Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-19
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 136
MetricValuePeriodScopeSource row
Ordinary income¥9.5bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥8.2bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥6.3bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥5.9bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥3.9bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.1bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥2.0bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.2bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥891m2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥763m2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.0bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥1.5bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥217.7bnat 2025-03-31Cons.Assets
Total assets¥210.3bnat 2024-03-31Cons.Assets
Total assets¥191.0bnat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥192.1bnat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥194.4bnat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥175.2bnat 2025-03-31Cons.Liabilities
Total liabilities¥170.3bnat 2024-03-31Cons.Liabilities
Net assets / equity¥42.5bnat 2025-03-31Cons.Net assets
Net assets / equity¥40.0bnat 2024-03-31Cons.Net assets
Net assets / equity¥38.9bnat 2023-03-31dCons.Net assets
Net assets / equity¥43.1bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥43.8bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥31.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥29.5bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥31.9bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥33.2bnat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥34.4bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥7.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥7.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥4.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥4.6bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥6.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥9.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥6.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥1.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥469m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥250m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥02021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥02020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥80.122024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.452023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥49.972022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.932021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥30.762020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,708.48at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,606.93at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,560.77at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,730.44at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,759.62at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio19.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio20.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio22.4%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio22.5%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.7%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE3.0%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE2.1%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE1.8%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees955at 2025-03-31Cons.Number of employees
Employees913at 2024-03-31Cons.Number of employees
Employees945at 2023-03-31dCons.Number of employees
Employees1,018at 2022-03-31dCons.Number of employees
Employees1,052at 2021-03-31dCons.Number of employees
Revenue¥1.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥1.0bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥827m2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥551m2021-04-01 → 2022-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥556m2020-04-01 → 2021-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥604m2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥474m2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥606m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥475m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥270m2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22m2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥21m2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥605m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥475m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥598m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥468m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥243m2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥14m2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥13m2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥41.3bnat 2025-03-31StandaloneAssets
Total assets¥41.2bnat 2024-03-31StandaloneAssets
Total assets¥40.8bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥40.6bnat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥191mat 2025-03-31StandaloneLiabilities
Total liabilities¥270mat 2024-03-31StandaloneLiabilities
Net assets / equity¥41.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥40.9bnat 2024-03-31StandaloneNet assets
Net assets / equity¥40.7bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥40.5bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥40.5bnat 2021-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥1.8bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥2.2bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥24.132024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥18.892023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥9.82022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.572021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥0.552020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥232024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥182023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,655.45at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,649.33at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,640.45at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.75at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥1,630.1at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE1.5%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE1.1%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE0.6%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.0%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued24,820,530at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued24,820,530at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees15at 2025-03-31StandaloneNumber of employees
Employees15at 2024-03-31StandaloneNumber of employees
Employees16at 2023-03-31dStandaloneNumber of employees
Employees22at 2022-03-31dStandaloneNumber of employees
Employees23at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2024-04-01 → 2025-03-31¥6m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31¥20m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥205m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥1.8bn
Assurancereportable segmentcapex2024-04-01 → 2025-03-31¥928m
Assurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥994m
Assurancereportable segmentemployeesat 2025-03-31599 pure
Assurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥40.3bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥136m
Assurancereportable segmentsegment assetsat 2025-03-31¥66.5bn
Life Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥812m
Life Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥627m
Life Insurancereportable segmentemployeesat 2025-03-31104 pure
Life Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥44.4bn
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2025-03-31¥136.4bn
Small Amount And Short Term Insurancereportable segmentcapex2024-04-01 → 2025-03-31¥130m
Small Amount And Short Term Insurancereportable segmentdepreciation2024-04-01 → 2025-03-31¥139m
Small Amount And Short Term Insurancereportable segmentemployeesat 2025-03-31237 pure
Small Amount And Short Term Insurancereportable segmentrevenue external2024-04-01 → 2025-03-31¥33.8bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥54m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2025-03-31¥16.7bn
—segment totalcapex2024-04-01 → 2025-03-31¥1.9bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥1.8bn
—segment totalemployeesat 2025-03-31940 pure
—segment totalrevenue external2024-04-01 → 2025-03-31¥118.5bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥205m
—segment totalsegment assetsat 2025-03-31¥219.6bn
Reconciling Itemsreconcilingcapex2023-04-01 → 2024-03-31¥80m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2024-03-31¥13m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥211m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥1.5bn
Assurancereportable segmentcapex2023-04-01 → 2024-03-31¥646m
Assurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥1.1bn
Assurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥36.7bn
Assurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥136m
Assurancereportable segmentsegment assetsat 2024-03-31¥62.5bn
Life Insurancereportable segmentcapex2023-04-01 → 2024-03-31¥461m
Life Insurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥636m
Life Insurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥40.3bn
Life Insurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥15m
Life Insurancereportable segmentsegment assetsat 2024-03-31¥133.8bn
Small Amount And Short Term Insurancereportable segmentcapex2023-04-01 → 2024-03-31¥80m
Small Amount And Short Term Insurancereportable segmentdepreciation2023-04-01 → 2024-03-31¥131m
Small Amount And Short Term Insurancereportable segmentrevenue external2023-04-01 → 2024-03-31¥32.3bn
Small Amount And Short Term Insurancereportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥59m
Small Amount And Short Term Insurancereportable segmentsegment assetsat 2024-03-31¥15.5bn
—segment totalcapex2023-04-01 → 2024-03-31¥1.2bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥1.9bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥109.3bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥211m
—segment totalsegment assetsat 2024-03-31¥211.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,607
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)淡島 國和
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)白田 英生
Cpa3 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)三井 健一郎
Key audit matters consolidated (text)FilingDateInstantText · Plus
Overview kam consolidated (text)FilingDateInstantText · Plus
Short description kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)のれんの評価
Description including reason kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Reference kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)注記事項 連結財務諸表作成のための基本となる重要な事項 4.会計方針に関する事項 (7)のれんの償却方法及び償却期間
Auditors response kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information consolidated (text)FilingDateInstantText · Plus
Fee related information consolidated (text)FilingDateInstantText · Plus
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)淡島 國和
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)白田 英生
Cpa3 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)三井 健一郎
Key audit matters non consolidated (text)FilingDateInstantText · Plus
Overview kam non consolidated (text)FilingDateInstantText · Plus
Short description kam non consolidatedFilingDateInstant_Row1Member
Original text (Japanese)関係会社株式の評価
Description including reason kam non consolidated (text)FilingDateInstant_Row1MemberText · Plus
Reference kam non consolidatedFilingDateInstant_Row1Member
Original text (Japanese)連結財務諸表に関する監査上の主要な検討事項「のれんの評価」
Auditors response kam non consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information non consolidated (text)FilingDateInstantText · Plus
Fee related information non consolidated (text)FilingDateInstantText · Plus
Number of submissionFilingDateInstant1
Ordinary income (5-year summary)Prior4YearDuration86657000000JPY
Ordinary income (5-year summary)Prior3YearDuration88365000000JPY
Ordinary income (5-year summary)Prior2YearDuration96110000000JPY
Ordinary income (5-year summary)Prior1YearDuration109339000000JPY
Ordinary income (5-year summary)CurrentYearDuration118463000000JPY
Ordinary income loss (5-year summary)Prior4YearDuration3852000000JPY
Ordinary income loss (5-year summary)Prior3YearDuration5925000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration6308000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration8236000000JPY
Ordinary income loss (5-year summary)CurrentYearDuration9474000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior4YearDuration763000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior3YearDuration891000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration1240000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration1450000000JPY
Profit loss attributable to owners of parent (5-year summary)CurrentYearDuration1988000000JPY
Comprehensive income (5-year summary)Prior4YearDuration2204000000JPY
Comprehensive income (5-year summary)Prior3YearDuration-722000000JPY
Comprehensive income (5-year summary)Prior2YearDuration-4209000000JPY
Comprehensive income (5-year summary)Prior1YearDuration1403000000JPY
Comprehensive income (5-year summary)CurrentYearDuration2996000000JPY
Net assets (5-year summary)Prior4YearInstant43796000000JPY
Net assets (5-year summary)Prior3YearInstant43073000000JPY
Net assets (5-year summary)Prior2YearInstant38864000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass