Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-19
StandardIFRS
ConsolidatedYes
Data checks19 of 19 passed
Key figures · 153
MetricValuePeriodScopeSource row
Revenue¥25.1bn2025-04-01 → 2026-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥22.3bn2024-04-01 → 2025-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥20.4bn2023-04-01 → 2024-03-31vCons.Revenue IFRS (5-year summary)
Revenue¥22.6bn2022-04-01 → 2023-03-31vCons.Revenue IFRS (5-year summary)
Revenue¥25.2bn2021-04-01 → 2022-03-31vCons.Revenue IFRS (5-year summary)
Profit before tax¥2.8bn2025-04-01 → 2026-03-31Cons.Profit loss before tax IFRS
Profit before tax¥2.4bn2024-04-01 → 2025-03-31Cons.Profit loss before tax IFRS
Profit before tax¥2.3bn2023-04-01 → 2024-03-31vCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥4.1bn2022-04-01 → 2023-03-31vCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥6.2bn2021-04-01 → 2022-03-31vCons.Profit loss before tax IFRS (5-year summary)
Net income (owners)¥1.8bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥1.9bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥1.5bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥2.8bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income¥1.8bn2025-04-01 → 2026-03-31Cons.Profit loss IFRS
Net income¥1.9bn2024-04-01 → 2025-03-31Cons.Profit loss IFRS
Total assets¥229.4bnat 2026-03-31Cons.Assets IFRS
Total assets¥205.7bnat 2025-03-31Cons.Assets IFRS
Total assets¥191.4bnat 2024-03-31vCons.Total assets IFRS (5-year summary)
Total assets¥148.6bnat 2023-03-31vCons.Total assets IFRS (5-year summary)
Total assets¥150.7bnat 2022-03-31vCons.Total assets IFRS (5-year summary)
Total liabilities¥187.2bnat 2026-03-31Cons.Liabilities IFRS
Total liabilities¥163.5bnat 2025-03-31Cons.Liabilities IFRS
Net assets / equity¥42.2bnat 2026-03-31Cons.Equity IFRS
Net assets / equity¥42.2bnat 2025-03-31Cons.Equity IFRS
Net assets / equity¥42.0bnat 2024-03-31vCons.Equity IFRS
Equity (owners)¥42.1bnat 2026-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥42.0bnat 2025-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥42.0bnat 2024-03-31vCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥32.8bnat 2023-03-31vCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥31.9bnat 2022-03-31vCons.Equity attributable to owners of parent IFRS (5-year summary)
Cash & equivalents¥23.9bnat 2026-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥20.1bnat 2025-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥20.4bnat 2024-03-31vCons.Cash and cash equivalents IFRS
Cash & equivalents¥17.2bnat 2023-03-31vCons.Cash and cash equivalents IFRS (5-year summary)
Cash & equivalents¥22.2bnat 2022-03-31vCons.Cash and cash equivalents IFRS (5-year summary)
Operating cash flow−¥14.8bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow−¥3.4bn2023-04-01 → 2024-03-31vCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow¥1.5bn2022-04-01 → 2023-03-31vCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow¥3.7bn2021-04-01 → 2022-03-31vCons.Cash flows from used in operating activities IFRS (5-year summary)
Investing cash flow−¥1.3bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow−¥5.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow¥544m2023-04-01 → 2024-03-31vCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥712m2022-04-01 → 2023-03-31vCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥698m2021-04-01 → 2022-03-31vCons.Cash flows from used in investing activities IFRS (5-year summary)
Financing cash flow¥19.8bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow¥10.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow¥6.1bn2023-04-01 → 2024-03-31vCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow−¥5.8bn2022-04-01 → 2023-03-31vCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow−¥18.2bn2021-04-01 → 2022-03-31vCons.Cash flows from used in financing activities IFRS (5-year summary)
EPS (basic)¥40.592025-04-01 → 2026-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥42.982024-04-01 → 2025-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥39.432023-04-01 → 2024-03-31vCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥79.642022-04-01 → 2023-03-31vCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥119.782021-04-01 → 2022-03-31vCons.Basic earnings loss per share IFRS (5-year summary)
EPS (diluted)¥40.582025-04-01 → 2026-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥42.952024-04-01 → 2025-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥39.362023-04-01 → 2024-03-31vCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥79.42022-04-01 → 2023-03-31vCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥119.022021-04-01 → 2022-03-31vCons.Diluted earnings loss per share IFRS (5-year summary)
Net assets per share¥947.35at 2026-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥947.03at 2025-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥949at 2024-03-31vCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥921.43at 2023-03-31vCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥903.09at 2022-03-31vCons.Equity to asset ratio IFRS (5-year summary)
Equity ratio18.4%at 2026-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio20.4%at 2025-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio22.0%at 2024-03-31vCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio22.0%at 2023-03-31vCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio21.2%at 2022-03-31vCons.Ratio of owners equity to gross assets IFRS (5-year summary)
ROE4.3%2025-04-01 → 2026-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE4.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE4.1%2023-04-01 → 2024-03-31vCons.Rate of return on equity IFRS (5-year summary)
ROE8.7%2022-04-01 → 2023-03-31vCons.Rate of return on equity IFRS (5-year summary)
ROE13.7%2021-04-01 → 2022-03-31vCons.Rate of return on equity IFRS (5-year summary)
Employees522at 2026-03-31Cons.Number of employees
Employees466at 2025-03-31Cons.Number of employees
Employees484at 2024-03-31vCons.Number of employees
Employees485at 2023-03-31vCons.Number of employees
Employees472at 2022-03-31vCons.Number of employees
Revenue¥20.5bn2025-04-01 → 2026-03-31StandaloneOperating revenue1
Revenue¥18.0bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥17.1bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥19.5bn2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥24.1bn2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥1.1bn2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥591m2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥1.4bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥202m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥107m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.2bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4.9bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.4bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥202m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥674m2025-04-01 → 2026-03-31StandaloneProfit loss
Net income−¥254m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥549m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥455m2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥3.1bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥132.5bnat 2026-03-31StandaloneAssets
Total assets¥115.8bnat 2025-03-31StandaloneAssets
Total assets¥108.4bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥93.1bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥102.5bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥107.6bnat 2026-03-31StandaloneLiabilities
Total liabilities¥90.0bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥24.9bnat 2026-03-31StandaloneNet assets
Net assets / equity¥25.9bnat 2025-03-31StandaloneNet assets
Net assets / equity¥28.0bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥20.7bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥22.1bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥15.6bnat 2026-03-31StandaloneCash and deposits
Cash and deposits¥15.7bnat 2025-03-31StandaloneCash and deposits
EPS (basic)¥15.192025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-5.752024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-14.282023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥12.872022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥87.052021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.192025-04-01 → 2026-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥12.832022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥86.492021-04-01 → 2022-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥402025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥402024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥402023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥552022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥602021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥556.79at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥581.12at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥626.34at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥571.34at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥616.65at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio18.7%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio22.3%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio25.6%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.8%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.3%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE2.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE-0.9%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-2.3%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE2.2%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE14.4%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued44,712,170at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued44,712,170at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued44,712,170at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees442at 2026-03-31StandaloneNumber of employees
Employees398at 2025-03-31StandaloneNumber of employees
Employees423at 2024-03-31vStandaloneNumber of employees
Employees474at 2023-03-31vStandaloneNumber of employees
Employees458at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Housing Related Finance Businessreportable segmentemployeesat 2026-03-31522 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,400
ItemContextValueUnit
Accounts receivable otherCurrentYearInstant_NonConsolidatedMember259000000JPY
Other caPrior1YearInstant_NonConsolidatedMember4100000000JPY
Other caCurrentYearInstant_NonConsolidatedMember3208000000JPY
Allowance for doubtful accounts caPrior1YearInstant_NonConsolidatedMember-453000000JPY
Allowance for doubtful accounts caCurrentYearInstant_NonConsolidatedMember-444000000JPY
Current assetsPrior1YearInstant_NonConsolidatedMember85699000000JPY
Current assetsCurrentYearInstant_NonConsolidatedMember103839000000JPY
Buildings and accompanying facilitiesPrior1YearInstant_NonConsolidatedMember70000000JPY
Buildings and accompanying facilitiesCurrentYearInstant_NonConsolidatedMember83000000JPY
Tools furniture and fixturesPrior1YearInstant_NonConsolidatedMember122000000JPY
Tools furniture and fixturesCurrentYearInstant_NonConsolidatedMember117000000JPY
Lease assets ppePrior1YearInstant_NonConsolidatedMember1000000JPY
Lease assets ppeCurrentYearInstant_NonConsolidatedMember44000000JPY
Other ppePrior1YearInstant_NonConsolidatedMember97000000JPY
Other ppeCurrentYearInstant_NonConsolidatedMember72000000JPY
Property plant and equipmentPrior1YearInstant_NonConsolidatedMember290000000JPY
Property plant and equipmentCurrentYearInstant_NonConsolidatedMember318000000JPY
GoodwillPrior1YearInstant_NonConsolidatedMember11772000000JPY
GoodwillCurrentYearInstant_NonConsolidatedMember10522000000JPY
SoftwarePrior1YearInstant_NonConsolidatedMember1481000000JPY
SoftwareCurrentYearInstant_NonConsolidatedMember1431000000JPY
Other iaPrior1YearInstant_NonConsolidatedMember4803000000JPY
Other iaCurrentYearInstant_NonConsolidatedMember4252000000JPY
Intangible assetsPrior1YearInstant_NonConsolidatedMember18057000000JPY
Intangible assetsCurrentYearInstant_NonConsolidatedMember16206000000JPY
Stocks of subsidiaries and affiliatesPrior1YearInstant_NonConsolidatedMember10285000000JPY
Stocks of subsidiaries and affiliatesCurrentYearInstant_NonConsolidatedMember10512000000JPY
Long term prepaid expensesPrior1YearInstant_NonConsolidatedMember42000000JPY
Long term prepaid expensesCurrentYearInstant_NonConsolidatedMember67000000JPY
Guarantee deposits ioaPrior1YearInstant_NonConsolidatedMember390000000JPY
Guarantee deposits ioaCurrentYearInstant_NonConsolidatedMember306000000JPY
Deferred tax assetsPrior1YearInstant_NonConsolidatedMember905000000JPY
Deferred tax assetsCurrentYearInstant_NonConsolidatedMember1072000000JPY
Other ioaPrior1YearInstant_NonConsolidatedMember181000000JPY
Other ioaCurrentYearInstant_NonConsolidatedMember177000000JPY
Investments and other assetsPrior1YearInstant_NonConsolidatedMember11803000000JPY
Investments and other assetsCurrentYearInstant_NonConsolidatedMember12135000000JPY
Noncurrent assetsPrior1YearInstant_NonConsolidatedMember30151000000JPY
Noncurrent assetsCurrentYearInstant_NonConsolidatedMember28660000000JPY
Bond issuance cost daPrior1YearInstant_NonConsolidatedMember-JPY
Bond issuance cost daCurrentYearInstant_NonConsolidatedMember22000000JPY
Deferred assetsPrior1YearInstant_NonConsolidatedMember-JPY
Deferred assetsCurrentYearInstant_NonConsolidatedMember22000000JPY
AssetsPrior1YearInstant_NonConsolidatedMember115850000000JPY
AssetsCurrentYearInstant_NonConsolidatedMember132522000000JPY
Accounts payable tradePrior1YearInstant_NonConsolidatedMember147000000JPY
Accounts payable tradeCurrentYearInstant_NonConsolidatedMember155000000JPY
Short term loans payablePrior1YearInstant_NonConsolidatedMember35000000000JPY
Short term loans payableCurrentYearInstant_NonConsolidatedMember44000000000JPY
Current portion of long term loans payablePrior1YearInstant_NonConsolidatedMember9515000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 19 of 19 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2026-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass