Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-23
StandardIFRS
ConsolidatedYes
Data checks19 of 19 passed
Key figures · 153
MetricValuePeriodScopeSource row
Revenue¥22.3bn2024-04-01 → 2025-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥20.4bn2023-04-01 → 2024-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥22.6bn2022-04-01 → 2023-03-31dCons.Revenue IFRS (5-year summary)
Revenue¥25.2bn2021-04-01 → 2022-03-31dCons.Revenue IFRS (5-year summary)
Revenue¥26.8bn2020-04-01 → 2021-03-31dCons.Revenue IFRS (5-year summary)
Profit before tax¥2.4bn2024-04-01 → 2025-03-31Cons.Profit loss before tax IFRS
Profit before tax¥2.3bn2023-04-01 → 2024-03-31Cons.Profit loss before tax IFRS
Profit before tax¥4.1bn2022-04-01 → 2023-03-31dCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥6.2bn2021-04-01 → 2022-03-31dCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥7.7bn2020-04-01 → 2021-03-31dCons.Profit loss before tax IFRS (5-year summary)
Net income (owners)¥1.9bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥1.5bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥2.8bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥5.2bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income¥1.9bn2024-04-01 → 2025-03-31Cons.Profit loss IFRS
Net income¥1.5bn2023-04-01 → 2024-03-31Cons.Profit loss IFRS
Total assets¥205.7bnat 2025-03-31Cons.Assets IFRS
Total assets¥191.4bnat 2024-03-31Cons.Assets IFRS
Total assets¥148.6bnat 2023-03-31dCons.Total assets IFRS (5-year summary)
Total assets¥150.7bnat 2022-03-31dCons.Total assets IFRS (5-year summary)
Total assets¥164.8bnat 2021-03-31dCons.Total assets IFRS (5-year summary)
Total liabilities¥163.5bnat 2025-03-31Cons.Liabilities IFRS
Total liabilities¥149.4bnat 2024-03-31Cons.Liabilities IFRS
Net assets / equity¥42.2bnat 2025-03-31Cons.Equity IFRS
Net assets / equity¥42.0bnat 2024-03-31Cons.Equity IFRS
Net assets / equity¥32.7bnat 2023-03-31dCons.Equity IFRS
Equity (owners)¥42.0bnat 2025-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥42.0bnat 2024-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥32.8bnat 2023-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥31.9bnat 2022-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥30.1bnat 2021-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Cash & equivalents¥20.1bnat 2025-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥20.4bnat 2024-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥17.2bnat 2023-03-31dCons.Cash and cash equivalents IFRS
Cash & equivalents¥22.2bnat 2022-03-31dCons.Cash and cash equivalents IFRS (5-year summary)
Cash & equivalents¥37.4bnat 2021-03-31dCons.Cash and cash equivalents IFRS (5-year summary)
Operating cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow−¥3.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow¥1.5bn2022-04-01 → 2023-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow¥3.7bn2021-04-01 → 2022-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow¥4.8bn2020-04-01 → 2021-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Investing cash flow−¥5.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow¥544m2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow−¥712m2022-04-01 → 2023-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥698m2021-04-01 → 2022-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥777m2020-04-01 → 2021-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Financing cash flow¥10.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow¥6.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow−¥5.8bn2022-04-01 → 2023-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow−¥18.2bn2021-04-01 → 2022-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow¥18.6bn2020-04-01 → 2021-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
EPS (basic)¥42.982024-04-01 → 2025-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥39.432023-04-01 → 2024-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥79.642022-04-01 → 2023-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥119.782021-04-01 → 2022-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥146.582020-04-01 → 2021-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (diluted)¥42.952024-04-01 → 2025-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥39.362023-04-01 → 2024-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥79.42022-04-01 → 2023-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥119.022021-04-01 → 2022-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥145.112020-04-01 → 2021-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
Net assets per share¥947.03at 2025-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥949at 2024-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥921.43at 2023-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥903.09at 2022-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥847.67at 2021-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Equity ratio20.4%at 2025-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio22.0%at 2024-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio22.0%at 2023-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio21.2%at 2022-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio18.3%at 2021-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
ROE4.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE4.1%2023-04-01 → 2024-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE8.7%2022-04-01 → 2023-03-31dCons.Rate of return on equity IFRS (5-year summary)
ROE13.7%2021-04-01 → 2022-03-31dCons.Rate of return on equity IFRS (5-year summary)
ROE18.3%2020-04-01 → 2021-03-31dCons.Rate of return on equity IFRS (5-year summary)
Employees466at 2025-03-31Cons.Number of employees
Employees484at 2024-03-31Cons.Number of employees
Employees485at 2023-03-31dCons.Number of employees
Employees472at 2022-03-31dCons.Number of employees
Employees425at 2021-03-31dCons.Number of employees
Revenue¥18.0bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥17.1bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥19.5bn2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥24.1bn2021-04-01 → 2022-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥26.5bn2020-04-01 → 2021-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥591m2024-04-01 → 2025-03-31StandaloneOperating income
Operating income−¥202m2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥202m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥107m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥1.2bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥4.9bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥6.8bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥202m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax−¥107m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income−¥254m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥549m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥455m2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥3.1bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥4.3bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥115.8bnat 2025-03-31StandaloneAssets
Total assets¥108.4bnat 2024-03-31StandaloneAssets
Total assets¥93.1bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥102.5bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥121.6bnat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥90.0bnat 2025-03-31StandaloneLiabilities
Total liabilities¥80.3bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥25.9bnat 2025-03-31StandaloneNet assets
Net assets / equity¥28.0bnat 2024-03-31StandaloneNet assets
Net assets / equity¥20.7bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥22.1bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥21.5bnat 2021-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥15.7bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥16.8bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥-5.752024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-14.282023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥12.872022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥87.052021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥122.022020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥12.832022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥86.492021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥120.82020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥402024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥402023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥552022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥602021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥552020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥581.12at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥626.34at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥571.34at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥616.65at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥594.72at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio22.3%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio25.6%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio21.8%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.3%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio17.4%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE-0.9%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-2.3%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE2.2%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE14.4%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE21.8%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued44,712,170at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued44,712,170at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees398at 2025-03-31StandaloneNumber of employees
Employees423at 2024-03-31StandaloneNumber of employees
Employees474at 2023-03-31dStandaloneNumber of employees
Employees458at 2022-03-31dStandaloneNumber of employees
Employees411at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Housing Related Finance Businessreportable segmentemployeesat 2025-03-31466 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,455
ItemContextValueUnit
Comprehensive income attributable to owners of parent IFRS (5-year summary)Prior2YearDuration2821000000JPY
Comprehensive income attributable to owners of parent IFRS (5-year summary)Prior1YearDuration1517000000JPY
Comprehensive income attributable to owners of parent IFRS (5-year summary)CurrentYearDuration1904000000JPY
Equity attributable to owners of parent IFRS (5-year summary)Prior4YearInstant30093000000JPY
Equity attributable to owners of parent IFRS (5-year summary)Prior3YearInstant31889000000JPY
Equity attributable to owners of parent IFRS (5-year summary)Prior2YearInstant32765000000JPY
Equity attributable to owners of parent IFRS (5-year summary)Prior1YearInstant42012000000JPY
Equity attributable to owners of parent IFRS (5-year summary)CurrentYearInstant42003000000JPY
Total assets IFRS (5-year summary)Prior4YearInstant164762000000JPY
Total assets IFRS (5-year summary)Prior3YearInstant150713000000JPY
Total assets IFRS (5-year summary)Prior2YearInstant148616000000JPY
Total assets IFRS (5-year summary)Prior1YearInstant191351000000JPY
Total assets IFRS (5-year summary)CurrentYearInstant205679000000JPY
Equity to asset ratio IFRS (5-year summary)Prior4YearInstant847.67
Equity to asset ratio IFRS (5-year summary)Prior3YearInstant903.09
Equity to asset ratio IFRS (5-year summary)Prior2YearInstant921.43
Equity to asset ratio IFRS (5-year summary)Prior1YearInstant949.00
Equity to asset ratio IFRS (5-year summary)CurrentYearInstant947.03
Basic earnings loss per share IFRS (5-year summary)Prior4YearDuration146.58
Basic earnings loss per share IFRS (5-year summary)Prior3YearDuration119.78
Basic earnings loss per share IFRS (5-year summary)Prior2YearDuration79.64
Basic earnings loss per share IFRS (5-year summary)Prior1YearDuration39.43
Basic earnings loss per share IFRS (5-year summary)CurrentYearDuration42.98
Diluted earnings loss per share IFRS (5-year summary)Prior4YearDuration145.11
Diluted earnings loss per share IFRS (5-year summary)Prior3YearDuration119.02
Diluted earnings loss per share IFRS (5-year summary)Prior2YearDuration79.40
Diluted earnings loss per share IFRS (5-year summary)Prior1YearDuration39.36
Diluted earnings loss per share IFRS (5-year summary)CurrentYearDuration42.95
Ratio of owners equity to gross assets IFRS (5-year summary)Prior4YearInstant0.183
Ratio of owners equity to gross assets IFRS (5-year summary)Prior3YearInstant0.212
Ratio of owners equity to gross assets IFRS (5-year summary)Prior2YearInstant0.220
Ratio of owners equity to gross assets IFRS (5-year summary)Prior1YearInstant0.220
Ratio of owners equity to gross assets IFRS (5-year summary)CurrentYearInstant0.204
Rate of return on equity IFRS (5-year summary)Prior4YearDuration0.183
Rate of return on equity IFRS (5-year summary)Prior3YearDuration0.137
Rate of return on equity IFRS (5-year summary)Prior2YearDuration0.087
Rate of return on equity IFRS (5-year summary)Prior1YearDuration0.041
Rate of return on equity IFRS (5-year summary)CurrentYearDuration0.045
Price earnings ratio IFRS (5-year summary)Prior4YearDuration12.31
Price earnings ratio IFRS (5-year summary)Prior3YearDuration8.32
Price earnings ratio IFRS (5-year summary)Prior2YearDuration13.39
Price earnings ratio IFRS (5-year summary)Prior1YearDuration24.30
Price earnings ratio IFRS (5-year summary)CurrentYearDuration19.66
Cash flows from used in operating activities IFRS (5-year summary)Prior4YearDuration4750000000JPY
Cash flows from used in operating activities IFRS (5-year summary)Prior3YearDuration3716000000JPY
Cash flows from used in operating activities IFRS (5-year summary)Prior2YearDuration1495000000JPY
Cash flows from used in operating activities IFRS (5-year summary)Prior1YearDuration-3425000000JPY
Cash flows from used in operating activities IFRS (5-year summary)CurrentYearDuration-5366000000JPY
Cash flows from used in investing activities IFRS (5-year summary)Prior4YearDuration-777000000JPY
Cash flows from used in investing activities IFRS (5-year summary)Prior3YearDuration-698000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 19 of 19 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass