Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-23
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥417m2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥858m2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥531m2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥415m2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥285m2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥426m2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥798m2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥370m2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥609m2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥419m2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥418m2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥294m2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥371m2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥609m2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥563.2bnat 2026-03-31Cons.Assets
Total assets¥568.8bnat 2025-03-31Cons.Assets
Total assets¥534.2bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥503.8bnat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥523.1bnat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥550.8bnat 2026-03-31Cons.Liabilities
Total liabilities¥553.8bnat 2025-03-31Cons.Liabilities
Net assets / equity¥12.4bnat 2026-03-31Cons.Net assets
Net assets / equity¥14.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥18.7bnat 2024-03-31vCons.Net assets
Net assets / equity¥17.0bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥14.0bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥25.2bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥46.1bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥33.2bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥27.7bnat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥46.4bnat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥4.2bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥18.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥6.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥27.6bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥19.0bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥16.5bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥794m2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥3.0bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.5bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥199m2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥227m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥173m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥5.8bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥106m2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥30.982025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥60.382024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥37.412023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥45.962022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.122021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥17.062025-04-01 → 2026-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥27.452024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥20.522023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥31.232022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥29.922021-04-01 → 2022-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥651.41at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥963.9at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,409.01at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,207.54at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,572.56at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio2.2%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.6%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.5%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio3.4%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio2.7%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE2.7%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE3.6%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE2.4%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE2.7%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE1.8%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees316at 2026-03-31Cons.Number of employees
Employees319at 2025-03-31Cons.Number of employees
Employees316at 2024-03-31vCons.Number of employees
Employees325at 2023-03-31vCons.Number of employees
Employees309at 2022-03-31vCons.Number of employees
Ordinary income¥385m2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥809m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥463m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥358m2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥260m2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥393m2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥749m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥342m2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥580m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥389m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥384m2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥280m2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥561.1bnat 2026-03-31StandaloneAssets
Total assets¥567.0bnat 2025-03-31StandaloneAssets
Total assets¥532.1bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥501.9bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥521.1bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥550.2bnat 2026-03-31StandaloneLiabilities
Total liabilities¥553.2bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥10.9bnat 2026-03-31StandaloneNet assets
Net assets / equity¥13.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥17.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥15.9bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥12.9bnat 2022-03-31vStandaloneNet assets (5-year summary)
EPS (basic)¥27.482025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥56.922024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥33.772023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥41.872022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥32.372021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.742025-04-01 → 2026-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥26.162024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥19.052023-04-01 → 2024-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥28.692022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥28.452021-04-01 → 2022-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥102025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥479.39at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥819.61at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,257.63at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,077.11at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,441.58at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio1.9%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio2.4%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio3.2%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio2.5%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE2.8%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE3.7%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE2.3%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE2.7%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE1.9%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued8,416,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees308at 2026-03-31StandaloneNumber of employees
Employees312at 2025-03-31StandaloneNumber of employees
Employees308at 2024-03-31vStandaloneNumber of employees
Employees317at 2023-03-31vStandaloneNumber of employees
Employees301at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 62
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2026-03-31¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2026-03-31¥0
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2026-03-31−¥1m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥105m
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥4.6bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2026-03-31−¥14m
Bankingreportable segmentcapex2025-04-01 → 2026-03-31¥243m
Bankingreportable segmentdepreciation2025-04-01 → 2026-03-31¥623m
Bankingreportable segmentemployeesat 2026-03-31308 pure
Bankingreportable segmentrevenue external2025-04-01 → 2026-03-31¥9.8bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥44m
Bankingreportable segmentsegment assetsat 2026-03-31¥561.2bn
Bankingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥379m
Leasingreportable segmentcapex2025-04-01 → 2026-03-31¥24m
Leasingreportable segmentdepreciation2025-04-01 → 2026-03-31¥42m
Leasingreportable segmentemployeesat 2026-03-318 pure
Leasingreportable segmentrevenue external2025-04-01 → 2026-03-31¥2.5bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥61m
Leasingreportable segmentsegment assetsat 2026-03-31¥6.5bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥52m
—segment totalcapex2025-04-01 → 2026-03-31¥268m
—segment totaldepreciation2025-04-01 → 2026-03-31¥665m
—segment totalrevenue external2025-04-01 → 2026-03-31¥12.2bn
—segment totalrevenue intersegment2025-04-01 → 2026-03-31¥105m
—segment totalsegment assetsat 2026-03-31¥567.7bn
—segment totalsegment ordinary income2025-04-01 → 2026-03-31¥431m
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2026-03-31¥268m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2026-03-31¥665m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2026-03-31¥12.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2026-03-31¥105m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2026-03-31¥567.7bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2026-03-31¥432m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥1m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥1m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31¥0
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥87m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥3.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥11m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥574m
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥541m
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥8.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥36m
Bankingreportable segmentsegment assetsat 2025-03-31¥567.0bn
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥809m
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥0
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥43m
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥2.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥51m
Leasingreportable segmentsegment assetsat 2025-03-31¥5.7bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥58m
—segment totalcapex2024-04-01 → 2025-03-31¥574m
—segment totaldepreciation2024-04-01 → 2025-03-31¥584m
—segment totalrevenue external2024-04-01 → 2025-03-31¥10.3bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥87m
—segment totalsegment assetsat 2025-03-31¥572.7bn
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥867m
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥574m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥584m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥10.3bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥87m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥572.7bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥869m

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,876
ItemContextValueUnit
General and administrative expenses oebnkPrior1YearDuration4717000000JPY
General and administrative expenses oebnkCurrentYearDuration5721000000JPY
Other expenses oebnkPrior1YearDuration2450000000JPY
Other expenses oebnkCurrentYearDuration2593000000JPY
Provision of allowance for loan losses oebnkPrior1YearDuration154000000JPY
Provision of allowance for loan losses oebnkCurrentYearDuration213000000JPY
Other other expenses oebnkPrior1YearDuration2295000000JPY
Other other expenses oebnkCurrentYearDuration2380000000JPY
Ordinary incomePrior1YearDuration858000000JPY
Ordinary incomeCurrentYearDuration417000000JPY
Extraordinary incomePrior1YearDuration13000000JPY
Extraordinary incomeCurrentYearDuration16000000JPY
Gain on disposal of noncurrent assets eiPrior1YearDuration-JPY
Gain on disposal of noncurrent assets eiCurrentYearDuration16000000JPY
State subsidy eiPrior1YearDuration13000000JPY
State subsidy eiCurrentYearDuration-JPY
Extraordinary lossPrior1YearDuration73000000JPY
Extraordinary lossCurrentYearDuration8000000JPY
Loss on disposal of noncurrent assets elPrior1YearDuration0JPY
Loss on disposal of noncurrent assets elCurrentYearDuration8000000JPY
Impairment loss elPrior1YearDuration59000000JPY
Impairment loss elCurrentYearDuration-JPY
Loss on reduction of noncurrent assets elPrior1YearDuration13000000JPY
Loss on reduction of noncurrent assets elCurrentYearDuration-JPY
Income before income taxesPrior1YearDuration798000000JPY
Income before income taxesCurrentYearDuration426000000JPY
Income taxes currentPrior1YearDuration129000000JPY
Income taxes currentCurrentYearDuration21000000JPY
Income taxes deferredPrior1YearDuration58000000JPY
Income taxes deferredCurrentYearDuration32000000JPY
Income taxesPrior1YearDuration188000000JPY
Income taxesCurrentYearDuration54000000JPY
Profit lossPrior1YearDuration609000000JPY
Profit lossCurrentYearDuration371000000JPY
Profit loss attributable to non controlling interestsPrior1YearDuration0JPY
Profit loss attributable to non controlling interestsCurrentYearDuration0JPY
Profit loss attributable to owners of parentPrior1YearDuration609000000JPY
Profit loss attributable to owners of parentCurrentYearDuration370000000JPY
Profit lossPrior1YearDuration609000000JPY
Profit lossCurrentYearDuration371000000JPY
Other comprehensive incomePrior1YearDuration-4120000000JPY
Other comprehensive incomeCurrentYearDuration-2742000000JPY
Valuation difference on available for sale securities net of tax ociPrior1YearDuration-4021000000JPY
Valuation difference on available for sale securities net of tax ociCurrentYearDuration-2938000000JPY
Revaluation reserve for land net of tax ociPrior1YearDuration-5000000JPY
Revaluation reserve for land net of tax ociCurrentYearDuration-JPY
Remeasurements of defined benefit plans net of tax ociPrior1YearDuration-94000000JPY
Remeasurements of defined benefit plans net of tax ociCurrentYearDuration195000000JPY
Comprehensive incomePrior1YearDuration-3510000000JPY
Comprehensive incomeCurrentYearDuration-2371000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2026-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass