Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-14
StandardJapan GAAP
ConsolidatedYes
Data checks26 of 26 passed
Key figures · 124
MetricValuePeriodScopeSource row
Ordinary income¥1.5bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥2.1bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥2.2bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income−¥22.3bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥2.0bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥1.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥2.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥1.5bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.6bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.4bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)−¥23.5bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.5bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.5bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥1.4bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥2.58Tat 2025-09-30Cons.Assets
Total assets¥2.48Tat 2025-03-31Cons.Assets
Total assets¥2.56Tat 2024-09-30Cons.Assets
Total assets¥2.68Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥2.67Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥2.49Tat 2025-09-30Cons.Liabilities
Total liabilities¥2.39Tat 2025-03-31Cons.Liabilities
Total liabilities¥2.47Tat 2024-09-30Cons.Liabilities
Net assets / equity¥85.6bnat 2025-09-30Cons.Net assets
Net assets / equity¥82.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥83.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥83.6bnat 2024-03-31vCons.Net assets
Net assets / equity¥95.9bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥251.8bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥166.6bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥264.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥356.9bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥224.8bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥90.2bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥190.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥112.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥13.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥16.4bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥4.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥40m2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥20.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥129.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥2.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥145m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥73m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥39m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow¥19.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥17.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥55.422025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.152024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥52.892024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥-1,023.152023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥70.912023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥6.942025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥7.592024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥7.682024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥8.992023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥278.17at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥166.67at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥212.35at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥201.72at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥825.26at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.3%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio3.6%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,405at 2025-09-30Cons.Number of employees
Employees1,385at 2025-03-31Cons.Number of employees
Employees1,430at 2024-09-30Cons.Number of employees
Employees1,418at 2024-03-31vCons.Number of employees
Employees1,470at 2023-09-30dCons.Number of employees
Revenue¥284m2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥369m2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥186m2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥672m2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥453m2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥118m2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥22m2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥119m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥25m2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥24m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥306m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥285m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥119m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥24m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥118m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥16m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥16m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥294m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥280m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥118.1bnat 2025-09-30StandaloneAssets
Total assets¥118.1bnat 2025-03-31StandaloneAssets
Total assets¥118.1bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥118.1bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥116.1bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥43mat 2025-09-30StandaloneLiabilities
Total liabilities¥49mat 2025-03-31StandaloneLiabilities
Net assets / equity¥118.0bnat 2025-09-30StandaloneNet assets
Net assets / equity¥118.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥118.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥118.0bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥116.1bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥978mat 2025-09-30StandaloneCash and deposits
Cash and deposits¥1.0bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥02025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥52024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥02024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥02023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥02023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio100.0%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio100.0%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio100.0%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio100.0%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio100.0%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued26,840,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued26,840,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued26,840,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued26,840,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued21,540,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2at 2025-09-30StandaloneNumber of employees
Employees2at 2025-03-31StandaloneNumber of employees
Employees2at 2024-09-30StandaloneNumber of employees
Employees2at 2024-03-31vStandaloneNumber of employees
Employees2at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 68
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥4m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥16m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥350m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥365m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥22.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥73m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥1m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥429m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥27.3bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥1m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥341m
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥761m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥18.1bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥29m
Bankingreportable segmentsegment assetsat 2025-09-30¥2.56T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.2bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥13m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥11m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥3.1bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥34m
Leasingreportable segmentsegment assetsat 2025-09-30¥16.5bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥161m
—segment totalcapex2025-04-01 → 2025-09-30¥355m
—segment totaldepreciation2025-04-01 → 2025-09-30¥772m
—segment totalrevenue external2025-04-01 → 2025-09-30¥21.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥63m
—segment totalsegment assetsat 2025-09-30¥2.58T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥360m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥789m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥21.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥429m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥2.60T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥7m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥25m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥288m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥383m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥26.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30−¥14m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30¥0
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥444m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥30.8bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30¥0
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥392m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥780m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥15.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥29m
Bankingreportable segmentsegment assetsat 2024-09-30¥2.55T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥2.0bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥0
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥11m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥3.1bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥31m
Leasingreportable segmentsegment assetsat 2024-09-30¥17.3bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥200m
—segment totalcapex2024-04-01 → 2024-09-30¥392m
—segment totaldepreciation2024-04-01 → 2024-09-30¥792m
—segment totalrevenue external2024-04-01 → 2024-09-30¥18.9bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥61m
—segment totalsegment assetsat 2024-09-30¥2.56T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥2.2bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥399m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥817m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥19.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥444m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥2.59T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥2.2bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,137
ItemContextValueUnit
Number of voting rights issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember264331
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesLessThanOneUnitMember351263
Number of shares issued shares voting rightsInterimInstant72840263
Number of voting rights issued shares voting rightsInterimInstant264331
Number of shares held in own name treasury shares etcInterimInstant_Row1Member55900
Number of shares held in others names treasury shares etcInterimInstant_Row1Member-
Total number of shares held treasury shares etcInterimInstant_Row1Member55900
Shareholding ratio treasury shares etcInterimInstant_Row1Member0.0007
Number of shares held in own name treasury shares etcInterimInstant55900
Number of shares held in others names treasury shares etcInterimInstant-
Total number of shares held treasury shares etcInterimInstant55900
Shareholding ratio treasury shares etcInterimInstant0.0007
Cash and due from banks assets bnkPrior1YearInstant168160000000JPY
Cash and due from banks assets bnkInterimInstant253634000000JPY
Monetary claims bought assets bnkPrior1YearInstant740000000JPY
Monetary claims bought assets bnkInterimInstant728000000JPY
Money held in trust assets bnkPrior1YearInstant201000000JPY
Money held in trust assets bnkInterimInstant208000000JPY
Securities assets bnkPrior1YearInstant362619000000JPY
Securities assets bnkInterimInstant367221000000JPY
Loans and bills discounted assets bnkPrior1YearInstant1923147000000JPY
Loans and bills discounted assets bnkInterimInstant1928379000000JPY
Lease receivables and investment assets caPrior1YearInstant11306000000JPY
Lease receivables and investment assets caInterimInstant11365000000JPY
Other assets assets bnkPrior1YearInstant11045000000JPY
Other assets assets bnkInterimInstant13356000000JPY
Property plant and equipmentPrior1YearInstant19117000000JPY
Property plant and equipmentInterimInstant18721000000JPY
Intangible assetsPrior1YearInstant1244000000JPY
Intangible assetsInterimInstant1065000000JPY
Net defined benefit assetPrior1YearInstant5694000000JPY
Net defined benefit assetInterimInstant5840000000JPY
Deferred tax assetsPrior1YearInstant207000000JPY
Deferred tax assetsInterimInstant195000000JPY
Customers liabilities for acceptances and guarantees assets bnkPrior1YearInstant5600000000JPY
Customers liabilities for acceptances and guarantees assets bnkInterimInstant5645000000JPY
Allowance for loan losses assets bnkPrior1YearInstant-32437000000JPY
Allowance for loan losses assets bnkInterimInstant-30307000000JPY
AssetsPrior1YearInstant2476647000000JPY
AssetsInterimInstant2576055000000JPY
Deposits liabilities bnkPrior1YearInstant2129922000000JPY
Deposits liabilities bnkInterimInstant2209935000000JPY
Negotiable certificates of deposit liabilities bnkPrior1YearInstant153320000000JPY
Negotiable certificates of deposit liabilities bnkInterimInstant149909000000JPY
Borrowed money liabilities bnkPrior1YearInstant82930000000JPY
Borrowed money liabilities bnkInterimInstant99593000000JPY
Other liabilities liabilities bnkPrior1YearInstant18604000000JPY
Other liabilities liabilities bnkInterimInstant21710000000JPY
Provision for bonusesPrior1YearInstant758000000JPY
Provision for bonusesInterimInstant770000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 26 of 26 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass