Half-year report · HY

Period2024-04-01 → 2024-09-30
Filed2024-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥605m2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥531m2023-04-01 → 2024-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥377m2023-04-01 → 2023-09-30Cons.Ordinary income
Ordinary income¥415m2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥318m2022-04-01 → 2022-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥605m2024-04-01 → 2024-09-30Cons.Income before income taxes
Profit before tax¥378m2023-04-01 → 2023-09-30Cons.Income before income taxes
Net income (owners)¥502m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥419m2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥290m2023-04-01 → 2023-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥418m2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥274m2022-04-01 → 2022-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥502m2024-04-01 → 2024-09-30Cons.Profit loss
Net income¥290m2023-04-01 → 2023-09-30Cons.Profit loss
Total assets¥559.5bnat 2024-09-30Cons.Assets
Total assets¥534.2bnat 2024-03-31Cons.Assets
Total assets¥506.3bnat 2023-09-30Cons.Assets
Total assets¥503.8bnat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥514.1bnat 2022-09-30dCons.Total assets (5-year summary)
Total liabilities¥540.3bnat 2024-09-30Cons.Liabilities
Total liabilities¥515.5bnat 2024-03-31Cons.Liabilities
Total liabilities¥489.5bnat 2023-09-30Cons.Liabilities
Net assets / equity¥19.1bnat 2024-09-30Cons.Net assets
Net assets / equity¥18.7bnat 2024-03-31Cons.Net assets
Net assets / equity¥16.8bnat 2023-09-30Cons.Net assets
Net assets / equity¥17.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥11.0bnat 2022-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥31.1bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥33.2bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥30.9bnat 2023-09-30Cons.Cash and cash equivalents
Cash & equivalents¥27.7bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥56.7bnat 2022-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥10.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥6.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥8.4bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥27.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥693m2022-04-01 → 2022-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥12.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥794m2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥11.6bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥3.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥9.6bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥129m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥173m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥74m2023-04-01 → 2023-09-30Cons.Net cash provided by used in financing activities
Financing cash flow¥5.8bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥50m2022-04-01 → 2022-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥53.982024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥37.412023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥28.392023-04-01 → 2023-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥45.962022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥32.362022-04-01 → 2022-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥22.882024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥20.522023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥13.882023-04-01 → 2023-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥31.232022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥27.252022-04-01 → 2022-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,472.16at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,409.01at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,186.81at 2023-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,207.54at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥1,202.24at 2022-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.4%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.5%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2023-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.4%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio2.1%at 2022-09-30dCons.Equity to asset ratio (5-year summary)
Employees326at 2024-09-30Cons.Number of employees
Employees316at 2024-03-31Cons.Number of employees
Employees335at 2023-09-30Cons.Number of employees
Employees325at 2023-03-31dCons.Number of employees
Employees335at 2022-09-30dCons.Number of employees
Ordinary income¥593m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥463m2023-04-01 → 2024-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥346m2023-04-01 → 2023-09-30StandaloneOrdinary income
Ordinary income¥358m2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥283m2022-04-01 → 2022-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥593m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Profit before tax¥348m2023-04-01 → 2023-09-30StandaloneIncome before income taxes
Net income¥498m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥389m2023-04-01 → 2024-03-31StandaloneNet income loss (5-year summary)
Net income¥272m2023-04-01 → 2023-09-30StandaloneProfit loss
Net income¥384m2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥254m2022-04-01 → 2022-09-30dStandaloneNet income loss (5-year summary)
Total assets¥557.5bnat 2024-09-30StandaloneAssets
Total assets¥532.1bnat 2024-03-31StandaloneAssets
Total assets¥504.4bnat 2023-09-30StandaloneTotal assets (5-year summary)
Total assets¥501.9bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥512.0bnat 2022-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥539.6bnat 2024-09-30StandaloneLiabilities
Total liabilities¥514.7bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥17.9bnat 2024-09-30StandaloneNet assets
Net assets / equity¥17.4bnat 2024-03-31StandaloneNet assets
Net assets / equity¥15.7bnat 2023-09-30StandaloneNet assets
Net assets / equity¥15.9bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥9.9bnat 2022-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥52024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52023-04-01 → 2023-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥52022-04-01 → 2022-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio3.2%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.1%at 2023-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.2%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.9%at 2022-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued8,416,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2023-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued8,416,000at 2022-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees319at 2024-09-30StandaloneNumber of employees
Employees308at 2024-03-31StandaloneNumber of employees
Employees327at 2023-09-30StandaloneNumber of employees
Employees317at 2023-03-31dStandaloneNumber of employees
Employees327at 2022-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 60
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥0
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥0
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥48m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥3.5bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥11m
jpcrp040300-q2r_E03679-000Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥234m
jpcrp040300-q2r_E03679-000Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥262m
jpcrp040300-q2r_E03679-000Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥4.0bn
jpcrp040300-q2r_E03679-000Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥23m
jpcrp040300-q2r_E03679-000Bankingreportable segmentsegment assetsat 2024-09-30¥557.5bn
jpcrp040300-q2r_E03679-000Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥593m
jpcrp040300-q2r_E03679-000Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥0
jpcrp040300-q2r_E03679-000Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥22m
jpcrp040300-q2r_E03679-000Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥1.2bn
jpcrp040300-q2r_E03679-000Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥25m
jpcrp040300-q2r_E03679-000Leasingreportable segmentsegment assetsat 2024-09-30¥5.5bn
jpcrp040300-q2r_E03679-000Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥23m
—segment totalcapex2024-04-01 → 2024-09-30¥234m
—segment totaldepreciation2024-04-01 → 2024-09-30¥285m
—segment totalrevenue external2024-04-01 → 2024-09-30¥5.2bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥48m
—segment totalsegment assetsat 2024-09-30¥563.0bn
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥616m
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥234m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥285m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥5.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥48m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥563.0bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥617m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2023-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2023-09-30¥0
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2023-09-30¥0
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2023-09-30−¥40m
Reconciling Itemsreconcilingsegment assetsat 2023-09-30−¥3.2bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2023-09-30−¥6m
jpcrp040300-q2r_E03679-000Bankingreportable segmentcapex2023-04-01 → 2023-09-30¥160m
jpcrp040300-q2r_E03679-000Bankingreportable segmentdepreciation2023-04-01 → 2023-09-30¥260m
jpcrp040300-q2r_E03679-000Bankingreportable segmentrevenue external2023-04-01 → 2023-09-30¥3.4bn
jpcrp040300-q2r_E03679-000Bankingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥18m
jpcrp040300-q2r_E03679-000Bankingreportable segmentsegment assetsat 2023-09-30¥504.4bn
jpcrp040300-q2r_E03679-000Bankingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥346m
jpcrp040300-q2r_E03679-000Leasingreportable segmentcapex2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03679-000Leasingreportable segmentdepreciation2023-04-01 → 2023-09-30¥18m
jpcrp040300-q2r_E03679-000Leasingreportable segmentrevenue external2023-04-01 → 2023-09-30¥1.0bn
jpcrp040300-q2r_E03679-000Leasingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥21m
jpcrp040300-q2r_E03679-000Leasingreportable segmentsegment assetsat 2023-09-30¥5.2bn
jpcrp040300-q2r_E03679-000Leasingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥36m
—segment totalcapex2023-04-01 → 2023-09-30¥160m
—segment totaldepreciation2023-04-01 → 2023-09-30¥278m
—segment totalrevenue external2023-04-01 → 2023-09-30¥4.4bn
—segment totalrevenue intersegment2023-04-01 → 2023-09-30¥40m
—segment totalsegment assetsat 2023-09-30¥509.6bn
—segment totalsegment ordinary income2023-04-01 → 2023-09-30¥383m
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2023-09-30¥160m
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2023-09-30¥278m
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2023-09-30¥4.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2023-09-30¥40m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-09-30¥509.6bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2023-09-30¥383m

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,272
ItemContextValueUnit
Document typeFilingDateInstant
Original text (Japanese)第四号の三様式
Accounting standardsFilingDateInstantJapan GAAP
Whether consolidated financial statements are preparedFilingDateInstanttrue
Industry code when consolidated financial statements are prepared in accordance with industry specific regulationsFilingDateInstantbnk
Industry code when financial statements are prepared in accordance with industry specific regulationsFilingDateInstantbnk
Current fiscal year start dateFilingDateInstant2024-04-01
Current period end dateFilingDateInstant2024-09-30
Type of current periodFilingDateInstantHY
Current fiscal year end dateFilingDateInstant2025-03-31
Previous fiscal year start dateFilingDateInstant2023-04-01
Comparative period end dateFilingDateInstant2023-09-30
Previous fiscal year end dateFilingDateInstant2024-03-31
Next fiscal year start dateFilingDateInstant-
End date of quarterly or semi annual period of next fiscal yearFilingDateInstant-
Amendment flagFilingDateInstantfalse
Identification of document subject to amendmentFilingDateInstant-
Report amendment flagFilingDateInstantfalse
Xbrl amendment flagFilingDateInstantfalse
Business results of group (text)FilingDateInstantText · Plus
Business results of reporting company (text)FilingDateInstantText · Plus
Description of business (text)FilingDateInstantText · Plus
Business risks (text)FilingDateInstantText · Plus
Management analysis of financial position operating results and cash flows (text)FilingDateInstantText · Plus
Critical contracts for operation (text)FilingDateInstantText · Plus
Total number of shares (text)FilingDateInstantText · Plus
Issued shares total number of shares etc (text)FilingDateInstantText · Plus
Class issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)普通株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_OrdinaryShareMember
Original text (Japanese)東京証券取引所スタンダード市場
Description issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)単元株式数は100株であります。
Class issued shares total number of shares etcFilingDateInstant_ClassAPreferredSharesMember
Original text (Japanese)A種優先株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_ClassAPreferredSharesMember
Original text (Japanese)非上場
Description issued shares total number of shares etcFilingDateInstant_ClassAPreferredSharesMember
Original text (Japanese)単元株式数は100株であります。(注)1
Class issued shares total number of shares etcFilingDateInstant_ClassBPreferredSharesMember
Original text (Japanese)B種優先株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_ClassBPreferredSharesMember
Original text (Japanese)非上場
Description issued shares total number of shares etcFilingDateInstant_ClassBPreferredSharesMember
Original text (Japanese)単元株式数は100株であります。(注)2
Details of employee share option program (text)FilingDateInstantText · Plus
Other information on share acquisition rights (text)FilingDateInstantText · Plus
Exercises etc of moving strike convertible bonds etc (text)FilingDateInstantText · Plus
Changes in number of issued shares stated capital etc (text)FilingDateInstantText · Plus
Major shareholders (text)FilingDateInstantText · Plus
Name major shareholdersInterimInstant_No1MajorShareholdersMember
Original text (Japanese)SBI地銀ホールディングス株式会社
Address major shareholdersInterimInstant_No1MajorShareholdersMember
Original text (Japanese)東京都港区六本木1丁目6番1号
Name major shareholdersInterimInstant_No2MajorShareholdersMember
Original text (Japanese)中国総合信用株式会社
Address major shareholdersInterimInstant_No2MajorShareholdersMember
Original text (Japanese)広島県広島市東区光町2丁目8番37号
Name major shareholdersInterimInstant_No3MajorShareholdersMember
Original text (Japanese)株式会社日本カストディ銀行(信託口)
Address major shareholdersInterimInstant_No3MajorShareholdersMember
Original text (Japanese)東京都中央区晴海1丁目8番12号
Name major shareholdersInterimInstant_No4MajorShareholdersMember
Original text (Japanese)株式会社西京銀行
Address major shareholdersInterimInstant_No4MajorShareholdersMember
Original text (Japanese)山口県周南市平和通1丁目10番の2
Name major shareholdersInterimInstant_No5MajorShareholdersMember
Original text (Japanese)株式会社シノケングループ
Address major shareholdersInterimInstant_No5MajorShareholdersMember
Original text (Japanese)福岡県福岡市中央区天神1丁目1番1号

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2023-09-30pass
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2024-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2023-09-30pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2023-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2023-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2023-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · total assetsconsolidated 2023-09-30pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2024-09-30pass