Annual report
5838.TEDINET S100YGME
Period2025-04-01 → 2026-03-31
Filed2026-06-22
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 129
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥103.1bn | 2025-04-01 → 2026-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥71.5bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥48.4bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥38.7bn | 2022-04-01 → 2023-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥27.9bn | 2021-04-01 → 2022-03-31d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥103.1bn | 2025-04-01 → 2026-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥71.5bn | 2024-04-01 → 2025-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥73.1bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥50.8bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥34.4bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥27.7bn | 2022-04-01 → 2023-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥20.0bn | 2021-04-01 → 2022-03-31d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥71.9bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss |
| Net income | ¥49.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss |
| Total assets | ¥16.59T | at 2026-03-31 | Cons. | Assets |
| Total assets | ¥14.75T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥13.48T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥11.59T | at 2023-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥9.49T | at 2022-03-31d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥16.20T | at 2026-03-31 | Cons. | Liabilities |
| Total liabilities | ¥14.43T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥389.5bn | at 2026-03-31 | Cons. | Net assets |
| Net assets / equity | ¥319.1bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥279.6bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥231.7bn | at 2023-03-31v | Cons. | Net assets (5-year summary) |
| Net assets / equity | ¥206.5bn | at 2022-03-31d | Cons. | Net assets (5-year summary) |
| Cash & equivalents | ¥4.14T | at 2026-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥4.24T | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥4.79T | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥4.05T | at 2023-03-31v | Cons. | Cash and cash equivalents (5-year summary) |
| Cash & equivalents | ¥3.65T | at 2022-03-31d | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | ¥354.3bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥183.8bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥1.03T | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥594.7bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥1.46T | 2021-04-01 → 2022-03-31d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥457.6bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥732.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥301.1bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥193.6bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥496.0bn | 2021-04-01 → 2022-03-31d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | ¥0 | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥0 | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥13.3bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥418.76 | 2025-04-01 → 2026-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥291.03 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥198.42 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥168.37 | 2022-04-01 → 2023-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥121.84 | 2021-04-01 → 2022-03-31d | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥418.1 | 2025-04-01 → 2026-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥290.77 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥198.41 | 2023-04-01 → 2024-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥2,127.93 | at 2026-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,729.9 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,493.84 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,295.31 | at 2023-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,137.52 | at 2022-03-31d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 2.2% | at 2026-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 2.0% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2023-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2022-03-31d | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 21.7% | 2025-04-01 → 2026-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 18.0% | 2024-04-01 → 2025-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 14.5% | 2023-04-01 → 2024-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 13.8% | 2022-04-01 → 2023-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 11.2% | 2021-04-01 → 2022-03-31d | Cons. | Rate of return on equity (5-year summary) |
| Employees | 1,186 | at 2026-03-31 | Cons. | Number of employees |
| Employees | 1,076 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 1,056 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 1,001 | at 2023-03-31v | Cons. | Number of employees |
| Employees | 925 | at 2022-03-31d | Cons. | Number of employees |
| Ordinary income | ¥104.3bn | 2025-04-01 → 2026-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥72.5bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥50.0bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥40.6bn | 2022-04-01 → 2023-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥29.5bn | 2021-04-01 → 2022-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥104.3bn | 2025-04-01 → 2026-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥72.5bn | 2024-04-01 → 2025-03-31 | Standalone | Income before income taxes |
| Net income | ¥73.0bn | 2025-04-01 → 2026-03-31 | Standalone | Profit loss |
| Net income | ¥50.5bn | 2024-04-01 → 2025-03-31 | Standalone | Profit loss |
| Net income | ¥34.7bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥28.1bn | 2022-04-01 → 2023-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥20.5bn | 2021-04-01 → 2022-03-31d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥16.44T | at 2026-03-31 | Standalone | Assets |
| Total assets | ¥14.71T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥13.53T | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥11.69T | at 2023-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥9.65T | at 2022-03-31d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥16.07T | at 2026-03-31 | Standalone | Liabilities |
| Total liabilities | ¥14.41T | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥365.8bn | at 2026-03-31 | Standalone | Net assets |
| Net assets / equity | ¥297.8bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥255.7bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥209.3bn | at 2023-03-31v | Standalone | Net assets (5-year summary) |
| Net assets / equity | ¥183.5bn | at 2022-03-31d | Standalone | Net assets (5-year summary) |
| EPS (basic) | ¥418.44 | 2025-04-01 → 2026-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥289.7 | 2024-04-01 → 2025-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥199.87 | 2023-04-01 → 2024-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥170.69 | 2022-04-01 → 2023-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥124.49 | 2021-04-01 → 2022-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥417.78 | 2025-04-01 → 2026-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥289.44 | 2024-04-01 → 2025-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥199.86 | 2023-04-01 → 2024-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥2,092.02 | at 2026-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,704.37 | at 2025-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,465.44 | at 2024-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,272.44 | at 2023-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,115.7 | at 2022-03-31d | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 2.2% | at 2026-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 2.0% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.7% | at 2023-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2022-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 22.0% | 2025-04-01 → 2026-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 18.2% | 2024-04-01 → 2025-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 14.9% | 2023-04-01 → 2024-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 14.2% | 2022-04-01 → 2023-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 11.7% | 2021-04-01 → 2022-03-31d | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 174,499,000 | at 2026-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 174,482,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 174,482,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 164,463,000 | at 2023-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 2,349,000 | at 2022-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 987 | at 2026-03-31 | Standalone | Number of employees |
| Employees | 901 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 877 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 827 | at 2023-03-31v | Standalone | Number of employees |
| Employees | 759 | at 2022-03-31d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 1
| Segment | Item | Period | Value |
|---|---|---|---|
| Banking Businessreportable segment | employees | at 2026-03-31 | 1186 pure |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,443
| Item | Context | Value | Unit |
|---|---|---|---|
| Corporate bonds investment securities assets bnk | CurrentYearInstant_NonConsolidatedMember | 988572000000 | JPY |
| Stocks assets investment securities bnk | Prior1YearInstant_NonConsolidatedMember | 2291000000 | JPY |
| Stocks assets investment securities bnk | CurrentYearInstant_NonConsolidatedMember | 2291000000 | JPY |
| Other securities investment securities assets bnk | Prior1YearInstant_NonConsolidatedMember | 300616000000 | JPY |
| Other securities investment securities assets bnk | CurrentYearInstant_NonConsolidatedMember | 443853000000 | JPY |
| Loans and bills discounted assets bnk | Prior1YearInstant_NonConsolidatedMember | 4954630000000 | JPY |
| Loans and bills discounted assets bnk | CurrentYearInstant_NonConsolidatedMember | 5819706000000 | JPY |
| Loans on deeds loans and bills discounted assets bnk | Prior1YearInstant_NonConsolidatedMember | 4618238000000 | JPY |
| Loans on deeds loans and bills discounted assets bnk | CurrentYearInstant_NonConsolidatedMember | 5442195000000 | JPY |
| Overdrafts loans and bills discounted assets bnk | Prior1YearInstant_NonConsolidatedMember | 336392000000 | JPY |
| Overdrafts loans and bills discounted assets bnk | CurrentYearInstant_NonConsolidatedMember | 377511000000 | JPY |
| Foreign exchanges assets bnk | Prior1YearInstant_NonConsolidatedMember | 8377000000 | JPY |
| Foreign exchanges assets bnk | CurrentYearInstant_NonConsolidatedMember | 4328000000 | JPY |
| Due from foreign banks our accounts foreign exchanges assets bnk | Prior1YearInstant_NonConsolidatedMember | 8377000000 | JPY |
| Due from foreign banks our accounts foreign exchanges assets bnk | CurrentYearInstant_NonConsolidatedMember | 4328000000 | JPY |
| Other assets assets bnk | Prior1YearInstant_NonConsolidatedMember | 156534000000 | JPY |
| Other assets assets bnk | CurrentYearInstant_NonConsolidatedMember | 207400000000 | JPY |
| Domestic exchange settlement account debit other assets assets bnk | Prior1YearInstant_NonConsolidatedMember | 37876000000 | JPY |
| Domestic exchange settlement account debit other assets assets bnk | CurrentYearInstant_NonConsolidatedMember | 38808000000 | JPY |
| Prepaid expenses | Prior1YearInstant_NonConsolidatedMember | 2649000000 | JPY |
| Prepaid expenses | CurrentYearInstant_NonConsolidatedMember | 3856000000 | JPY |
| Accrued income | Prior1YearInstant_NonConsolidatedMember | 19060000000 | JPY |
| Accrued income | CurrentYearInstant_NonConsolidatedMember | 27330000000 | JPY |
| Initial margins of futures markets other assets assets bnk | Prior1YearInstant_NonConsolidatedMember | 2063000000 | JPY |
| Initial margins of futures markets other assets assets bnk | CurrentYearInstant_NonConsolidatedMember | 10000000 | JPY |
| Derivatives other than for trading assets other assets bnk | Prior1YearInstant_NonConsolidatedMember | 30119000000 | JPY |
| Derivatives other than for trading assets other assets bnk | CurrentYearInstant_NonConsolidatedMember | 43693000000 | JPY |
| Cash collateral paid for financial instruments assets | Prior1YearInstant_NonConsolidatedMember | 46182000000 | JPY |
| Cash collateral paid for financial instruments assets | CurrentYearInstant_NonConsolidatedMember | 72767000000 | JPY |
| Other other assets assets bnk | Prior1YearInstant_NonConsolidatedMember | 18582000000 | JPY |
| Other other assets assets bnk | CurrentYearInstant_NonConsolidatedMember | 20933000000 | JPY |
| Property plant and equipment | Prior1YearInstant_NonConsolidatedMember | 2929000000 | JPY |
| Property plant and equipment | CurrentYearInstant_NonConsolidatedMember | 2995000000 | JPY |
| Buildings net | Prior1YearInstant_NonConsolidatedMember | 620000000 | JPY |
| Buildings net | CurrentYearInstant_NonConsolidatedMember | 573000000 | JPY |
| Other net ppe | Prior1YearInstant_NonConsolidatedMember | 2308000000 | JPY |
| Other net ppe | CurrentYearInstant_NonConsolidatedMember | 2422000000 | JPY |
| Intangible assets | Prior1YearInstant_NonConsolidatedMember | 27410000000 | JPY |
| Intangible assets | CurrentYearInstant_NonConsolidatedMember | 37290000000 | JPY |
| Software | Prior1YearInstant_NonConsolidatedMember | 13670000000 | JPY |
| Software | CurrentYearInstant_NonConsolidatedMember | 20651000000 | JPY |
| Software in progress | Prior1YearInstant_NonConsolidatedMember | 13739000000 | JPY |
| Software in progress | CurrentYearInstant_NonConsolidatedMember | 16637000000 | JPY |
| Other ia | Prior1YearInstant_NonConsolidatedMember | 0 | JPY |
| Other ia | CurrentYearInstant_NonConsolidatedMember | 0 | JPY |
| Deferred tax assets | Prior1YearInstant_NonConsolidatedMember | 14510000000 | JPY |
| Deferred tax assets | CurrentYearInstant_NonConsolidatedMember | 19361000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | Prior1YearInstant_NonConsolidatedMember | 15776000000 | JPY |
| Customers liabilities for acceptances and guarantees assets bnk | CurrentYearInstant_NonConsolidatedMember | 19206000000 | JPY |
| Allowance for loan losses assets bnk | Prior1YearInstant_NonConsolidatedMember | -5241000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 20 of 20 passed
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| balance sheet identity | pass rounding |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |