Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 95
MetricValuePeriodScopeSource row
Ordinary income¥102.1bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥102.2bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥74.0bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥104.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥79.5bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥74.6bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥57.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥52.4bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥74.6bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥57.8bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥15.71Tat 2025-03-31Cons.Assets
Total assets¥16.14Tat 2024-03-31Cons.Assets
Total assets¥15.65Tat 2023-03-31dCons.Total assets (5-year summary)
Total liabilities¥14.55Tat 2025-03-31Cons.Liabilities
Total liabilities¥14.94Tat 2024-03-31Cons.Liabilities
Net assets / equity¥1.17Tat 2025-03-31Cons.Net assets
Net assets / equity¥1.20Tat 2024-03-31Cons.Net assets
Net assets / equity¥1.15Tat 2023-03-31dCons.Net assets
Cash & equivalents¥879.2bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.42Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2023-03-31dCons.Cash and cash equivalents
Operating cash flow−¥521.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥170.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥72.5bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥16.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥293.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥426.8bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥36.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥24.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥61.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥136.372024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥104.172023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.922022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥136.342024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥104.152023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥91.012022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥2,153.14at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,188.01at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,050.65at 2023-03-31dCons.Net assets per share (5-year summary)
Equity ratio7.4%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
ROE6.3%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE4.9%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE4.7%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
Employees4,134at 2025-03-31Cons.Number of employees
Employees4,001at 2024-03-31Cons.Number of employees
Employees3,945at 2023-03-31dCons.Number of employees
Revenue¥41.6bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥52.3bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥521m2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥39.9bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income¥50.9bn2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥39.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥50.9bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income−¥764m2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥41.0bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥50.9bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥40.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥50.6bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥1.7bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Total assets¥852.3bnat 2025-03-31StandaloneAssets
Total assets¥847.9bnat 2024-03-31StandaloneAssets
Total assets¥826.9bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.1bnat 2025-03-31StandaloneLiabilities
Total liabilities¥436mat 2024-03-31StandaloneLiabilities
Net assets / equity¥851.2bnat 2025-03-31StandaloneNet assets
Net assets / equity¥847.5bnat 2024-03-31StandaloneNet assets
Net assets / equity¥826.8bnat 2023-03-31dStandaloneNet assets
Cash and deposits¥47.5bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥38.4bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥73.842024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥91.312023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥3.052022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥73.832024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥91.282023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥3.052022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥602024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥392023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥152022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,570.57at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,540.82at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,476.65at 2023-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio99.9%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.9%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio100.0%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.8%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE6.0%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE0.2%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued580,129,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued585,129,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued595,129,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees21at 2025-03-31StandaloneNumber of employees
Employees14at 2024-03-31StandaloneNumber of employees
Employees11at 2023-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 72
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥188m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥129m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2025-03-31411 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥14.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥39.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥887.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥41.5bn
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2025-03-31−¥2m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥43.4bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥892.5bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥36.2bn
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥14.0bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥11.8bn
Bankingreportable segmentemployeesat 2025-03-313618 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥294.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥3.1bn
Bankingreportable segmentsegment assetsat 2025-03-31¥15.60T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥95.0bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥623m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥1.2bn
Leasingreportable segmentemployeesat 2025-03-31105 pure
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥32.5bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥1.0bn
Leasingreportable segmentsegment assetsat 2025-03-31¥124.5bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥1.7bn
—segment totalcapex2024-04-01 → 2025-03-31¥14.6bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥13.1bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥327.2bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥4.1bn
—segment totalsegment assetsat 2025-03-31¥15.72T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥96.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥14.8bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥13.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥341.3bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥43.4bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥16.61T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥138.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2024-03-31¥155m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2024-03-31¥114m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2024-03-31¥19.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2024-03-31¥51.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-03-31¥891.3bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2024-03-31¥60.6bn
Reconciling Itemsreconcilingcapex2023-04-01 → 2024-03-31−¥3m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2024-03-31−¥4m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥55.0bn
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥875.7bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥49.6bn
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥11.1bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥13.8bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥295.2bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥2.4bn
Bankingreportable segmentsegment assetsat 2024-03-31¥16.00T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥89.6bn
Leasingreportable segmentcapex2023-04-01 → 2024-03-31¥849m
Leasingreportable segmentdepreciation2023-04-01 → 2024-03-31¥1.3bn
Leasingreportable segmentrevenue external2023-04-01 → 2024-03-31¥32.4bn
Leasingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥1.0bn
Leasingreportable segmentsegment assetsat 2024-03-31¥121.5bn
Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥1.7bn
—segment totalcapex2023-04-01 → 2024-03-31¥11.9bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥15.1bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥327.6bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥3.4bn
—segment totalsegment assetsat 2024-03-31¥16.13T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31¥91.3bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥12.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥15.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥346.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥55.0bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥17.02T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥151.9bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,245
ItemContextValueUnit
Other ordinary income oibnkCurrentYearDuration2239000000JPY
Other income oibnkPrior1YearDuration36964000000JPY
Other income oibnkCurrentYearDuration21213000000JPY
Recoveries of written off claims oibnkPrior1YearDuration53000000JPY
Recoveries of written off claims oibnkCurrentYearDuration71000000JPY
Other other income oibnkPrior1YearDuration36910000000JPY
Other other income oibnkCurrentYearDuration21141000000JPY
Ordinary expenses bnkPrior1YearDuration244301000000JPY
Ordinary expenses bnkCurrentYearDuration239204000000JPY
Interest expenses oebnkPrior1YearDuration78315000000JPY
Interest expenses oebnkCurrentYearDuration80727000000JPY
Interest on deposits oebnkPrior1YearDuration38332000000JPY
Interest on deposits oebnkCurrentYearDuration39978000000JPY
Interest on negotiable certificates of deposit oebnkPrior1YearDuration2796000000JPY
Interest on negotiable certificates of deposit oebnkCurrentYearDuration2517000000JPY
Interest on call money and bills sold oebnkPrior1YearDuration1377000000JPY
Interest on call money and bills sold oebnkCurrentYearDuration1178000000JPY
Interest on payables under repurchase agreements oebnkPrior1YearDuration25462000000JPY
Interest on payables under repurchase agreements oebnkCurrentYearDuration26984000000JPY
Interest on payables under securities lending transactions oebnkPrior1YearDuration288000000JPY
Interest on payables under securities lending transactions oebnkCurrentYearDuration796000000JPY
Interest on borrowings and rediscounts oebnkPrior1YearDuration4073000000JPY
Interest on borrowings and rediscounts oebnkCurrentYearDuration1461000000JPY
Interest on bonds noePrior1YearDuration1003000000JPY
Interest on bonds noeCurrentYearDuration13000000JPY
Other interest expenses oebnkPrior1YearDuration4981000000JPY
Other interest expenses oebnkCurrentYearDuration7797000000JPY
Fees and commissions payments oebnkPrior1YearDuration38397000000JPY
Fees and commissions payments oebnkCurrentYearDuration39335000000JPY
Other ordinary expenses oebnkPrior1YearDuration21525000000JPY
Other ordinary expenses oebnkCurrentYearDuration12690000000JPY
General and administrative expenses oebnkPrior1YearDuration96469000000JPY
General and administrative expenses oebnkCurrentYearDuration97110000000JPY
Other expenses oebnkPrior1YearDuration9593000000JPY
Other expenses oebnkCurrentYearDuration9340000000JPY
Provision of allowance for loan losses oebnkPrior1YearDuration3980000000JPY
Provision of allowance for loan losses oebnkCurrentYearDuration3878000000JPY
Other other expenses oebnkPrior1YearDuration5612000000JPY
Other other expenses oebnkCurrentYearDuration5461000000JPY
Ordinary incomePrior1YearDuration102224000000JPY
Ordinary incomeCurrentYearDuration102073000000JPY
Extraordinary incomePrior1YearDuration25000000JPY
Extraordinary incomeCurrentYearDuration7257000000JPY
Gain on disposal of noncurrent assets eiPrior1YearDuration25000000JPY
Gain on disposal of noncurrent assets eiCurrentYearDuration6481000000JPY
Gain on sales of subsidiaries and affiliates stocks eiPrior1YearDuration-JPY
Gain on sales of subsidiaries and affiliates stocks eiCurrentYearDuration775000000JPY
Extraordinary lossPrior1YearDuration22759000000JPY
Extraordinary lossCurrentYearDuration4700000000JPY
Loss on disposal of noncurrent assets elPrior1YearDuration409000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass