Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-19
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 136
MetricValuePeriodScopeSource row
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥6.3bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥5.9bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥3.9bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.1bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥2.0bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.2bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥891m2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥763m2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥1.5bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.3bnat 2024-03-31Cons.Assets
Total assets¥191.0bnat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥192.1bnat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥194.4bnat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Total liabilities¥170.3bnat 2024-03-31Cons.Liabilities
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31Cons.Net assets
Net assets / equity¥38.9bnat 2023-03-31dCons.Net assets
Net assets / equity¥43.1bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥43.8bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥31.9bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥33.2bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥34.4bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥4.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.6bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥6.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥6.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥1.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥02021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥02020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥49.972022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.932021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥30.762020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,560.77at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,730.44at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,759.62at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio20.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio22.4%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio22.5%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.7%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE3.0%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE2.1%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE1.8%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees955at 2025-03-31Cons.Number of employees
Employees913at 2024-03-31Cons.Number of employees
Employees945at 2023-03-31dCons.Number of employees
Employees1,018at 2022-03-31dCons.Number of employees
Employees1,052at 2021-03-31dCons.Number of employees
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥827m2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥551m2021-04-01 → 2022-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥556m2020-04-01 → 2021-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥604m2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥474m2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥270m2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22m2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥21m2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥605m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥475m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥598m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥243m2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥14m2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥13m2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥41.2bnat 2024-03-31StandaloneAssets
Total assets¥40.8bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Total liabilities¥270mat 2024-03-31StandaloneLiabilities
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31StandaloneNet assets
Net assets / equity¥40.7bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥40.5bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥40.5bnat 2021-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥2.2bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥24.132024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥18.892023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥9.82022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.572021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.552020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,655.45at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,649.33at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,640.45at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.75at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.1at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE1.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.1%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE0.6%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.0%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-03-31StandaloneNumber of employees
Employees16at 2023-03-31dStandaloneNumber of employees
Employees22at 2022-03-31dStandaloneNumber of employees
Employees23at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2024-04-01 → 2025-03-31¥6m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31¥20m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥205m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥1.8bn
Assurancereportable segmentcapex2024-04-01 → 2025-03-31¥928m
Assurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥994m
Assurancereportable segmentemployeesat 2025-03-31599 pure
Assurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥40.3bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥136m
Assurancereportable segmentsegment assetsat 2025-03-31¥66.5bn
Life Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥812m
Life Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥627m
Life Insurancereportable segmentemployeesat 2025-03-31104 pure
Life Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥44.4bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2025-03-31¥136.4bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥130m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥139m
Small Amount And Short Term Insurancereportable segmentemployeesat 2025-03-31237 pure
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥33.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥54m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-03-31¥16.7bn
—segment totalcapex2024-04-01 → 2025-03-31¥1.9bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥1.8bn
—segment totalemployeesat 2025-03-31940 pure
—segment totalrevenue external2024-04-01 → 2025-03-31¥118.5bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥205m
—segment totalsegment assetsat 2025-03-31¥219.6bn
Reconciling Itemsreconcilingcapex2023-04-01 → 2024-03-31¥80m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2024-03-31¥13m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥211m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥1.5bn
Assurancereportable segmentcapex2023-04-01 → 2024-03-31¥646m
Assurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥1.1bn
Assurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥36.7bn
Assurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥136m
Assurancereportable segmentsegment assetsat 2024-03-31¥62.5bn
Life Insurancereportable segmentcapex2023-04-01 → 2024-03-31¥461m
Life Insurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥636m
Life Insurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥40.3bn
Life Insurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2024-03-31¥133.8bn
Small Amount And Short Term Insurancereportable segmentcapex2023-04-01 → 2024-03-31¥80m
Small Amount And Short Term Insurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥131m
Small Amount And Short Term Insurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥32.3bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥59m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2024-03-31¥15.5bn
—segment totalcapex2023-04-01 → 2024-03-31¥1.2bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥1.9bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥109.3bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥211m
—segment totalsegment assetsat 2024-03-31¥211.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,607
ItemContextValueUnit
Interest and dividends income oiinsCurrentYearDuration477000000JPY
Gain on sales of securities oi assurancePrior1YearDuration0JPY
Gain on sales of securities oi assuranceCurrentYearDuration-JPY
Other investment income oi assurancePrior1YearDuration637000000JPY
Other investment income oi assuranceCurrentYearDuration241000000JPY
Income credited to saving type insurance oiinsPrior1YearDuration-27000000JPY
Income credited to saving type insurance oiinsCurrentYearDuration-30000000JPY
Other operating income oi assurancePrior1YearDuration30000000JPY
Other operating income oi assuranceCurrentYearDuration15000000JPY
Operating income life insurancePrior1YearDuration40331000000JPY
Operating income life insuranceCurrentYearDuration44368000000JPY
Insurance premiums and other oiinsPrior1YearDuration32631000000JPY
Insurance premiums and other oiinsCurrentYearDuration41080000000JPY
Insurance premiums oiinsPrior1YearDuration23348000000JPY
Insurance premiums oiinsCurrentYearDuration28328000000JPY
Reinsurance premiums oiinsPrior1YearDuration9282000000JPY
Reinsurance premiums oiinsCurrentYearDuration12752000000JPY
Investment income oiinsPrior1YearDuration7682000000JPY
Investment income oiinsCurrentYearDuration2653000000JPY
Interest dividends and other income oiinsPrior1YearDuration1785000000JPY
Interest dividends and other income oiinsCurrentYearDuration2438000000JPY
Gain on sales of securities oiinsPrior1YearDuration517000000JPY
Gain on sales of securities oiinsCurrentYearDuration54000000JPY
Foreign exchange gains trading oiinsPrior1YearDuration41000000JPY
Foreign exchange gains trading oiinsCurrentYearDuration8000000JPY
Reversal of allowance for doubtful accounts oiinsPrior1YearDuration0JPY
Reversal of allowance for doubtful accounts oiinsCurrentYearDuration0JPY
Other investment income oiinsPrior1YearDuration53000000JPY
Other investment income oiinsCurrentYearDuration1000000JPY
Gain on separate accounts oiinsPrior1YearDuration5284000000JPY
Gain on separate accounts oiinsCurrentYearDuration148000000JPY
Other operating income oiinsPrior1YearDuration18000000JPY
Other operating income oiinsCurrentYearDuration634000000JPY
Operating income small amount and short term insurancePrior1YearDuration32259000000JPY
Operating income small amount and short term insuranceCurrentYearDuration33795000000JPY
Insurance premiums and other oi small amount and short term insurancePrior1YearDuration31950000000JPY
Insurance premiums and other oi small amount and short term insuranceCurrentYearDuration33305000000JPY
Investment income oi small amount and short term insurancePrior1YearDuration0JPY
Investment income oi small amount and short term insuranceCurrentYearDuration3000000JPY
Other operating income oi small amount and short term insurancePrior1YearDuration308000000JPY
Other operating income oi small amount and short term insuranceCurrentYearDuration486000000JPY
Operating expenses insPrior1YearDuration101103000000JPY
Operating expenses insCurrentYearDuration108989000000JPY
Operating expenses assurancePrior1YearDuration35466000000JPY
Operating expenses assuranceCurrentYearDuration39019000000JPY
Underwriting expenses oeinsPrior1YearDuration23838000000JPY
Underwriting expenses oeinsCurrentYearDuration27747000000JPY
Net loss paid oeinsPrior1YearDuration22109000000JPY
Net loss paid oeinsCurrentYearDuration24726000000JPY
Loss adjustment expenses oeinsPrior1YearDuration4060000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass