Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-23
StandardIFRS
ConsolidatedYes
Data checks19 of 19 passed
Key figures · 155
MetricValuePeriodScopeSource row
Revenue¥25.2bn2021-04-01 → 2022-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥26.8bn2020-04-01 → 2021-03-31Cons.Revenue IFRS (5-year summary)
Revenue¥26.2bn2019-04-01 → 2020-03-31dCons.Revenue IFRS (5-year summary)
Revenue¥23.8bn2018-04-01 → 2019-03-31dCons.Revenue IFRS (5-year summary)
Revenue¥20.4bn2017-04-01 → 2018-03-31dCons.Revenue IFRS (5-year summary)
Profit before tax¥6.2bn2021-04-01 → 2022-03-31Cons.Profit loss before tax IFRS
Profit before tax¥7.7bn2020-04-01 → 2021-03-31Cons.Profit loss before tax IFRS
Profit before tax¥7.3bn2019-04-01 → 2020-03-31dCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥6.3bn2018-04-01 → 2019-03-31dCons.Profit loss before tax IFRS (5-year summary)
Profit before tax¥5.2bn2017-04-01 → 2018-03-31dCons.Profit loss before tax IFRS (5-year summary)
Net income (owners)¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥5.2bn2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent IFRS
Net income (owners)¥5.0bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥4.3bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income (owners)¥4.8bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent IFRS (5-year summary)
Net income¥4.2bn2021-04-01 → 2022-03-31Cons.Profit loss IFRS
Net income¥5.2bn2020-04-01 → 2021-03-31Cons.Profit loss IFRS
Total assets¥150.7bnat 2022-03-31Cons.Assets IFRS
Total assets¥164.8bnat 2021-03-31Cons.Assets IFRS
Total assets¥132.6bnat 2020-03-31dCons.Total assets IFRS (5-year summary)
Total assets¥99.4bnat 2019-03-31dCons.Total assets IFRS (5-year summary)
Total assets¥84.3bnat 2018-03-31dCons.Total assets IFRS (5-year summary)
Total liabilities¥118.8bnat 2022-03-31Cons.Liabilities IFRS
Total liabilities¥134.7bnat 2021-03-31Cons.Liabilities IFRS
Net assets / equity¥31.9bnat 2022-03-31Cons.Equity IFRS
Net assets / equity¥30.1bnat 2021-03-31Cons.Equity IFRS
Net assets / equity¥26.6bnat 2020-03-31dCons.Equity IFRS
Equity (owners)¥31.9bnat 2022-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥30.1bnat 2021-03-31Cons.Equity attributable to owners of parent IFRS
Equity (owners)¥26.6bnat 2020-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥23.9bnat 2019-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Equity (owners)¥21.3bnat 2018-03-31dCons.Equity attributable to owners of parent IFRS (5-year summary)
Cash & equivalents¥22.2bnat 2022-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥37.4bnat 2021-03-31Cons.Cash and cash equivalents IFRS
Cash & equivalents¥14.8bnat 2020-03-31dCons.Cash and cash equivalents IFRS
Cash & equivalents¥13.5bnat 2019-03-31dCons.Cash and cash equivalents IFRS (5-year summary)
Cash & equivalents¥10.7bnat 2018-03-31dCons.Cash and cash equivalents IFRS (5-year summary)
Operating cash flow¥3.7bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow¥4.8bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities IFRS
Operating cash flow¥7.4bn2019-04-01 → 2020-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow−¥3.5bn2018-04-01 → 2019-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Operating cash flow¥2.4bn2017-04-01 → 2018-03-31dCons.Cash flows from used in operating activities IFRS (5-year summary)
Investing cash flow−¥698m2021-04-01 → 2022-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow−¥777m2020-04-01 → 2021-03-31Cons.Net cash provided by used in investing activities IFRS
Investing cash flow−¥2.0bn2019-04-01 → 2020-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥957m2018-04-01 → 2019-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Investing cash flow−¥387m2017-04-01 → 2018-03-31dCons.Cash flows from used in investing activities IFRS (5-year summary)
Financing cash flow−¥18.2bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow¥18.6bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities IFRS
Financing cash flow−¥4.1bn2019-04-01 → 2020-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow¥7.2bn2018-04-01 → 2019-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
Financing cash flow−¥4.6bn2017-04-01 → 2018-03-31dCons.Cash flows from used in financing activities IFRS (5-year summary)
EPS (basic)¥119.782021-04-01 → 2022-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥146.582020-04-01 → 2021-03-31Cons.Basic earnings loss per share IFRS
EPS (basic)¥141.452019-04-01 → 2020-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥120.62018-04-01 → 2019-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (basic)¥134.182017-04-01 → 2018-03-31dCons.Basic earnings loss per share IFRS (5-year summary)
EPS (diluted)¥119.022021-04-01 → 2022-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥145.112020-04-01 → 2021-03-31Cons.Diluted earnings loss per share IFRS
EPS (diluted)¥138.652019-04-01 → 2020-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥117.212018-04-01 → 2019-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
EPS (diluted)¥131.82017-04-01 → 2018-03-31dCons.Diluted earnings loss per share IFRS (5-year summary)
Net assets per share¥903.09at 2022-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥847.67at 2021-03-31Cons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥756.79at 2020-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥675.23at 2019-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Net assets per share¥598.52at 2018-03-31dCons.Equity to asset ratio IFRS (5-year summary)
Equity ratio21.2%at 2022-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio18.3%at 2021-03-31Cons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio20.1%at 2020-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio24.0%at 2019-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
Equity ratio25.3%at 2018-03-31dCons.Ratio of owners equity to gross assets IFRS (5-year summary)
ROE13.7%2021-04-01 → 2022-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE18.3%2020-04-01 → 2021-03-31Cons.Rate of return on equity IFRS (5-year summary)
ROE19.7%2019-04-01 → 2020-03-31dCons.Rate of return on equity IFRS (5-year summary)
ROE19.1%2018-04-01 → 2019-03-31dCons.Rate of return on equity IFRS (5-year summary)
ROE22.7%2017-04-01 → 2018-03-31dCons.Rate of return on equity IFRS (5-year summary)
Employees472at 2022-03-31Cons.Number of employees
Employees425at 2021-03-31Cons.Number of employees
Employees395at 2020-03-31dCons.Number of employees
Employees327at 2019-03-31dCons.Number of employees
Employees298at 2018-03-31dCons.Number of employees
Revenue¥24.1bn2021-04-01 → 2022-03-31StandaloneOperating revenue1
Revenue¥26.5bn2020-04-01 → 2021-03-31StandaloneOperating revenue1
Revenue¥25.8bn2019-04-01 → 2020-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥22.6bn2018-04-01 → 2019-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥14.8bn2017-04-01 → 2018-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥4.8bn2021-04-01 → 2022-03-31StandaloneOperating income
Operating income¥6.9bn2020-04-01 → 2021-03-31StandaloneOperating income
Ordinary income¥4.9bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥6.8bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥6.4bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥5.3bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.8bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.9bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥6.8bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥3.1bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥4.3bn2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥3.9bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥3.3bn2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥7.4bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥102.5bnat 2022-03-31StandaloneAssets
Total assets¥121.6bnat 2021-03-31StandaloneAssets
Total assets¥92.5bnat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥90.5bnat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥75.0bnat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥80.3bnat 2022-03-31StandaloneLiabilities
Total liabilities¥100.1bnat 2021-03-31StandaloneLiabilities
Net assets / equity¥22.1bnat 2022-03-31StandaloneNet assets
Net assets / equity¥21.5bnat 2021-03-31StandaloneNet assets
Net assets / equity¥18.8bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥17.1bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥16.4bnat 2018-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥22.1bnat 2022-03-31StandaloneCash and deposits
Cash and deposits¥37.0bnat 2021-03-31StandaloneCash and deposits
EPS (basic)¥87.052021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥122.022020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥112.22019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥912018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥207.472017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥86.492021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥120.82020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥109.982019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥88.442018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥203.792017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥602021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥552020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥512019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥442018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥135.42017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥616.65at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥594.72at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥525.62at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥476.65at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥454.8at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio21.3%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio17.4%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio20.0%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio18.6%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.7%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE14.4%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE21.8%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE22.3%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE19.6%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE50.5%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued36,080,600at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued36,080,600at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees458at 2022-03-31StandaloneNumber of employees
Employees411at 2021-03-31StandaloneNumber of employees
Employees381at 2020-03-31dStandaloneNumber of employees
Employees321at 2019-03-31dStandaloneNumber of employees
Employees298at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Housing Loan Originationsreportable segmentemployeesat 2022-03-31472 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,374
ItemContextValueUnit
Cash flows from used in financing activities IFRS (5-year summary)Prior3YearDuration7230000000JPY
Cash flows from used in financing activities IFRS (5-year summary)Prior2YearDuration-4057000000JPY
Cash flows from used in financing activities IFRS (5-year summary)Prior1YearDuration18620000000JPY
Cash flows from used in financing activities IFRS (5-year summary)CurrentYearDuration-18189000000JPY
Cash and cash equivalents IFRS (5-year summary)Prior4YearInstant10704000000JPY
Cash and cash equivalents IFRS (5-year summary)Prior3YearInstant13479000000JPY
Cash and cash equivalents IFRS (5-year summary)Prior2YearInstant14811000000JPY
Cash and cash equivalents IFRS (5-year summary)Prior1YearInstant37404000000JPY
Cash and cash equivalents IFRS (5-year summary)CurrentYearInstant22232000000JPY
Number of employeesPrior4YearInstant298
Number of employeesPrior3YearInstant327
Number of employeesPrior2YearInstant395
Number of employeesPrior1YearInstant425
Number of employeesCurrentYearInstant472
Average number of temporary workersPrior4YearInstant70
Average number of temporary workersPrior3YearInstant74
Average number of temporary workersPrior2YearInstant99
Average number of temporary workersPrior1YearInstant95
Average number of temporary workersCurrentYearInstant97
Operating revenue1 (5-year summary)Prior4YearDuration_NonConsolidatedMember14764000000JPY
Operating revenue1 (5-year summary)Prior3YearDuration_NonConsolidatedMember22555000000JPY
Operating revenue1 (5-year summary)Prior2YearDuration_NonConsolidatedMember25794000000JPY
Operating revenue1 (5-year summary)Prior1YearDuration_NonConsolidatedMember26501000000JPY
Operating revenue1 (5-year summary)CurrentYearDuration_NonConsolidatedMember24120000000JPY
Ordinary income loss (5-year summary)Prior4YearDuration_NonConsolidatedMember2770000000JPY
Ordinary income loss (5-year summary)Prior3YearDuration_NonConsolidatedMember5294000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration_NonConsolidatedMember6388000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration_NonConsolidatedMember6813000000JPY
Ordinary income loss (5-year summary)CurrentYearDuration_NonConsolidatedMember4937000000JPY
Net income loss (5-year summary)Prior4YearDuration_NonConsolidatedMember7375000000JPY
Net income loss (5-year summary)Prior3YearDuration_NonConsolidatedMember3254000000JPY
Net income loss (5-year summary)Prior2YearDuration_NonConsolidatedMember3944000000JPY
Net income loss (5-year summary)Prior1YearDuration_NonConsolidatedMember4309000000JPY
Net income loss (5-year summary)CurrentYearDuration_NonConsolidatedMember3081000000JPY
Capital stock (5-year summary)Prior4YearInstant_NonConsolidatedMember6000000000JPY
Capital stock (5-year summary)Prior3YearInstant_NonConsolidatedMember6000000000JPY
Capital stock (5-year summary)Prior2YearInstant_NonConsolidatedMember6000000000JPY
Capital stock (5-year summary)Prior1YearInstant_NonConsolidatedMember6000000000JPY
Capital stock (5-year summary)CurrentYearInstant_NonConsolidatedMember6000000000JPY
Total number of issued shares (5-year summary)Prior4YearInstant_NonConsolidatedMember36080600
Total number of issued shares (5-year summary)Prior3YearInstant_NonConsolidatedMember36080600
Total number of issued shares (5-year summary)Prior2YearInstant_NonConsolidatedMember36080600
Total number of issued shares (5-year summary)Prior1YearInstant_NonConsolidatedMember36080600
Total number of issued shares (5-year summary)CurrentYearInstant_NonConsolidatedMember36080600
Net assets (5-year summary)Prior4YearInstant_NonConsolidatedMember16409000000JPY
Net assets (5-year summary)Prior3YearInstant_NonConsolidatedMember17077000000JPY
Net assets (5-year summary)Prior2YearInstant_NonConsolidatedMember18830000000JPY
Net assets (5-year summary)Prior1YearInstant_NonConsolidatedMember21492000000JPY
Net assets (5-year summary)CurrentYearInstant_NonConsolidatedMember22148000000JPY
Total assets (5-year summary)Prior4YearInstant_NonConsolidatedMember74974000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 19 of 19 passed
balance sheet identityconsolidated 2021-03-31pass rounding
balance sheet identityconsolidated 2022-03-31pass rounding
balance sheet identitynon_consolidated 2021-03-31pass rounding
balance sheet identitynon_consolidated 2022-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · revenuenon_consolidated 2020-04-01/2021-03-31pass
statement vs summary · revenuenon_consolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass