Annual report
7163.TEDINET S100R0WM
Period2022-04-01 → 2023-03-31
Filed2023-06-22
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 99
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥29.4bn | 2022-04-01 → 2023-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥23.3bn | 2021-04-01 → 2022-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥20.7bn | 2020-04-01 → 2021-03-31d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥29.0bn | 2022-04-01 → 2023-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥22.9bn | 2021-04-01 → 2022-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥19.9bn | 2022-04-01 → 2023-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥17.1bn | 2021-04-01 → 2022-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥13.9bn | 2020-04-01 → 2021-03-31d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥19.9bn | 2022-04-01 → 2023-03-31 | Cons. | Profit loss |
| Net income | ¥17.1bn | 2021-04-01 → 2022-03-31 | Cons. | Profit loss |
| Total assets | ¥8.68T | at 2023-03-31 | Cons. | Assets |
| Total assets | ¥8.53T | at 2022-03-31 | Cons. | Assets |
| Total assets | ¥7.23T | at 2021-03-31d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥8.55T | at 2023-03-31 | Cons. | Liabilities |
| Total liabilities | ¥8.39T | at 2022-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥131.7bn | at 2023-03-31 | Cons. | Net assets |
| Net assets / equity | ¥145.4bn | at 2022-03-31 | Cons. | Net assets |
| Net assets / equity | ¥134.2bn | at 2021-03-31d | Cons. | Net assets |
| Cash & equivalents | ¥1.10T | at 2023-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.77T | at 2022-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.51T | at 2021-03-31d | Cons. | Cash and cash equivalents |
| Operating cash flow | −¥949.8bn | 2022-04-01 → 2023-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥462.1bn | 2021-04-01 → 2022-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥268.1bn | 2020-04-01 → 2021-03-31d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | ¥312.8bn | 2022-04-01 → 2023-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥205.6bn | 2021-04-01 → 2022-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥39.8bn | 2020-04-01 → 2021-03-31d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥30.0bn | 2022-04-01 → 2023-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥632m | 2021-04-01 → 2022-03-31 | Cons. | Net cash provided by used in financing activities |
| EPS (basic) | ¥132.18 | 2022-04-01 → 2023-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥113.49 | 2021-04-01 → 2022-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥92.36 | 2020-04-01 → 2021-03-31d | Cons. | Basic earnings loss per share (5-year summary) |
| Net assets per share | ¥872.74 | at 2023-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥963.98 | at 2022-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥886.36 | at 2021-03-31d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 1.5% | at 2023-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.7% | at 2022-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2021-03-31d | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 14.4% | 2022-04-01 → 2023-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 12.3% | 2021-04-01 → 2022-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 11.0% | 2020-04-01 → 2021-03-31d | Cons. | Rate of return on equity (5-year summary) |
| Employees | 748 | at 2023-03-31 | Cons. | Number of employees |
| Employees | 657 | at 2022-03-31 | Cons. | Number of employees |
| Employees | 638 | at 2021-03-31d | Cons. | Number of employees |
| Ordinary income | ¥29.0bn | 2022-04-01 → 2023-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥22.3bn | 2021-04-01 → 2022-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥20.6bn | 2020-04-01 → 2021-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥18.7bn | 2019-04-01 → 2020-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥17.9bn | 2018-04-01 → 2019-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥28.7bn | 2022-04-01 → 2023-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥22.0bn | 2021-04-01 → 2022-03-31 | Standalone | Income before income taxes |
| Net income | ¥19.9bn | 2022-04-01 → 2023-03-31 | Standalone | Profit loss |
| Net income | ¥16.7bn | 2021-04-01 → 2022-03-31 | Standalone | Profit loss |
| Net income | ¥13.9bn | 2020-04-01 → 2021-03-31d | Standalone | Net income loss (5-year summary) |
| Net income | ¥12.5bn | 2019-04-01 → 2020-03-31d | Standalone | Net income loss (5-year summary) |
| Net income | ¥12.1bn | 2018-04-01 → 2019-03-31d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥8.68T | at 2023-03-31 | Standalone | Assets |
| Total assets | ¥8.53T | at 2022-03-31 | Standalone | Assets |
| Total assets | ¥7.20T | at 2021-03-31d | Standalone | Total assets (5-year summary) |
| Total assets | ¥6.37T | at 2020-03-31d | Standalone | Total assets (5-year summary) |
| Total assets | ¥5.56T | at 2019-03-31d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥8.55T | at 2023-03-31 | Standalone | Liabilities |
| Total liabilities | ¥8.39T | at 2022-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥131.0bn | at 2023-03-31 | Standalone | Net assets |
| Net assets / equity | ¥144.8bn | at 2022-03-31 | Standalone | Net assets |
| Net assets / equity | ¥133.5bn | at 2021-03-31d | Standalone | Net assets |
| Net assets / equity | ¥118.8bn | at 2020-03-31d | Standalone | Net assets (5-year summary) |
| Net assets / equity | ¥106.9bn | at 2019-03-31d | Standalone | Net assets (5-year summary) |
| EPS (basic) | ¥131.9 | 2022-04-01 → 2023-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥110.61 | 2021-04-01 → 2022-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥92.18 | 2020-04-01 → 2021-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥8,274.84 | 2019-04-01 → 2020-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥8,029.95 | 2018-04-01 → 2019-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| Dividend per share | ¥198.95 | 2022-04-01 → 2023-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Net assets per share | ¥868.68 | at 2023-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥960.19 | at 2022-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥885.45 | at 2021-03-31d | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥78,781.87 | at 2020-03-31d | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥70,917.57 | at 2019-03-31d | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 1.5% | at 2023-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.7% | at 2022-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2021-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2020-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2019-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 14.4% | 2022-04-01 → 2023-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 12.0% | 2021-04-01 → 2022-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 11.0% | 2020-04-01 → 2021-03-31d | Standalone | Rate of return on equity (5-year summary) |
| ROE | 11.1% | 2019-04-01 → 2020-03-31d | Standalone | Rate of return on equity (5-year summary) |
| ROE | 12.1% | 2018-04-01 → 2019-03-31d | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 150,793,000 | at 2023-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 150,793,000 | at 2022-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 1,507,000 | at 2021-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 1,507,000 | at 2020-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 1,507,000 | at 2019-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 592 | at 2023-03-31 | Standalone | Number of employees |
| Employees | 527 | at 2022-03-31 | Standalone | Number of employees |
| Employees | 525 | at 2021-03-31d | Standalone | Number of employees |
| Employees | 549 | at 2020-03-31d | Standalone | Number of employees |
| Employees | 488 | at 2019-03-31d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 10
| Segment | Item | Period | Value |
|---|---|---|---|
| Reconciling Itemsreconciling | segment ordinary income | 2022-04-01 → 2023-03-31 | ¥83m |
| Baa S Businessreportable segment | employees | at 2023-03-31 | 78 pure |
| Baa S Businessreportable segment | segment ordinary income | 2022-04-01 → 2023-03-31 | ¥1.2bn |
| Digital Banking Businessreportable segment | employees | at 2023-03-31 | 670 pure |
| Digital Banking Businessreportable segment | segment ordinary income | 2022-04-01 → 2023-03-31 | ¥28.1bn |
| Reconciling Itemsreconciling | segment ordinary income | 2021-04-01 → 2022-03-31 | −¥34m |
| Baa S Businessreportable segment | segment ordinary income | 2021-04-01 → 2022-03-31 | −¥1.8bn |
| Digital Banking Businessreportable segment | segment ordinary income | 2021-04-01 → 2022-03-31 | ¥25.1bn |
| Baa S Businessreportable segment | employees | at 2023-03-31 | 29 pure |
| Digital Banking Businessreportable segment | employees | at 2023-03-31 | 563 pure |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,354
| Item | Context | Value | Unit |
|---|---|---|---|
| Increase decrease in allowance for loan losses ope cfbnk | CurrentYearDuration | 446000000 | JPY |
| Increase decrease in provision for bonuses ope cf | Prior1YearDuration | 319000000 | JPY |
| Increase decrease in provision for bonuses ope cf | CurrentYearDuration | -83000000 | JPY |
| Increase decrease in reserve for financial products transaction liabilities ope cfsec | Prior1YearDuration | 0 | JPY |
| Increase decrease in reserve for financial products transaction liabilities ope cfsec | CurrentYearDuration | 2000000 | JPY |
| Increase decrease in provision for directors retirement benefits ope cf | Prior1YearDuration | -321000000 | JPY |
| Increase decrease in provision for directors retirement benefits ope cf | CurrentYearDuration | -122000000 | JPY |
| Increase decrease in provision for reimbursement of deposits ope cfbnk | Prior1YearDuration | 14000000 | JPY |
| Increase decrease in provision for reimbursement of deposits ope cfbnk | CurrentYearDuration | 0 | JPY |
| Increase decrease in provision for point card certificates ope cf | Prior1YearDuration | 124000000 | JPY |
| Increase decrease in provision for point card certificates ope cf | CurrentYearDuration | 188000000 | JPY |
| Gain on fund management ope cfbnk | Prior1YearDuration | -42401000000 | JPY |
| Gain on fund management ope cfbnk | CurrentYearDuration | -47481000000 | JPY |
| Financing expenses ope cfbnk | Prior1YearDuration | 5804000000 | JPY |
| Financing expenses ope cfbnk | CurrentYearDuration | 6706000000 | JPY |
| Loss gain related to securities ope cfbnk | Prior1YearDuration | -2486000000 | JPY |
| Loss gain related to securities ope cfbnk | CurrentYearDuration | -444000000 | JPY |
| Loss gain on money held in trust ope cfbnk | Prior1YearDuration | 11000000 | JPY |
| Loss gain on money held in trust ope cfbnk | CurrentYearDuration | 9000000 | JPY |
| Loss gain on disposal of noncurrent assets ope cf | Prior1YearDuration | 2000000 | JPY |
| Loss gain on disposal of noncurrent assets ope cf | CurrentYearDuration | 2000000 | JPY |
| Net decrease increase in loans and bills discounted ope cfbnk | Prior1YearDuration | -806144000000 | JPY |
| Net decrease increase in loans and bills discounted ope cfbnk | CurrentYearDuration | -1204039000000 | JPY |
| Net increase decrease in deposit ope cfbnk | Prior1YearDuration | 820887000000 | JPY |
| Net increase decrease in deposit ope cfbnk | CurrentYearDuration | 862827000000 | JPY |
| Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnk | Prior1YearDuration | 189766000000 | JPY |
| Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnk | CurrentYearDuration | -486400000000 | JPY |
| Net decrease increase in call loans ope cfbnk | Prior1YearDuration | -6759000000 | JPY |
| Net decrease increase in call loans ope cfbnk | CurrentYearDuration | 45668000000 | JPY |
| Net increase decrease in call money ope cfbnk | Prior1YearDuration | -31000000000 | JPY |
| Net increase decrease in call money ope cfbnk | CurrentYearDuration | 14000000000 | JPY |
| Net increase decrease in payables under securities lending transactions ope cfbnk | Prior1YearDuration | 292823000000 | JPY |
| Net increase decrease in payables under securities lending transactions ope cfbnk | CurrentYearDuration | -223963000000 | JPY |
| Net decrease increase in foreign exchanges assets ope cfbnk | Prior1YearDuration | -559000000 | JPY |
| Net decrease increase in foreign exchanges assets ope cfbnk | CurrentYearDuration | 13867000000 | JPY |
| Net increase decrease in foreign exchanges liabilities ope cfbnk | Prior1YearDuration | 788000000 | JPY |
| Net increase decrease in foreign exchanges liabilities ope cfbnk | CurrentYearDuration | -725000000 | JPY |
| Proceeds from fund management ope cfbnk | Prior1YearDuration | 43414000000 | JPY |
| Proceeds from fund management ope cfbnk | CurrentYearDuration | 48780000000 | JPY |
| Payments for finance ope cfbnk | Prior1YearDuration | -5997000000 | JPY |
| Payments for finance ope cfbnk | CurrentYearDuration | -5126000000 | JPY |
| Other net ope cf | Prior1YearDuration | -17526000000 | JPY |
| Other net ope cf | CurrentYearDuration | -4066000000 | JPY |
| Subtotal ope cf | Prior1YearDuration | 469355000000 | JPY |
| Subtotal ope cf | CurrentYearDuration | -944031000000 | JPY |
| Income taxes paid ope cf | Prior1YearDuration | -7208000000 | JPY |
| Income taxes paid ope cf | CurrentYearDuration | -5756000000 | JPY |
| Net cash provided by used in operating activities | Prior1YearDuration | 462147000000 | JPY |
| Net cash provided by used in operating activities | CurrentYearDuration | -949788000000 | JPY |
| Purchase of securities inv cfbnk | Prior1YearDuration | -742144000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 20 of 20 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |