Tokyo Tape
Sign in
← SBI Sumishin Net Bank

Annual report

7163.TEDINET S100R0WM
Period2022-04-01 → 2023-03-31
Filed2023-06-22
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 99
MetricValuePeriodScopeSource row
Ordinary income¥29.4bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥23.3bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥20.7bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥29.0bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Profit before tax¥22.9bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Net income (owners)¥19.9bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥17.1bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥13.9bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥19.9bn2022-04-01 → 2023-03-31Cons.Profit loss
Net income¥17.1bn2021-04-01 → 2022-03-31Cons.Profit loss
Total assets¥8.68Tat 2023-03-31Cons.Assets
Total assets¥8.53Tat 2022-03-31Cons.Assets
Total assets¥7.23Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥8.55Tat 2023-03-31Cons.Liabilities
Total liabilities¥8.39Tat 2022-03-31Cons.Liabilities
Net assets / equity¥131.7bnat 2023-03-31Cons.Net assets
Net assets / equity¥145.4bnat 2022-03-31Cons.Net assets
Net assets / equity¥134.2bnat 2021-03-31dCons.Net assets
Cash & equivalents¥1.10Tat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.51Tat 2021-03-31dCons.Cash and cash equivalents
Operating cash flow−¥949.8bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥462.1bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥268.1bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥312.8bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥205.6bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥39.8bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥30.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥632m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
EPS (basic)¥132.182022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.492021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.362020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥872.74at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥963.98at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥886.36at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio1.5%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE12.3%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees748at 2023-03-31Cons.Number of employees
Employees657at 2022-03-31Cons.Number of employees
Employees638at 2021-03-31dCons.Number of employees
Ordinary income¥29.0bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥22.3bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥20.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥18.7bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥17.9bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥28.7bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Profit before tax¥22.0bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Net income¥19.9bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥16.7bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥13.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥12.5bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥12.1bn2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Total assets¥8.68Tat 2023-03-31StandaloneAssets
Total assets¥8.53Tat 2022-03-31StandaloneAssets
Total assets¥7.20Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.37Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥5.56Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥8.55Tat 2023-03-31StandaloneLiabilities
Total liabilities¥8.39Tat 2022-03-31StandaloneLiabilities
Net assets / equity¥131.0bnat 2023-03-31StandaloneNet assets
Net assets / equity¥144.8bnat 2022-03-31StandaloneNet assets
Net assets / equity¥133.5bnat 2021-03-31dStandaloneNet assets
Net assets / equity¥118.8bnat 2020-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥106.9bnat 2019-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥131.92022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥110.612021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥92.182020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥8,274.842019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥8,029.952018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥198.952022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Net assets per share¥868.68at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥960.19at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥885.45at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥78,781.87at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥70,917.57at 2019-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio1.5%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.9%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.9%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE12.0%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE11.1%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE12.1%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued150,793,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees592at 2023-03-31StandaloneNumber of employees
Employees527at 2022-03-31StandaloneNumber of employees
Employees525at 2021-03-31dStandaloneNumber of employees
Employees549at 2020-03-31dStandaloneNumber of employees
Employees488at 2019-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 10
SegmentItemPeriodValue
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2023-03-31¥83m
Baa S Businessreportable segmentemployeesat 2023-03-3178 pure
Baa S Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥1.2bn
Digital Banking Businessreportable segmentemployeesat 2023-03-31670 pure
Digital Banking Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥28.1bn
Reconciling Itemsreconcilingsegment ordinary income2021-04-01 → 2022-03-31−¥34m
Baa S Businessreportable segmentsegment ordinary income2021-04-01 → 2022-03-31−¥1.8bn
Digital Banking Businessreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥25.1bn
Baa S Businessreportable segmentemployeesat 2023-03-3129 pure
Digital Banking Businessreportable segmentemployeesat 2023-03-31563 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,354
ItemContextValueUnit
Other other income oibnkCurrentYearDuration_NonConsolidatedMember90000000JPY
Ordinary expenses bnkPrior1YearDuration_NonConsolidatedMember56999000000JPY
Ordinary expenses bnkCurrentYearDuration_NonConsolidatedMember65008000000JPY
Interest expenses oebnkPrior1YearDuration_NonConsolidatedMember5736000000JPY
Interest expenses oebnkCurrentYearDuration_NonConsolidatedMember6693000000JPY
Interest on deposits oebnkPrior1YearDuration_NonConsolidatedMember2983000000JPY
Interest on deposits oebnkCurrentYearDuration_NonConsolidatedMember5443000000JPY
Interest on call money oebnkPrior1YearDuration_NonConsolidatedMember-12000000JPY
Interest on call money oebnkCurrentYearDuration_NonConsolidatedMember-29000000JPY
Interest on payables under repurchase agreements oebnkPrior1YearDuration_NonConsolidatedMember0JPY
Interest on payables under repurchase agreements oebnkCurrentYearDuration_NonConsolidatedMember75000000JPY
Interest on payables under securities lending transactions oebnkPrior1YearDuration_NonConsolidatedMember20000000JPY
Interest on payables under securities lending transactions oebnkCurrentYearDuration_NonConsolidatedMember19000000JPY
Interest on borrowings and rediscounts oebnkPrior1YearDuration_NonConsolidatedMember－JPY
Interest on borrowings and rediscounts oebnkCurrentYearDuration_NonConsolidatedMember0JPY
Interest on interest swaps oebnkPrior1YearDuration_NonConsolidatedMember2742000000JPY
Interest on interest swaps oebnkCurrentYearDuration_NonConsolidatedMember1182000000JPY
Other interest expenses oebnkPrior1YearDuration_NonConsolidatedMember2000000JPY
Other interest expenses oebnkCurrentYearDuration_NonConsolidatedMember2000000JPY
Fees and commissions payments oebnkPrior1YearDuration_NonConsolidatedMember22854000000JPY
Fees and commissions payments oebnkCurrentYearDuration_NonConsolidatedMember26554000000JPY
Fees and commissions on domestic and foreign exchanges oebnkPrior1YearDuration_NonConsolidatedMember2611000000JPY
Fees and commissions on domestic and foreign exchanges oebnkCurrentYearDuration_NonConsolidatedMember2138000000JPY
Other fees and commissions oebnkPrior1YearDuration_NonConsolidatedMember20242000000JPY
Other fees and commissions oebnkCurrentYearDuration_NonConsolidatedMember24415000000JPY
Other ordinary expenses oebnkPrior1YearDuration_NonConsolidatedMember710000000JPY
Other ordinary expenses oebnkCurrentYearDuration_NonConsolidatedMember1418000000JPY
Loss on sales of bonds oebnkPrior1YearDuration_NonConsolidatedMember710000000JPY
Loss on sales of bonds oebnkCurrentYearDuration_NonConsolidatedMember1313000000JPY
Other other operating expenses oebnkPrior1YearDuration_NonConsolidatedMember－JPY
Other other operating expenses oebnkCurrentYearDuration_NonConsolidatedMember105000000JPY
General and administrative expenses oebnkPrior1YearDuration_NonConsolidatedMember27442000000JPY
General and administrative expenses oebnkCurrentYearDuration_NonConsolidatedMember29604000000JPY
Other expenses oebnkPrior1YearDuration_NonConsolidatedMember256000000JPY
Other expenses oebnkCurrentYearDuration_NonConsolidatedMember738000000JPY
Provision of allowance for loan losses oebnkPrior1YearDuration_NonConsolidatedMember110000000JPY
Provision of allowance for loan losses oebnkCurrentYearDuration_NonConsolidatedMember394000000JPY
Losses on sales of stocks and other securities oebnkPrior1YearDuration_NonConsolidatedMember－JPY
Losses on sales of stocks and other securities oebnkCurrentYearDuration_NonConsolidatedMember258000000JPY
Loss on money held in trust oebnkPrior1YearDuration_NonConsolidatedMember11000000JPY
Loss on money held in trust oebnkCurrentYearDuration_NonConsolidatedMember9000000JPY
Other other expenses oebnkPrior1YearDuration_NonConsolidatedMember134000000JPY
Other other expenses oebnkCurrentYearDuration_NonConsolidatedMember74000000JPY
Ordinary incomePrior1YearDuration_NonConsolidatedMember22346000000JPY
Ordinary incomeCurrentYearDuration_NonConsolidatedMember29035000000JPY
Extraordinary lossPrior1YearDuration_NonConsolidatedMember299000000JPY
Extraordinary lossCurrentYearDuration_NonConsolidatedMember359000000JPY
Loss on disposal of noncurrent assets elPrior1YearDuration_NonConsolidatedMember2000000JPY
Loss on disposal of noncurrent assets elCurrentYearDuration_NonConsolidatedMember2000000JPY
Impairment loss elPrior1YearDuration_NonConsolidatedMember296000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2022-03-31pass rounding
balance sheet identityconsolidated 2023-03-31pass
balance sheet identitynon_consolidated 2022-03-31pass rounding
balance sheet identitynon_consolidated 2023-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass