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Annual report

7163.TEDINET S100TK6J
Period2023-04-01 → 2024-03-31
Filed2024-06-18
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 113
MetricValuePeriodScopeSource row
Ordinary income¥34.8bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥29.4bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥23.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥20.7bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥35.6bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Profit before tax¥29.0bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Net income (owners)¥24.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥19.9bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥17.1bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥13.9bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥24.9bn2023-04-01 → 2024-03-31Cons.Profit loss
Net income¥19.9bn2022-04-01 → 2023-03-31Cons.Profit loss
Total assets¥10.68Tat 2024-03-31Cons.Assets
Total assets¥8.68Tat 2023-03-31Cons.Assets
Total assets¥8.53Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥7.23Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥10.52Tat 2024-03-31Cons.Liabilities
Total liabilities¥8.55Tat 2023-03-31Cons.Liabilities
Net assets / equity¥151.6bnat 2024-03-31Cons.Net assets
Net assets / equity¥131.7bnat 2023-03-31Cons.Net assets
Net assets / equity¥145.4bnat 2022-03-31dCons.Net assets
Net assets / equity¥134.2bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.67Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.10Tat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2022-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.51Tat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥551.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥949.8bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥462.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥268.1bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥15.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥312.8bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥205.6bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥39.8bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥30.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥632m2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥164.782023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥132.182022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.492021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.362020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,005.41at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥872.74at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥963.98at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥886.36at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio1.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.5%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE17.5%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE12.3%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees746at 2024-03-31Cons.Number of employees
Employees748at 2023-03-31Cons.Number of employees
Employees657at 2022-03-31dCons.Number of employees
Employees638at 2021-03-31dCons.Number of employees
Ordinary income¥33.6bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥29.0bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥22.3bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥20.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥18.7bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥33.2bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Profit before tax¥28.7bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Net income¥23.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥19.9bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥16.7bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥13.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥12.5bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Total assets¥10.67Tat 2024-03-31StandaloneAssets
Total assets¥8.68Tat 2023-03-31StandaloneAssets
Total assets¥8.53Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥7.20Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.37Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥10.52Tat 2024-03-31StandaloneLiabilities
Total liabilities¥8.55Tat 2023-03-31StandaloneLiabilities
Net assets / equity¥149.9bnat 2024-03-31StandaloneNet assets
Net assets / equity¥131.0bnat 2023-03-31StandaloneNet assets
Net assets / equity¥144.8bnat 2022-03-31dStandaloneNet assets
Net assets / equity¥133.5bnat 2021-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥118.8bnat 2020-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥157.742023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥131.92022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥110.612021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥92.182020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥82.742019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥16.52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥198.952022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Net assets per share¥994.26at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥868.68at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥960.19at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥885.45at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥787.81at 2020-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio1.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.5%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.9%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE16.9%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE12.0%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE11.1%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued150,793,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees628at 2024-03-31StandaloneNumber of employees
Employees592at 2023-03-31StandaloneNumber of employees
Employees527at 2022-03-31dStandaloneNumber of employees
Employees525at 2021-03-31dStandaloneNumber of employees
Employees549at 2020-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 14
SegmentItemPeriodValue
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31¥11m
Baa S Businessreportable segmentemployeesat 2024-03-3177 pure
Baa S Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Digital Banking Businessreportable segmentemployeesat 2024-03-31669 pure
Digital Banking Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥31.3bn
THEMIX Businessreportable segmentemployeesat 2024-03-310 pure
THEMIX Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥92m
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2023-03-31¥83m
Baa S Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥1.4bn
Digital Banking Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥28.1bn
THEMIX Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31−¥116m
Baa S Businessreportable segmentemployeesat 2024-03-3130 pure
Digital Banking Businessreportable segmentemployeesat 2024-03-31598 pure
THEMIX Businessreportable segmentemployeesat 2024-03-310 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,488
ItemContextValueUnit
LandPrior1YearInstant7000000JPY
LandCurrentYearInstant－JPY
Lease assets net ppePrior1YearInstant2000000JPY
Lease assets net ppeCurrentYearInstant0JPY
Other net ppePrior1YearInstant3467000000JPY
Other net ppeCurrentYearInstant2950000000JPY
Intangible assetsPrior1YearInstant26908000000JPY
Intangible assetsCurrentYearInstant28299000000JPY
SoftwarePrior1YearInstant21008000000JPY
SoftwareCurrentYearInstant21507000000JPY
Software in progressPrior1YearInstant3368000000JPY
Software in progressCurrentYearInstant4621000000JPY
GoodwillPrior1YearInstant2524000000JPY
GoodwillCurrentYearInstant2163000000JPY
Other iaPrior1YearInstant7000000JPY
Other iaCurrentYearInstant7000000JPY
Deferred tax assetsPrior1YearInstant7231000000JPY
Deferred tax assetsCurrentYearInstant8883000000JPY
Allowance for loan losses assets bnkPrior1YearInstant-3019000000JPY
Allowance for loan losses assets bnkCurrentYearInstant-2867000000JPY
AssetsPrior1YearInstant8679004000000JPY
AssetsCurrentYearInstant10676416000000JPY
Deposits liabilities bnkPrior1YearInstant7975420000000JPY
Deposits liabilities bnkCurrentYearInstant9463139000000JPY
Call money and bills sold liabilities bnkPrior1YearInstant48000000000JPY
Call money and bills sold liabilities bnkCurrentYearInstant－JPY
Payables under securities lending transactions liabilities bnkPrior1YearInstant145885000000JPY
Payables under securities lending transactions liabilities bnkCurrentYearInstant145284000000JPY
Borrowed money liabilities bnkPrior1YearInstant300000000000JPY
Borrowed money liabilities bnkCurrentYearInstant800000000000JPY
Foreign exchanges liabilities bnkPrior1YearInstant1533000000JPY
Foreign exchanges liabilities bnkCurrentYearInstant6363000000JPY
Other liabilities liabilities bnkPrior1YearInstant74352000000JPY
Other liabilities liabilities bnkCurrentYearInstant106975000000JPY
Provision for bonusesPrior1YearInstant510000000JPY
Provision for bonusesCurrentYearInstant920000000JPY
Provision for retirement benefitsPrior1YearInstant15000000JPY
Provision for retirement benefitsCurrentYearInstant16000000JPY
Provision for point card certificates clPrior1YearInstant952000000JPY
Provision for point card certificates clCurrentYearInstant1180000000JPY
Provision for reimbursement of deposits liabilities bnkPrior1YearInstant52000000JPY
Provision for reimbursement of deposits liabilities bnkCurrentYearInstant56000000JPY
Reserves under the special laws2Prior1YearInstant9000000JPY
Reserves under the special laws2CurrentYearInstant9000000JPY
Deferred tax liabilitiesPrior1YearInstant580000000JPY
Deferred tax liabilitiesCurrentYearInstant861000000JPY
LiabilitiesPrior1YearInstant8547313000000JPY
LiabilitiesCurrentYearInstant10524807000000JPY
Capital stockPrior1YearInstant31000000000JPY
Capital stockCurrentYearInstant31000000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2023-03-31pass
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2023-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass