Annual report
5838.TEDINET S100W2TC
Period2024-04-01 → 2025-03-31
Filed2025-06-23
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 126
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥71.5bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥48.4bn | 2023-04-01 → 2024-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥38.7bn | 2022-04-01 → 2023-03-31d | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥27.9bn | 2021-04-01 → 2022-03-31d | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥27.6bn | 2020-04-01 → 2021-03-31d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥71.5bn | 2024-04-01 → 2025-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥48.3bn | 2023-04-01 → 2024-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥50.8bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥34.4bn | 2023-04-01 → 2024-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥27.7bn | 2022-04-01 → 2023-03-31d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥20.0bn | 2021-04-01 → 2022-03-31d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥19.3bn | 2020-04-01 → 2021-03-31d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥49.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss |
| Net income | ¥33.2bn | 2023-04-01 → 2024-03-31 | Cons. | Profit loss |
| Total assets | ¥14.75T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥13.48T | at 2024-03-31 | Cons. | Assets |
| Total assets | ¥11.59T | at 2023-03-31d | Cons. | Total assets (5-year summary) |
| Total assets | ¥9.49T | at 2022-03-31d | Cons. | Total assets (5-year summary) |
| Total assets | ¥6.49T | at 2021-03-31d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥14.43T | at 2025-03-31 | Cons. | Liabilities |
| Total liabilities | ¥13.20T | at 2024-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥319.1bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥279.6bn | at 2024-03-31 | Cons. | Net assets |
| Net assets / equity | ¥231.7bn | at 2023-03-31d | Cons. | Net assets |
| Net assets / equity | ¥206.5bn | at 2022-03-31d | Cons. | Net assets (5-year summary) |
| Net assets / equity | ¥186.8bn | at 2021-03-31d | Cons. | Net assets (5-year summary) |
| Cash & equivalents | ¥4.24T | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥4.79T | at 2024-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥4.05T | at 2023-03-31d | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥3.65T | at 2022-03-31d | Cons. | Cash and cash equivalents (5-year summary) |
| Cash & equivalents | ¥2.68T | at 2021-03-31d | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | ¥183.8bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥1.03T | 2023-04-01 → 2024-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥594.7bn | 2022-04-01 → 2023-03-31d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥1.46T | 2021-04-01 → 2022-03-31d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥1.50T | 2020-04-01 → 2021-03-31d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥732.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥301.1bn | 2023-04-01 → 2024-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥193.6bn | 2022-04-01 → 2023-03-31d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥496.0bn | 2021-04-01 → 2022-03-31d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | ¥37.5bn | 2020-04-01 → 2021-03-31d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | ¥0 | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥13.3bn | 2023-04-01 → 2024-03-31 | Cons. | Net cash provided by used in financing activities |
| EPS (basic) | ¥291.03 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥198.42 | 2023-04-01 → 2024-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥168.37 | 2022-04-01 → 2023-03-31d | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥121.84 | 2021-04-01 → 2022-03-31d | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥117.57 | 2020-04-01 → 2021-03-31d | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥290.77 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥198.41 | 2023-04-01 → 2024-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥1,729.9 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,493.84 | at 2024-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,295.31 | at 2023-03-31d | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,137.52 | at 2022-03-31d | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,021.34 | at 2021-03-31d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 2.0% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2024-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2023-03-31d | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2022-03-31d | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 2.5% | at 2021-03-31d | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 18.0% | 2024-04-01 → 2025-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 14.5% | 2023-04-01 → 2024-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 13.8% | 2022-04-01 → 2023-03-31d | Cons. | Rate of return on equity (5-year summary) |
| ROE | 11.2% | 2021-04-01 → 2022-03-31d | Cons. | Rate of return on equity (5-year summary) |
| ROE | 12.2% | 2020-04-01 → 2021-03-31d | Cons. | Rate of return on equity (5-year summary) |
| Employees | 1,076 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 1,056 | at 2024-03-31 | Cons. | Number of employees |
| Employees | 1,001 | at 2023-03-31d | Cons. | Number of employees |
| Employees | 925 | at 2022-03-31d | Cons. | Number of employees |
| Employees | 916 | at 2021-03-31d | Cons. | Number of employees |
| Ordinary income | ¥72.5bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥50.0bn | 2023-04-01 → 2024-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥40.6bn | 2022-04-01 → 2023-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥29.5bn | 2021-04-01 → 2022-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥27.9bn | 2020-04-01 → 2021-03-31d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥72.5bn | 2024-04-01 → 2025-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥50.0bn | 2023-04-01 → 2024-03-31 | Standalone | Income before income taxes |
| Net income | ¥50.5bn | 2024-04-01 → 2025-03-31 | Standalone | Profit loss |
| Net income | ¥34.7bn | 2023-04-01 → 2024-03-31 | Standalone | Profit loss |
| Net income | ¥28.1bn | 2022-04-01 → 2023-03-31d | Standalone | Net income loss (5-year summary) |
| Net income | ¥20.5bn | 2021-04-01 → 2022-03-31d | Standalone | Net income loss (5-year summary) |
| Net income | ¥19.5bn | 2020-04-01 → 2021-03-31d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥14.71T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥13.53T | at 2024-03-31 | Standalone | Assets |
| Total assets | ¥11.69T | at 2023-03-31d | Standalone | Total assets (5-year summary) |
| Total assets | ¥9.65T | at 2022-03-31d | Standalone | Total assets (5-year summary) |
| Total assets | ¥6.68T | at 2021-03-31d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥14.41T | at 2025-03-31 | Standalone | Liabilities |
| Total liabilities | ¥13.27T | at 2024-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥297.8bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥255.7bn | at 2024-03-31 | Standalone | Net assets |
| Net assets / equity | ¥209.3bn | at 2023-03-31d | Standalone | Net assets |
| Net assets / equity | ¥183.5bn | at 2022-03-31d | Standalone | Net assets (5-year summary) |
| Net assets / equity | ¥165.5bn | at 2021-03-31d | Standalone | Net assets (5-year summary) |
| EPS (basic) | ¥289.7 | 2024-04-01 → 2025-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥199.87 | 2023-04-01 → 2024-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥170.69 | 2022-04-01 → 2023-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥124.49 | 2021-04-01 → 2022-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥118.36 | 2020-04-01 → 2021-03-31d | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥289.44 | 2024-04-01 → 2025-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥199.86 | 2023-04-01 → 2024-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥1,704.37 | at 2025-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,465.44 | at 2024-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,272.44 | at 2023-03-31d | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,115.7 | at 2022-03-31d | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,006.26 | at 2021-03-31d | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 2.0% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.8% | at 2024-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.7% | at 2023-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 1.9% | at 2022-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 2.4% | at 2021-03-31d | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 18.2% | 2024-04-01 → 2025-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 14.9% | 2023-04-01 → 2024-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 14.2% | 2022-04-01 → 2023-03-31d | Standalone | Rate of return on equity (5-year summary) |
| ROE | 11.7% | 2021-04-01 → 2022-03-31d | Standalone | Rate of return on equity (5-year summary) |
| ROE | 12.4% | 2020-04-01 → 2021-03-31d | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 174,482,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 174,482,000 | at 2024-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 164,463,000 | at 2023-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 2,349,000 | at 2022-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 2,349,000 | at 2021-03-31d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 901 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 877 | at 2024-03-31 | Standalone | Number of employees |
| Employees | 827 | at 2023-03-31d | Standalone | Number of employees |
| Employees | 759 | at 2022-03-31d | Standalone | Number of employees |
| Employees | 769 | at 2021-03-31d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 1
| Segment | Item | Period | Value |
|---|---|---|---|
| Banking Businessreportable segment | employees | at 2025-03-31 | 1076 pure |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,451
| Item | Context | Value | Unit |
|---|---|---|---|
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_LegalCapitalSurplusMember | － | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_OtherCapitalSurplusMember | － | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_CapitalSurplusMember | － | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember | 50548000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember | 50548000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_TreasuryStockMember | -0 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember | 50548000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember | -9325000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_DeferredGainsOrLossesOnHedgesMember | 465000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember | -8859000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember_SubscriptionRightsToSharesMember | 364000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonConsolidatedMember | 42053000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_CapitalStockMember | 32616000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_LegalCapitalSurplusMember | 9130000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_OtherCapitalSurplusMember | 1412000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_CapitalSurplusMember | 10543000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_RetainedEarningsBroughtForwardMember | 271755000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_RetainedEarningsMember | 271755000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_TreasuryStockMember | -0 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_ShareholdersEquityMember | 314914000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember | -17809000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_DeferredGainsOrLossesOnHedgesMember | 277000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember | -17531000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember_SubscriptionRightsToSharesMember | 409000000 | JPY |
| Net assets | CurrentYearInstant_NonConsolidatedMember | 297791000000 | JPY |
| Accumulated depreciation ppe by group | Prior1YearInstant_NonConsolidatedMember | -3475000000 | JPY |
| Accumulated depreciation ppe by group | CurrentYearInstant_NonConsolidatedMember | -4168000000 | JPY |
| Document title cover page | FilingDateInstant | Original text (Japanese)有価証券報告書 | |
| Clause of stipulation cover page | FilingDateInstant | Original text (Japanese)金融商品取引法第24条第１項 | |
| Place of filing cover page | FilingDateInstant | Original text (Japanese)関東財務局長 | |
| Filing date cover page | FilingDateInstant | 2025-06-23 | |
| Fiscal year cover page | FilingDateInstant | Original text (Japanese)第26期(自 2024年４月１日 至 2025年３月31日) | |
| Company name cover page | FilingDateInstant | Original text (Japanese)楽天銀行株式会社 | |
| Company name in english cover page | FilingDateInstant | Rakuten Bank, Ltd. | |
| Title and name of representative cover page | FilingDateInstant | Original text (Japanese)代表取締役社長 永井 啓之 | |
| Address of registered headquarter cover page | FilingDateInstant | Original text (Japanese)東京都港区港南二丁目16番５号 | |
| Telephone number address of registered headquarter cover page | FilingDateInstant | (050)5817-6630 | |
| Name of contact person address of registered headquarter cover page | FilingDateInstant | Original text (Japanese)常務執行役員 企画本部担当役員 水口 直毅 | |
| Nearest place of contact cover page | FilingDateInstant | Original text (Japanese)東京都港区港南二丁目16番５号 | |
| Telephone number nearest place of contact cover page | FilingDateInstant | (050)5817-6630 | |
| Name of contact person nearest place of contact cover page | FilingDateInstant | Original text (Japanese)常務執行役員 企画本部担当役員 水口 直毅 | |
| Place for public inspection cover page (text) | FilingDateInstant | Text · Plus | |
| Edinet code | FilingDateInstant | E03621 | |
| Fund code | FilingDateInstant | － | |
| Security code | FilingDateInstant | 58380 | |
| Filer name in japanese | FilingDateInstant | Original text (Japanese)楽天銀行株式会社 | |
| Filer name in english | FilingDateInstant | Rakuten Bank, Ltd. | |
| Fund name in japanese | FilingDateInstant | － | |
| Fund name in english | FilingDateInstant | － | |
| Cabinet office ordinance | FilingDateInstant | Original text (Japanese)企業内容等の開示に関する内閣府令 |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 20 of 20 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |