Annual report
5844.TEDINET S100YEHZ
Period2025-04-01 → 2026-03-31
Filed2026-06-19
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 95
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥137.2bn | 2025-04-01 → 2026-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥50.9bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥43.6bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥136.7bn | 2025-04-01 → 2026-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥50.5bn | 2024-04-01 → 2025-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥96.7bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥36.6bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥31.6bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥96.7bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss |
| Net income | ¥36.6bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss |
| Total assets | ¥11.83T | at 2026-03-31 | Cons. | Assets |
| Total assets | ¥12.16T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥11.58T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥10.69T | at 2026-03-31 | Cons. | Liabilities |
| Total liabilities | ¥11.08T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥1.14T | at 2026-03-31 | Cons. | Net assets |
| Net assets / equity | ¥1.08T | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥1.14T | at 2024-03-31v | Cons. | Net assets |
| Cash & equivalents | ¥905.1bn | at 2026-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥1.32T | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥929.5bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Operating cash flow | −¥1.10T | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥501.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥36.8bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | ¥714.3bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥84.9bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥175.6bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥35.1bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥24.0bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥25.4bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥338.85 | 2025-04-01 → 2026-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥125.11 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥106.55 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥338.8 | 2025-04-01 → 2026-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥125.03 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥106.47 | 2023-04-01 → 2024-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥3,999.2 | at 2026-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥3,734.1 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥3,904.91 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 9.6% | at 2026-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.9% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 9.8% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 8.7% | 2025-04-01 → 2026-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 3.3% | 2024-04-01 → 2025-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 3.0% | 2023-04-01 → 2024-03-31v | Cons. | Rate of return on equity (5-year summary) |
| Employees | 3,676 | at 2026-03-31 | Cons. | Number of employees |
| Employees | 3,580 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 3,473 | at 2024-03-31v | Cons. | Number of employees |
| Revenue | ¥77.8bn | 2025-04-01 → 2026-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥31.3bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥11.9bn | 2023-04-01 → 2024-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Operating income | ¥76.5bn | 2025-04-01 → 2026-03-31 | Standalone | Operating income |
| Operating income | ¥30.0bn | 2024-04-01 → 2025-03-31 | Standalone | Operating income |
| Ordinary income | ¥76.4bn | 2025-04-01 → 2026-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥30.0bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥11.0bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥76.4bn | 2025-04-01 → 2026-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥30.0bn | 2024-04-01 → 2025-03-31 | Standalone | Income before income taxes |
| Net income | ¥76.4bn | 2025-04-01 → 2026-03-31 | Standalone | Profit loss |
| Net income | ¥30.0bn | 2024-04-01 → 2025-03-31 | Standalone | Profit loss |
| Net income | ¥11.1bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Total assets | ¥527.4bn | at 2026-03-31 | Standalone | Assets |
| Total assets | ¥485.9bn | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥479.8bn | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥297m | at 2026-03-31 | Standalone | Liabilities |
| Total liabilities | ¥193m | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥527.1bn | at 2026-03-31 | Standalone | Net assets |
| Net assets / equity | ¥485.7bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥479.6bn | at 2024-03-31v | Standalone | Net assets |
| Cash and deposits | ¥7.0bn | at 2026-03-31 | Standalone | Cash and deposits |
| Cash and deposits | ¥8.5bn | at 2025-03-31 | Standalone | Cash and deposits |
| EPS (basic) | ¥267.59 | 2025-04-01 → 2026-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥102.68 | 2024-04-01 → 2025-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥37.46 | 2023-04-01 → 2024-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥267.55 | 2025-04-01 → 2026-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥102.62 | 2024-04-01 → 2025-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥37.43 | 2023-04-01 → 2024-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| Dividend per share | ¥180 | 2025-04-01 → 2026-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥60 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥35 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Net assets per share | ¥1,855.38 | at 2026-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,674.28 | at 2025-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,640.98 | at 2024-03-31v | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 99.9% | at 2026-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.9% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 99.9% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 15.1% | 2025-04-01 → 2026-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 6.2% | 2024-04-01 → 2025-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 2.3% | 2023-04-01 → 2024-03-31v | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 301,362,000 | at 2026-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 301,362,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 303,362,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Employees | 271 | at 2026-03-31 | Standalone | Number of employees |
| Employees | 22 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 19 | at 2024-03-31v | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 1
| Segment | Item | Period | Value |
|---|---|---|---|
| Bankingreportable segment | employees | at 2026-03-31 | 3676 pure |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,868
| Item | Context | Value | Unit |
|---|---|---|---|
| Regular employees differences in wages between male and female employees metrics of consolidated subsidiaries | CurrentYearInstant_Row1Member | 0.715 | |
| Non regular employees differences in wages between male and female employees metrics of consolidated subsidiaries | CurrentYearInstant_Row1Member | 0.697 | |
| Cash and due from banks assets bnk | Prior1YearInstant | 1341005000000 | JPY |
| Cash and due from banks assets bnk | CurrentYearInstant | 918930000000 | JPY |
| Call loans and bills bought assets bnk | Prior1YearInstant | 58666000000 | JPY |
| Call loans and bills bought assets bnk | CurrentYearInstant | 453836000000 | JPY |
| Monetary claims bought assets bnk | Prior1YearInstant | 15007000000 | JPY |
| Monetary claims bought assets bnk | CurrentYearInstant | 15335000000 | JPY |
| Trading account securities assets bnk | Prior1YearInstant | 277000000 | JPY |
| Trading account securities assets bnk | CurrentYearInstant | 320000000 | JPY |
| Money held in trust assets bnk | Prior1YearInstant | 6306000000 | JPY |
| Money held in trust assets bnk | CurrentYearInstant | 6404000000 | JPY |
| Securities assets bnk | Prior1YearInstant | 3304862000000 | JPY |
| Securities assets bnk | CurrentYearInstant | 2650960000000 | JPY |
| Loans and bills discounted assets bnk | Prior1YearInstant | 7268234000000 | JPY |
| Loans and bills discounted assets bnk | CurrentYearInstant | 7590931000000 | JPY |
| Foreign exchanges assets bnk | Prior1YearInstant | 8725000000 | JPY |
| Foreign exchanges assets bnk | CurrentYearInstant | 9118000000 | JPY |
| Lease receivables and investment assets ca | Prior1YearInstant | 38137000000 | JPY |
| Lease receivables and investment assets ca | CurrentYearInstant | 42572000000 | JPY |
| Other assets assets bnk | Prior1YearInstant | 52503000000 | JPY |
| Other assets assets bnk | CurrentYearInstant | 62856000000 | JPY |
| Property plant and equipment | Prior1YearInstant | 78421000000 | JPY |
| Property plant and equipment | CurrentYearInstant | 80921000000 | JPY |
| Buildings net | Prior1YearInstant | 27610000000 | JPY |
| Buildings net | CurrentYearInstant | 30123000000 | JPY |
| Land | Prior1YearInstant | 43794000000 | JPY |
| Land | CurrentYearInstant | 43802000000 | JPY |
| Construction in progress | Prior1YearInstant | 2488000000 | JPY |
| Construction in progress | CurrentYearInstant | 2494000000 | JPY |
| Other net ppe | Prior1YearInstant | 4527000000 | JPY |
| Other net ppe | CurrentYearInstant | 4500000000 | JPY |
| Intangible assets | Prior1YearInstant | 7449000000 | JPY |
| Intangible assets | CurrentYearInstant | 7294000000 | JPY |
| Software | Prior1YearInstant | 4007000000 | JPY |
| Software | CurrentYearInstant | 4014000000 | JPY |
| Goodwill | Prior1YearInstant | 1426000000 | JPY |
| Goodwill | CurrentYearInstant | 1333000000 | JPY |
| Other ia | Prior1YearInstant | 2015000000 | JPY |
| Other ia | CurrentYearInstant | 1946000000 | JPY |
| Net defined benefit asset | Prior1YearInstant | 127000000 | JPY |
| Net defined benefit asset | CurrentYearInstant | 59000000 | JPY |
| Deferred tax assets | Prior1YearInstant | 1064000000 | JPY |
| Deferred tax assets | CurrentYearInstant | 1181000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | Prior1YearInstant | 13504000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | CurrentYearInstant | 16535000000 | JPY |
| Allowance for loan losses assets bnk | Prior1YearInstant | -33153000000 | JPY |
| Allowance for loan losses assets bnk | CurrentYearInstant | -31591000000 | JPY |
| Assets | Prior1YearInstant | 12161140000000 | JPY |
| Assets | CurrentYearInstant | 11825666000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 22 of 22 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |