1476000000JPY
Interest dividends and other income ope cfinsInterimDuration-1440000000JPY
Loss gain related to money in trust ope cfinsPrior1InterimDuration-102000000JPY
Loss gain related to money in trust ope cfinsInterimDuration39000000JPY
Loss gain related to securities ope cfinsPrior1InterimDuration-54000000JPY
Loss gain related to securities ope cfinsInterimDuration55000000JPY
Loss gain on derivatives ope cfinsPrior1InterimDuration331000000JPY
Loss gain on derivatives ope cfinsInterimDuration210000000JPY
Interest expenses ope cfPrior1InterimDuration5000000JPY
Interest expenses ope cfInterimDuration23000000JPY
Foreign exchange losses gains ope cfPrior1InterimDuration276000000JPY
Foreign exchange losses gains ope cfInterimDuration36000000JPY
Loss gain on disposal of noncurrent assets ope cfPrior1InterimDuration4000000JPY
Loss gain on disposal of noncurrent assets ope cfInterimDuration2000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 25 of 25 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass